Data Profile of ZIP Code 12304

About Schenectady, NY (ZIP Code 12304)

New York

Demographics Data and In-depth Information About 12304

The 12304 ZIP Code is primarily associated with Schenectady, NY (Schenectady County) in the U.S. The current population estimate is 22,230. Median househould income is approximately $50,949, and an estimated 9% of the population is living below the poverty line. Approximately 21.5% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $28,799. The median age in ZIP Code 12304 is approximately 40.1 years, with 21.6% of residents aged 62 years and older.

Population in 12304

The most recent population estimate for ZIP Code 12304 is 22,230.

Schenectady, NY

The 12304 ZIP Code is associated with Schenectady, NY in Schenectady County.

Area Codes associated with 12304

Telephone area codes associated with ZIP Code 12304 include 518.

Sunrise / Sunset in 12304

Sunrise: 6:59 am
Sunset: 6:26 pm
Sunrise in 12304 6:59 am
Sunrise in 12304 6:26 pm

Weather forecast for 12304

Forecast currently unavailable.

Current air quality in 12304

Air quality: Fair Air quality scale in 12304 Fair

Internet in 12304

In ZIP Code 12304, about 87.4% of households have a computer, while 81.8% have broadband Internet service.

Gender in 12304

Females comprise about 50.9% of the overall population in ZIP Code 12304, while males account for approximately 49.1%.

Health Insurance in 12304

Approximately 13.8% of adults aged 18 to 64 in ZIP Code 12304 (Schenectady, NY) are currently uninsured and do not have health insurance.

Education levels in ZIP Code 12304

In ZIP Code 12304, 84.4% of the population graduated high school, while 21.5% have a bachelor's degree or higher. In this region, 6.2% achieved an education level less than 9th grade, while 6.9% hold a graduate or professional degree. Approximately 33.1% in this Schenectady County region reached the highest level of high school graduate (including equivalency).

Education Attained in 12304

Education Level Percent
Less than 9th grade 6.2%
9th to 12th grade, no diploma 9.3%
High school graduate (includes equivalency) 33.1%
Some college, no degree 16.5%
Associate's degree 13.4%
Bachelor's degree 14.6%
Graduate or professional degree 6.9%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 12304. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Age Breakdown in ZIP Code 12304

Residents of ZIP Code 12304 are older than average. The median age of 40.1 years in ZIP Code 12304 is approximately 5.25% higher than the overall median age in the U.S. of 38.1 years. About 80.2% of residents are aged 18 years and older, and 21.6% of residents are 62 years and over. Approximately 13.9% of the population in 12304 falls in the age group 25 to 34 years, while an estimated 12.9% are aged 35 to 44 years. On the low end of the scale, 4.4% of 12304 residents are aged 75 to 84 years.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 12304. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 12304

Age Range Percent
Under 5 years 5.4%
5 to 9 years 5.7%
10 to 14 years 4.6%
15 to 19 years 6.3%
20 to 24 years 7.7%
25 to 34 years 13.9%
35 to 44 years 12.9%
45 to 54 years 12.0%
55 to 59 years 7.0%
60 to 64 years 7.1%
65 to 74 years 8.3%
75 to 84 years 4.4%
85 years and over 4.7%

Income in ZIP Code 12304

The median household income in ZIP Code 12304 is $50,949, while the region's mean household income is $68,571. Breaking income down further, per capita income in the region is $28,799. The per capita income in ZIP Code 12304 of $28,799 is approximately 26.77% less than the per capita income in the U.S. overall of $39,326. An estimated 8.9% of the population is living below the poverty line in this region. This rate is approximately 6.32% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.7% of the population in 12304 earn $35,000 to $49,999 per year, while an estimated 15.3% earn $50,000 to $74,999 per year, and 1.7% of 12304 residents earn $200,000 or more per year.

Household Income Details

Bar chart displaying household income in ZIP Code 12304. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 12304

Household Income Percent
Less than $10,000 per year 4.4%
$10,000 to $14,999 per year 6.4%
$15,000 to $24,999 per year 10.8%
$25,000 to $34,999 per year 12.2%
$35,000 to $49,999 per year 15.7%
$50,000 to $74,999 per year 15.3%
$75,000 to $99,999 per year 13.1%
$100,000 to $149,999 per year 14.3%
$150,000 to $199,999 per year 6.2%
$200,000 or more per year 1.7%

Race & Ethnicity in ZIP Code 12304

Looking at race in the population that makes up ZIP Code 12304, 92.3% is one race, while 7.7% are two or more races. Approximately 10.7% of 12304 residents are hispanic or Latino (of any race). The most common race in 12304 (race alone or in combination with one or more other races), is White (63.6%), followed by Black or African American (21.3%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 12304. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 12304

Industry Percent
White 63.6%
Black or African American 21.3%
American Indian and Alaska Native 1.2%
Asian 10.6%
Native Hawaiian and Other Pacific Islander 1.8%
Some other race 9.7%
* Race alone or in combination with one or more other races

Language Breakdown in ZIP Code 12304

In ZIP Code 12304, 88.2% of the population lists "English only" as the language spoken in home, while 4.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 4.7% of homes, and other Indo-European languages are spoken in 2.3% of homes. Lastly, 0.6% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Schenectady County region.

Language Spoken in 12304

Language Spoken Percent
English only 88.2%
Spanish 4.3%
Other Indo-European languages 4.7%
Asian and Pacific Islander languages 2.3%
Other languages 0.6%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 12304. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 12304

Regarding the age of homes in ZIP Code 12304, an estimated 37.0% of homes were built in 1939 or earlier. Additionally, 12.8% of homes in the region were built between 1950 and 1959, while an estimated 1.1% of homes were built in 2014 or later in this Schenectady County region.

Age of Housing in 12304

Year Home Built Percent
Built in 2014 or later 1.1%
Built between 2010 and 2013 1.9%
Built between 2000 and 2009 4.2%
Built between 1990 and 1999 5.5%
Built between 1980 and 1989 9.1%
Built between 1970 and 1979 12.1%
Built between 1960 and 1969 6.8%
Built between 1950 and 1959 12.8%
Built between 1940 and 1949 9.5%
Built in 1939 or earlier 37.0%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 12304. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Chronic Health Issues in ZIP Code 12304

One of the leading chronic health issues in ZIP Code 12304 is high cholesterol, as an estimated 32.5% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 12304 is high blood pressure, as approximately 32.0% of adults 18 and older in this Schenectady County region contend with that issue.

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 12304. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 12304

Health Issue Percent of adults*
High blood pressure 32.0%
High cholesterol 32.5%
Current asthma 11.0%
Chronic kidney disease 3.0%
Cancer (excluding skin cancer) 7.4%
Diagnosed diabetes 10.7%
Arthritis 26.1%
Stroke 3.6%
Coronary heart disease 6.4%
* aged 18 & above

Health Risk Behaviors & Prevention in 12304

One of the top preventative health measures in ZIP Code 12304 is cholesterol screening, as an estimated 89.9% of adults 18 and older take part in this preventive measure. Additionally, 86.2% of those 18 and above in 12304 list current access to health insurance, as a preventive measure. Common health risk behaviors in 12304 include sleeping less than 7 hours (40.2% of adults aged 18 and above) and obesity (35.2% of those 18 and older).

Preventative Health in 12304

Preventive Measure Percent of adults*
Visits to dentist or dental clinic 66.0%
Taking medicine for high blood pressure control 75.6%
Current access to health insurance 86.2%
Cholesterol screening 89.9%
Visits to doctor for routine checkup 81.1%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 12304. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 12304. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 12304

Risk Behavior Percent of adults*
Obesity 35.2%
Binge drinking 18.6%
No leisure-time physical activity 29.0%
Sleeping less than 7 hours 40.2%
Current smoking 19.7%
* aged 18 & above

Utilities in ZIP Code 12304

The average residential electricity rate in ZIP Code 12304 of 11.74¢/kWh. This rate is about 46.34% less than the average rate in New York, and approximately 24.06% less than the average rate in the U.S. as a whole. Regarding solar power potential, ZIP Code 12304 has an average daily solar radiation level of 4.58 kWh/m2/day. This is approximately 11.17% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 30.5% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 12304. This visualizes electricity rates in 12304 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 12304

Region Residential Commercial Industrial
ZIP Code 12304 11.74¢/kWh 5.99¢/kWh 4.79¢/kWh
New York 21.88¢/kWh 19.96¢/kWh 8.41¢/kWh
United States 15.46¢/kWh 13.15¢/kWh 9.43¢/kWh

Solar Power in 12304

Month ZIP Code 12304 Low (WA) High (AZ)
Jan 3.29 1.9 5.84
Feb 4.17 3 6.31
Mar 5 3.65 7.02
Apr 5.32 5.13 7.3
May 5.41 5.17 7.13
Jun 5.14 5.72 6.95
Jul 5.81 6.22 6.51
Aug 5.75 6.08 6.65
Sep 5.13 5.15 7.02
Oct 3.98 3.32 6.92
Nov 3.28 2.33 5.99
Dec 2.68 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 12304. This visualizes solar power levels in 12304 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Jobs Breakdown in ZIP Code 12304

In 12304, 59.3% of the population is in the labor force. Recent estimates place 3.9% as working from home, while the total labor force in the region has a mean travel to time to work of 21.0 minutes. Approximately 26.9% of the employed population 16 years and over in 12304 work in educational services, and health care and social assistance, while an estimated 11.4% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.3% of 12304 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 12304. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 12304

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.3%
Construction 4.9%
Manufacturing 4.8%
Wholesale trade 4.5%
Retail trade 11.3%
Transportation and warehousing, and utilities 5.9%
Information 1.8%
Finance and insurance, and real estate and rental and leasing 7.2%
Professional, scientific, management, and administrative 9.9%
Educational services, and health care and social assistance 26.9%
Arts, entertainment, and recreation, and accommodation and food services 11.4%
Other services, except public administration 3.5%
Public administration 7.6%

Consumer Financial Products Complaints in 12304

Regarding consumer complaints about financial products in ZIP Code 12304, credit reporting or credit repair services have received the most complaints in 12304 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Schenectady County region was incorrect information on a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 12304. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 12304

Complaint Product Number of Complaints*
Credit reporting or credit repair services 12
Checking or savings account 6
Mortgage 4
Debt collection 3
* Total in 2021

Consumer Complaints by Issue in 12304

Complaint Issue Number of Complaints*
Incorrect information on your report 9
Improper use of your report 3
Managing an account 3
Trouble during payment process 3
Problem with a lender or other company charging your account 2
Other 5
* Total in 2021

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 12304. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.