The 14715 ZIP Code is primarily associated with Bolivar, NY (Allegany County) in the U.S. The current population estimate is 2,733. Approximately 12.2% of residents in this New York region hold a bachelor's degree or higher. The per capita income is estimated to be $22,023. The median household income is approximately $42,802, and an estimated 17% of the population is living below the poverty line.
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In ZIP Code 14715, 87.2% of the population graduated high school, while 12.2% have a bachelor's degree or higher. In this region, 3.0% achieved an education level less than 9th grade, while 6.3% hold a graduate or professional degree. Approximately 42.0% in this Allegany County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.0% |
| 9th to 12th grade, no diploma | 9.8% |
| High school graduate (includes equivalency) | 42.0% |
| Some college, no degree | 18.2% |
| Associate's degree | 14.8% |
| Bachelor's degree | 5.9% |
| Graduate or professional degree | 6.3% |
Residents of ZIP Code 14715 are older than average. The median age of 39.8 years in ZIP Code 14715 is approximately 4.46% higher than the overall median age in the U.S. of 38.1 years. About 74.4% of residents are aged 18 years and older, and 22.1% of residents are 62 years and over. Approximately 14.3% of the population in 14715 falls in the age group 35 to 44 years, while an estimated 12.6% are aged 25 to 34 years. On the low end of the scale, 1.2% of 14715 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.7% |
| 5 to 9 years | 8.0% |
| 10 to 14 years | 6.4% |
| 15 to 19 years | 6.7% |
| 20 to 24 years | 3.0% |
| 25 to 34 years | 12.6% |
| 35 to 44 years | 14.3% |
| 45 to 54 years | 11.3% |
| 55 to 59 years | 5.8% |
| 60 to 64 years | 6.5% |
| 65 to 74 years | 11.3% |
| 75 to 84 years | 6.3% |
| 85 years and over | 1.2% |
The median household income in ZIP Code 14715 is $42,802, while the region's mean household income is $53,451. Breaking income down further, per capita income in the region is $22,023. The per capita income in ZIP Code 14715 of $22,023 is approximately 44% less than the per capita income in the U.S. overall of $39,326. An estimated 16.7% of the population is living below the poverty line in this region. This rate is approximately75.79% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.8% of the population in 14715 earn $75,000 to $99,999 per year, while an estimated 16.8% earn $50,000 to $74,999 per year, and 0.3% of 14715 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.3% |
| $10,000 to $14,999 per year | 4.5% |
| $15,000 to $24,999 per year | 16.4% |
| $25,000 to $34,999 per year | 15.3% |
| $35,000 to $49,999 per year | 12.4% |
| $50,000 to $74,999 per year | 16.8% |
| $75,000 to $99,999 per year | 17.8% |
| $100,000 to $149,999 per year | 9.2% |
| $150,000 to $199,999 per year | 1.0% |
| $200,000 or more per year | 0.3% |
Looking at race in the population that makes up ZIP Code 14715, 99.5% is one race, while 0.5% are two or more races. Approximately 1.2% of 14715 residents are hispanic or Latino (of any race). The most common race in 14715 (race alone or in combination with one or more other races), is White (98.8%), followed by American Indian and Alaska Native (1.3%) .
| Industry | Percent |
|---|---|
| White | 98.8% |
| Black or African American | 0.1% |
| American Indian and Alaska Native | 1.3% |
| Asian | 0.3% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
In ZIP Code 14715, 98.3% of the population lists "English only" as the language spoken in home, while 1.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.2% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Allegany County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.3% |
| Spanish | 1.5% |
| Other Indo-European languages | 0.2% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 14715, an estimated 35.8% of homes were built in 1939 or earlier. Additionally, 10.6% of homes in the region were built between 1970 and 1979, while an estimated 1.1% of homes were built between 2010 and 2013 in this Allegany County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.9% |
| Built between 2010 and 2013 | 1.1% |
| Built between 2000 and 2009 | 7.0% |
| Built between 1990 and 1999 | 7.0% |
| Built between 1980 and 1989 | 10.3% |
| Built between 1970 and 1979 | 10.6% |
| Built between 1960 and 1969 | 10.4% |
| Built between 1950 and 1959 | 7.5% |
| Built between 1940 and 1949 | 8.3% |
| Built in 1939 or earlier | 35.8% |
One of the leading chronic health issues in ZIP Code 14715 is high cholesterol, as an estimated 36.6% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 14715 is high blood pressure, as approximately 33.3% of adults 18 and older in this Allegany County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 29.6% |
| High blood pressure | 33.3% |
| Cancer (excluding skin cancer) | 7.1% |
| Current asthma | 11.6% |
| Coronary heart disease | 6.6% |
| Diagnosed diabetes | 11.3% |
| High cholesterol | 36.6% |
| Chronic kidney disease | 3.1% |
| Stroke | 3.2% |
One of the top preventative health measures in ZIP Code 14715 is current access to health insurance, as an estimated 93.4% of adults 18 and older take part in this preventive measure. Additionally, 85.0% of those 18 and above in 14715 list cholesterol screening, as a preventive measure. Common health risk behaviors in 14715 include obesity (37.0% of adults aged 18 and above) and sleeping less than 7 hours (35.4% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.4% |
| Taking medicine for high blood pressure control | 77.6% |
| Visits to doctor for routine checkup | 78.9% |
| Cholesterol screening | 85.0% |
| Visits to dentist or dental clinic | 58.1% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 18.9% |
| Current smoking | 23.1% |
| No leisure-time physical activity | 25.7% |
| Obesity | 37.0% |
| Sleeping less than 7 hours | 35.4% |
Regarding solar power potential, ZIP Code 14715 has an average daily solar radiation level of 4.43 kWh/m2/day. This is approximately 7.52% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 32.78% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 14715 | 10.73¢/kWh | 6.44¢/kWh | 4.39¢/kWh |
| New York | 24.23¢/kWh | 18.58¢/kWh | 7.26¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 14715 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.99 | 1.9 | 5.84 |
| Feb | 4 | 3 | 6.31 |
| Mar | 4.63 | 3.65 | 7.02 |
| Apr | 5.19 | 5.13 | 7.3 |
| May | 5.36 | 5.17 | 7.13 |
| Jun | 5.44 | 5.72 | 6.95 |
| Jul | 5.66 | 6.22 | 6.51 |
| Aug | 5.56 | 6.08 | 6.65 |
| Sep | 5.22 | 5.15 | 7.02 |
| Oct | 3.8 | 3.32 | 6.92 |
| Nov | 3.05 | 2.33 | 5.99 |
| Dec | 2.32 | 1.78 | 5.46 |
In 14715, 56.2% of the population is in the labor force. Recent estimates place 2.4% as working from home, while the total labor force in the region has a mean travel to time to work of 28.1 minutes. Approximately 30.2% of the employed population 16 years and over in 14715 work in educational services, and health care and social assistance, while an estimated 22.8% work in manufacturing. On the lower end of the scale, just 0.8% of 14715 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.5% |
| Construction | 6.2% |
| Manufacturing | 22.8% |
| Wholesale trade | 0.8% |
| Retail trade | 9.7% |
| Transportation and warehousing, and utilities | 3.9% |
| Information | 1.9% |
| Finance and insurance, and real estate and rental and leasing | 3.9% |
| Professional, scientific, management, and administrative | 2.2% |
| Educational services, and health care and social assistance | 30.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.7% |
| Other services, except public administration | 4.8% |
| Public administration | 4.4% |
Regarding consumer complaints about financial products in ZIP Code 14715, credit reporting or credit repair services have received the most complaints in 14715 in the past 12 months. Money transfer, virtual currency, or money service received the second most complaints. The most frequent complaint overall in this Allegany County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 2 |
| Money transfer, virtual currency, or money service | 2 |
| Payday loan, title loan, or personal loan | 2 |
| Credit card or prepaid card | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 3 |
| Charged fees or interest you didn't expect | 1 |
| Fees or interest | 1 |
| Managing, opening, or closing your mobile wallet account | 1 |
| Other transaction problem | 1 |
| Other | 1 |