The 12197 ZIP Code is primarily associated with Worcester, NY (Otsego County) in the U.S. The current population estimate is 1,880. Approximately 24.7% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $28,499. The median age in the 12197 ZIP Code is 49.6 years, with 32.5% of residents aged 62 years and older. Median househould income in this ZIP sits at $48,704, and approximately 6% of the population lives below the poverty line.
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In ZIP Code 12197, 89.8% of the population graduated high school, while 24.7% have a bachelor's degree or higher. In this region, 3.2% achieved an education level less than 9th grade, while 9.7% hold a graduate or professional degree. Approximately 33.9% in this Otsego County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.2% |
| 9th to 12th grade, no diploma | 7.0% |
| High school graduate (includes equivalency) | 33.9% |
| Some college, no degree | 18.2% |
| Associate's degree | 12.9% |
| Bachelor's degree | 15.0% |
| Graduate or professional degree | 9.7% |
Residents of ZIP Code 12197 are older than average. The median age of 49.6 years in ZIP Code 12197 is approximately 30.18% higher than the overall median age in the U.S. of 38.1 years. About 82.3% of residents are aged 18 years and older, and 32.5% of residents are 62 years and over. Approximately 16.7% of the population in 12197 falls in the age group 65 to 74 years, while an estimated 14.5% are aged 45 to 54 years. On the low end of the scale, 1.8% of 12197 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.3% |
| 5 to 9 years | 3.4% |
| 10 to 14 years | 5.9% |
| 15 to 19 years | 5.9% |
| 20 to 24 years | 6.5% |
| 25 to 34 years | 10.4% |
| 35 to 44 years | 8.2% |
| 45 to 54 years | 14.5% |
| 55 to 59 years | 6.5% |
| 60 to 64 years | 6.6% |
| 65 to 74 years | 16.7% |
| 75 to 84 years | 9.3% |
| 85 years and over | 1.8% |
The median household income in ZIP Code 12197 is $48,704, while the region's mean household income is $66,813. Breaking income down further, per capita income in the region is $28,499. The per capita income in ZIP Code 12197 of $28,499 is approximately 27.53% less than the per capita income in the U.S. overall of $39,326. An estimated 5.5% of the population is living below the poverty line in this region. This rate is approximately 42.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.8% of the population in 12197 earn $35,000 to $49,999 per year, while an estimated 15.7% earn $100,000 to $149,999 per year, and 1.7% of 12197 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.0% |
| $10,000 to $14,999 per year | 2.3% |
| $15,000 to $24,999 per year | 9.1% |
| $25,000 to $34,999 per year | 11.6% |
| $35,000 to $49,999 per year | 24.8% |
| $50,000 to $74,999 per year | 15.0% |
| $75,000 to $99,999 per year | 11.1% |
| $100,000 to $149,999 per year | 15.7% |
| $150,000 to $199,999 per year | 4.8% |
| $200,000 or more per year | 1.7% |
Looking at race in the population that makes up ZIP Code 12197, 94.6% is one race, while 5.4% are two or more races. Approximately 5.3% of 12197 residents are hispanic or Latino (of any race). The most common race in 12197 (race alone or in combination with one or more other races), is White (98.1%), followed by American Indian and Alaska Native (3.4%) .
| Industry | Percent |
|---|---|
| White | 98.1% |
| Black or African American | 2.9% |
| American Indian and Alaska Native | 3.4% |
| Asian | 0.7% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.0% |
In ZIP Code 12197, 95.2% of the population lists "English only" as the language spoken in home, while 3.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.4% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Otsego County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.2% |
| Spanish | 3.3% |
| Other Indo-European languages | 1.4% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 12197, an estimated 42.1% of homes were built in 1939 or earlier. Additionally, 12.1% of homes in the region were built between 1990 and 1999, while an estimated 0.9% of homes were built in 2014 or later in this Otsego County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.9% |
| Built between 2010 and 2013 | 2.4% |
| Built between 2000 and 2009 | 5.0% |
| Built between 1990 and 1999 | 12.1% |
| Built between 1980 and 1989 | 8.8% |
| Built between 1970 and 1979 | 11.7% |
| Built between 1960 and 1969 | 4.8% |
| Built between 1950 and 1959 | 7.0% |
| Built between 1940 and 1949 | 5.1% |
| Built in 1939 or earlier | 42.1% |
One of the leading chronic health issues in ZIP Code 12197 is high cholesterol, as an estimated 36.6% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 12197 is high blood pressure, as approximately 34.8% of adults 18 and older in this Otsego County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 31.3% |
| High blood pressure | 34.8% |
| Cancer (excluding skin cancer) | 8.5% |
| Current asthma | 11.3% |
| Coronary heart disease | 7.7% |
| Diagnosed diabetes | 11.5% |
| High cholesterol | 36.6% |
| Chronic kidney disease | 3.5% |
| Stroke | 3.6% |
One of the top preventative health measures in ZIP Code 12197 is current access to health insurance, as an estimated 93.9% of adults 18 and older take part in this preventive measure. Additionally, 87.4% of those 18 and above in 12197 list cholesterol screening, as a preventive measure. Common health risk behaviors in 12197 include sleeping less than 7 hours (33.0% of adults aged 18 and above) and obesity (30.7% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.9% |
| Taking medicine for high blood pressure control | 79.3% |
| Visits to doctor for routine checkup | 76.7% |
| Cholesterol screening | 87.4% |
| Visits to dentist or dental clinic | 62.1% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.5% |
| Current smoking | 19.3% |
| No leisure-time physical activity | 26.7% |
| Obesity | 30.7% |
| Sleeping less than 7 hours | 33.0% |
Regarding solar power potential, ZIP Code 12197 has an average daily solar radiation level of 4.46 kWh/m2/day. This is approximately 8.25% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 32.32% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12197 | 11.74¢/kWh | 5.99¢/kWh | 4.79¢/kWh |
| New York | 24.23¢/kWh | 18.58¢/kWh | 7.26¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 12197 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.07 | 1.9 | 5.84 |
| Feb | 3.81 | 3 | 6.31 |
| Mar | 4.86 | 3.65 | 7.02 |
| Apr | 5.23 | 5.13 | 7.3 |
| May | 5.45 | 5.17 | 7.13 |
| Jun | 5.51 | 5.72 | 6.95 |
| Jul | 5.79 | 6.22 | 6.51 |
| Aug | 5.48 | 6.08 | 6.65 |
| Sep | 5.23 | 5.15 | 7.02 |
| Oct | 3.76 | 3.32 | 6.92 |
| Nov | 3.03 | 2.33 | 5.99 |
| Dec | 2.35 | 1.78 | 5.46 |
In 12197, 53.2% of the population is in the labor force. Recent estimates place 3.3% as working from home, while the total labor force in the region has a mean travel to time to work of 35.6 minutes. Approximately 29.3% of the employed population 16 years and over in 12197 work in educational services, and health care and social assistance, while an estimated 14.7% work in retail trade. On the lower end of the scale, just 0.0% of 12197 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.7% |
| Construction | 8.6% |
| Manufacturing | 10.6% |
| Wholesale trade | 0.0% |
| Retail trade | 14.7% |
| Transportation and warehousing, and utilities | 6.4% |
| Information | 1.5% |
| Finance and insurance, and real estate and rental and leasing | 3.6% |
| Professional, scientific, management, and administrative | 6.5% |
| Educational services, and health care and social assistance | 29.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.6% |
| Other services, except public administration | 4.9% |
| Public administration | 5.6% |
Regarding consumer complaints about financial products in ZIP Code 12197, credit reporting or credit repair services have received the most complaints in 12197 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Otsego County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 7 |
| Credit card or prepaid card | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 6 |
| Problem with a credit reporting company's investigation | 2 |
| Attempts to collect debt not owed | 1 |