The 12078 ZIP Code is primarily associated with Gloversville, NY (Fulton County) in the U.S. The current population estimate is 23,419. Approximately 14.8% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $24,699. Median househould income in this region is $44,155, while about 16% of the population lives below the poverty line. The median age in ZIP Code 12078 is approximately 44.2 years, and 23.8% of the region's residents are aged 62 years and older.
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In ZIP Code 12078, 84.9% of the population graduated high school, while 14.8% have a bachelor's degree or higher. In this region, 3.2% achieved an education level less than 9th grade, while 7.9% hold a graduate or professional degree. Approximately 38.3% in this Fulton County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.2% |
| 9th to 12th grade, no diploma | 11.9% |
| High school graduate (includes equivalency) | 38.3% |
| Some college, no degree | 18.9% |
| Associate's degree | 12.9% |
| Bachelor's degree | 6.9% |
| Graduate or professional degree | 7.9% |
Residents of ZIP Code 12078 are older than average. The median age of 44.2 years in ZIP Code 12078 is approximately 16.01% higher than the overall median age in the U.S. of 38.1 years. About 79.9% of residents are aged 18 years and older, and 23.8% of residents are 62 years and over. Approximately 15.2% of the population in 12078 falls in the age group 45 to 54 years, while an estimated 11.4% are aged 35 to 44 years. On the low end of the scale, 3.2% of 12078 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.7% |
| 5 to 9 years | 5.1% |
| 10 to 14 years | 5.5% |
| 15 to 19 years | 6.4% |
| 20 to 24 years | 6.1% |
| 25 to 34 years | 11.2% |
| 35 to 44 years | 11.4% |
| 45 to 54 years | 15.2% |
| 55 to 59 years | 6.7% |
| 60 to 64 years | 7.3% |
| 65 to 74 years | 10.9% |
| 75 to 84 years | 5.3% |
| 85 years and over | 3.2% |
The median household income in ZIP Code 12078 is $44,155, while the region's mean household income is $57,053. Breaking income down further, per capita income in the region is $24,699. The per capita income in ZIP Code 12078 of $24,699 is approximately 37.19% less than the per capita income in the U.S. overall of $39,326. An estimated 16.1% of the population is living below the poverty line in this region. This rate is approximately69.47% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.9% of the population in 12078 earn $50,000 to $74,999 per year, while an estimated 15.4% earn $35,000 to $49,999 per year, and 2.0% of 12078 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.8% |
| $10,000 to $14,999 per year | 7.9% |
| $15,000 to $24,999 per year | 12.4% |
| $25,000 to $34,999 per year | 13.7% |
| $35,000 to $49,999 per year | 15.4% |
| $50,000 to $74,999 per year | 18.9% |
| $75,000 to $99,999 per year | 9.8% |
| $100,000 to $149,999 per year | 10.0% |
| $150,000 to $199,999 per year | 3.1% |
| $200,000 or more per year | 2.0% |
Looking at race in the population that makes up ZIP Code 12078, 98.3% is one race, while 1.7% are two or more races. Approximately 4.0% of 12078 residents are hispanic or Latino (of any race). The most common race in 12078 (race alone or in combination with one or more other races), is White (95.5%), followed by Black or African American (2.7%) .
| Industry | Percent |
|---|---|
| White | 95.5% |
| Black or African American | 2.7% |
| American Indian and Alaska Native | 1.3% |
| Asian | 0.9% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.4% |
In ZIP Code 12078, 98.0% of the population lists "English only" as the language spoken in home, while 0.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.4% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Fulton County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.0% |
| Spanish | 0.8% |
| Other Indo-European languages | 0.4% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.3% |
Regarding the age of homes in ZIP Code 12078, an estimated 43.2% of homes were built in 1939 or earlier. Additionally, 11.4% of homes in the region were built between 1950 and 1959, while an estimated 0.8% of homes were built in 2014 or later in this Fulton County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.8% |
| Built between 2010 and 2013 | 1.8% |
| Built between 2000 and 2009 | 3.7% |
| Built between 1990 and 1999 | 4.5% |
| Built between 1980 and 1989 | 8.2% |
| Built between 1970 and 1979 | 7.4% |
| Built between 1960 and 1969 | 8.8% |
| Built between 1950 and 1959 | 11.4% |
| Built between 1940 and 1949 | 10.2% |
| Built in 1939 or earlier | 43.2% |
One of the leading chronic health issues in ZIP Code 12078 is high cholesterol, as an estimated 38.4% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 12078 is high blood pressure, as approximately 36.6% of adults 18 and older in this Fulton County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 32.8% |
| High blood pressure | 36.6% |
| Cancer (excluding skin cancer) | 7.9% |
| Current asthma | 12.9% |
| Coronary heart disease | 7.5% |
| Diagnosed diabetes | 12.5% |
| High cholesterol | 38.4% |
| Chronic kidney disease | 3.5% |
| Stroke | 3.7% |
One of the top preventative health measures in ZIP Code 12078 is current access to health insurance, as an estimated 91.9% of adults 18 and older take part in this preventive measure. Additionally, 84.5% of those 18 and above in 12078 list cholesterol screening, as a preventive measure. Common health risk behaviors in 12078 include obesity (36.7% of adults aged 18 and above) and sleeping less than 7 hours (33.7% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.9% |
| Taking medicine for high blood pressure control | 78.4% |
| Visits to doctor for routine checkup | 80.6% |
| Cholesterol screening | 84.5% |
| Visits to dentist or dental clinic | 59.5% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 17.2% |
| Current smoking | 25.3% |
| No leisure-time physical activity | 29.6% |
| Obesity | 36.7% |
| Sleeping less than 7 hours | 33.7% |
Regarding solar power potential, ZIP Code 12078 has an average daily solar radiation level of 4.62 kWh/m2/day. This is approximately 12.14% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.89% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12078 | 11.74¢/kWh | 5.99¢/kWh | 4.79¢/kWh |
| New York | 24.23¢/kWh | 18.58¢/kWh | 7.26¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 12078 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.28 | 1.9 | 5.84 |
| Feb | 4.13 | 3 | 6.31 |
| Mar | 5.23 | 3.65 | 7.02 |
| Apr | 5.51 | 5.13 | 7.3 |
| May | 5.62 | 5.17 | 7.13 |
| Jun | 5.22 | 5.72 | 6.95 |
| Jul | 5.84 | 6.22 | 6.51 |
| Aug | 5.66 | 6.08 | 6.65 |
| Sep | 5.24 | 5.15 | 7.02 |
| Oct | 3.97 | 3.32 | 6.92 |
| Nov | 3.26 | 2.33 | 5.99 |
| Dec | 2.48 | 1.78 | 5.46 |
In 12078, 55.2% of the population is in the labor force. Recent estimates place 1.3% as working from home, while the total labor force in the region has a mean travel to time to work of 24.3 minutes. Approximately 25.1% of the employed population 16 years and over in 12078 work in educational services, and health care and social assistance, while an estimated 15.7% work in retail trade. On the lower end of the scale, just 0.5% of 12078 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.5% |
| Construction | 6.5% |
| Manufacturing | 12.1% |
| Wholesale trade | 1.9% |
| Retail trade | 15.7% |
| Transportation and warehousing, and utilities | 8.7% |
| Information | 2.2% |
| Finance and insurance, and real estate and rental and leasing | 2.4% |
| Professional, scientific, management, and administrative | 7.8% |
| Educational services, and health care and social assistance | 25.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.2% |
| Other services, except public administration | 4.7% |
| Public administration | 4.4% |
Regarding consumer complaints about financial products in ZIP Code 12078, checking or savings account have received the most complaints in 12078 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Fulton County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 7 |
| Credit reporting or credit repair services | 6 |
| Debt collection | 6 |
| Student loan | 4 |
| Credit reporting or other personal consumer reports | 3 |
| Other | 9 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 7 |
| Managing an account | 5 |
| Attempts to collect debt not owed | 4 |
| Dealing with your lender or servicer | 3 |
| Closing on a mortgage | 2 |
| Other | 14 |