Data Profile of ZIP Code 12092

About Howes Cave, NY (ZIP Code 12092)

New York

Comprehensive Demographics Data and Statistics About 12092

The 12092 ZIP Code is primarily associated with Howes Cave, NY (Schoharie County) in the U.S. The current population estimate is 752. Approximately 11.0% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $31,102. Approximately 0% of the population is living below the poverty line. The median household income of this region is $35,878. The median age in ZIP Code 12092 is approximately 55.5 years, and 43.5% of the region's residents are aged 62 years and older.

Population in 12092

The most recent population estimate for ZIP Code 12092 is 752.

Howes Cave, NY

The 12092 ZIP Code is associated with Howes Cave, NY in Schoharie County.

Area Codes associated with 12092

Telephone area codes associated with ZIP Code 12092 include 518.

Sunrise / Sunset in 12092

Sunrise: 7:01 am
Sunset: 6:28 pm
Sunrise in 12092 7:01 am
Sunrise in 12092 6:28 pm

Weather forecast for 12092

Forecast currently unavailable.

Current air quality in 12092

Air quality: Good Air quality scale in 12092 Good

Internet in 12092

In ZIP Code 12092, about 71.2% of households have a computer, while 70.2% have broadband Internet service.

Gender in 12092

The gender split in ZIP Code 12092 is an estimated 36.0% male and approximately 64.0% female.

Health Insurance in 12092

Approximately 10.2% of adults aged 18 to 64 in ZIP Code 12092 (Howes Cave, NY) are currently uninsured and do not have health insurance.

Education levels in ZIP Code 12092

In ZIP Code 12092, 90.9% of the population graduated high school, while 11.0% have a bachelor's degree or higher. In this region, 0.8% achieved an education level less than 9th grade, while 6.8% hold a graduate or professional degree. Approximately 50.6% in this Schoharie County region reached the highest level of high school graduate (including equivalency).

Education Attained in 12092

Education Level Percent
Less than 9th grade 0.8%
9th to 12th grade, no diploma 8.3%
High school graduate (includes equivalency) 50.6%
Some college, no degree 18.6%
Associate's degree 10.7%
Bachelor's degree 4.1%
Graduate or professional degree 6.8%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 12092. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Age Breakdown in ZIP Code 12092

Residents of ZIP Code 12092 are older than average. The median age of 55.5 years in ZIP Code 12092 is approximately 45.67% higher than the overall median age in the U.S. of 38.1 years. About 95.6% of residents are aged 18 years and older, and 43.5% of residents are 62 years and over. Approximately 26.2% of the population in 12092 falls in the age group 65 to 74 years, while an estimated 13.4% are aged 75 to 84 years. On the low end of the scale, 0.0% of 12092 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 12092. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 12092

Age Range Percent
Under 5 years 0.0%
5 to 9 years 1.6%
10 to 14 years 2.8%
15 to 19 years 0.0%
20 to 24 years 12.1%
25 to 34 years 12.5%
35 to 44 years 9.7%
45 to 54 years 10.1%
55 to 59 years 6.6%
60 to 64 years 4.9%
65 to 74 years 26.2%
75 to 84 years 13.4%
85 years and over 0.0%

Income in ZIP Code 12092

The median household income in ZIP Code 12092 is $35,878, while the region's mean household income is $58,351. Breaking income down further, per capita income in the region is $31,102. The per capita income in ZIP Code 12092 of $31,102 is approximately 20.91% less than the per capita income in the U.S. overall of $39,326. An estimated 0.0% of the population is living below the poverty line in this region. This rate is approximately 100% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 29.8% of the population in 12092 earn $25,000 to $34,999 per year, while an estimated 16.4% earn $35,000 to $49,999 per year, and 0.0% of 12092 residents earn $150,000 to $199,999 per year.

Household Income Details

Bar chart displaying household income in ZIP Code 12092. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 12092

Household Income Percent
Less than $10,000 per year 0.0%
$10,000 to $14,999 per year 4.5%
$15,000 to $24,999 per year 12.4%
$25,000 to $34,999 per year 29.8%
$35,000 to $49,999 per year 16.4%
$50,000 to $74,999 per year 11.1%
$75,000 to $99,999 per year 10.9%
$100,000 to $149,999 per year 8.1%
$150,000 to $199,999 per year 0.0%
$200,000 or more per year 6.8%

Race & Ethnicity in ZIP Code 12092

Looking at race in the population that makes up ZIP Code 12092, 94.0% is one race, while 6.0% are two or more races. Approximately 0.8% of 12092 residents are hispanic or Latino (of any race). The most common race in 12092 (race alone or in combination with one or more other races), is White (100.0%), followed by Black or African American (6.0%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 12092. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 12092

Industry Percent
White 100.0%
Black or African American 6.0%
American Indian and Alaska Native 6.0%
Asian 0.0%
Native Hawaiian and Other Pacific Islander 0.0%
Some other race 0.0%
* Race alone or in combination with one or more other races

Language Breakdown in ZIP Code 12092

In ZIP Code 12092, 95.9% of the population lists "English only" as the language spoken in home, while 0.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 4.1% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Schoharie County region.

Language Spoken in 12092

Language Spoken Percent
English only 95.9%
Spanish 0.0%
Other Indo-European languages 4.1%
Asian and Pacific Islander languages 0.0%
Other languages 0.0%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 12092. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 12092

Regarding the age of homes in ZIP Code 12092, an estimated 29.6% of homes were built in 1939 or earlier. Additionally, 15.9% of homes in the region were built between 1980 and 1989, while an estimated 0.0% of homes were built between 2010 and 2013 in this Schoharie County region.

Age of Housing in 12092

Year Home Built Percent
Built in 2014 or later 3.0%
Built between 2010 and 2013 0.0%
Built between 2000 and 2009 5.7%
Built between 1990 and 1999 12.6%
Built between 1980 and 1989 15.9%
Built between 1970 and 1979 13.3%
Built between 1960 and 1969 7.6%
Built between 1950 and 1959 3.9%
Built between 1940 and 1949 8.3%
Built in 1939 or earlier 29.6%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 12092. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Chronic Health Issues in ZIP Code 12092

One of the leading chronic health issues in ZIP Code 12092 is high cholesterol, as an estimated 31.8% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 12092 is high blood pressure, as approximately 30.9% of adults 18 and older in this Schoharie County region contend with that issue.

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 12092. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 12092

Health Issue Percent of adults*
Cancer (excluding skin cancer) 7.5%
Stroke 3.2%
Arthritis 26.1%
Current asthma 10.8%
High cholesterol 31.8%
Diagnosed diabetes 9.7%
High blood pressure 30.9%
Chronic kidney disease 2.8%
Coronary heart disease 6.2%
* aged 18 & above

Health Risk Behaviors & Prevention in 12092

One of the top preventative health measures in ZIP Code 12092 is cholesterol screening, as an estimated 90.7% of adults 18 and older take part in this preventive measure. Additionally, 89.8% of those 18 and above in 12092 list current access to health insurance, as a preventive measure. Common health risk behaviors in 12092 include sleeping less than 7 hours (34.9% of adults aged 18 and above) and obesity (34.7% of those 18 and older).

Preventative Health in 12092

Preventive Measure Percent of adults*
Visits to dentist or dental clinic 65.5%
Cholesterol screening 90.7%
Visits to doctor for routine checkup 79.3%
Taking medicine for high blood pressure control 75.9%
Current access to health insurance 89.8%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 12092. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 12092. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 12092

Risk Behavior Percent of adults*
Current smoking 19.1%
No leisure-time physical activity 27.9%
Sleeping less than 7 hours 34.9%
Binge drinking 19.9%
Obesity 34.7%
* aged 18 & above

Utilities in ZIP Code 12092

The average residential electricity rate in ZIP Code 12092 of 11.74¢/kWh. This rate is about 46.34% less than the average rate in New York, and approximately 24.06% less than the average rate in the U.S. as a whole. Regarding solar power potential, ZIP Code 12092 has an average daily solar radiation level of 4.57 kWh/m2/day. This is approximately 10.92% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 30.65% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 12092. This visualizes electricity rates in 12092 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 12092

Region Residential Commercial Industrial
ZIP Code 12092 11.74¢/kWh 5.99¢/kWh 4.79¢/kWh
New York 21.88¢/kWh 19.96¢/kWh 8.41¢/kWh
United States 15.46¢/kWh 13.15¢/kWh 9.43¢/kWh

Solar Power in 12092

Month ZIP Code 12092 Low (WA) High (AZ)
Jan 3.13 1.9 5.84
Feb 4.21 3 6.31
Mar 4.92 3.65 7.02
Apr 5.49 5.13 7.3
May 5.22 5.17 7.13
Jun 5.23 5.72 6.95
Jul 5.93 6.22 6.51
Aug 5.61 6.08 6.65
Sep 5.31 5.15 7.02
Oct 4.04 3.32 6.92
Nov 3.22 2.33 5.99
Dec 2.56 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 12092. This visualizes solar power levels in 12092 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Jobs Breakdown in ZIP Code 12092

In 12092, 56.2% of the population is in the labor force. Recent estimates place 12.4% as working from home, while the total labor force in the region has a mean travel to time to work of 24.1 minutes. Approximately 19.9% of the employed population 16 years and over in 12092 work in educational services, and health care and social assistance, while an estimated 19.4% work in retail trade. On the lower end of the scale, just 0.0% of 12092 workers 16 years and over work in arts, entertainment, and recreation, and accommodation and food services.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 12092. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 12092

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 15.6%
Construction 6.2%
Manufacturing 4.8%
Wholesale trade 0.0%
Retail trade 19.4%
Transportation and warehousing, and utilities 4.3%
Information 7.0%
Finance and insurance, and real estate and rental and leasing 4.0%
Professional, scientific, management, and administrative 4.6%
Educational services, and health care and social assistance 19.9%
Arts, entertainment, and recreation, and accommodation and food services 0.0%
Other services, except public administration 11.0%
Public administration 3.2%

Consumer Financial Products Complaints in 12092

Regarding consumer complaints about financial products in ZIP Code 12092, debt collection have received the most complaints in 12092 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Schoharie County region was communication tactics.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 12092. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 12092

Complaint Product Number of Complaints*
Debt collection 1
Mortgage 1
* Total in 2021

Consumer Complaints by Issue in 12092

Complaint Issue Number of Complaints*
Communication tactics 1
Trouble during payment process 1
* Total in 2021

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 12092. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.