The 10989 ZIP Code is primarily associated with Valley Cottage, NY (Rockland County) in the U.S. The current population estimate is 8,689. It is estimated that 32.5% of residents in the 10989 ZIP Code are aged 62 years and older, while the region overall has a median age of 49.0 years. An estimated 51.6% in this New York region have a bachelor's degree or higher, and the per capita income is approximately $54,430. An estimated 0% of the population in this ZIP lives below the poverty line, while the median househould income is $113,135.
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Moderate
In ZIP Code 10989, 96.8% of the population graduated high school, while 51.6% have a bachelor's degree or higher. In this region, 1.3% achieved an education level less than 9th grade, while 24.7% hold a graduate or professional degree. Approximately 18.4% in this Rockland County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.3% |
| 9th to 12th grade, no diploma | 1.9% |
| High school graduate (includes equivalency) | 18.4% |
| Some college, no degree | 18.5% |
| Associate's degree | 8.3% |
| Bachelor's degree | 26.9% |
| Graduate or professional degree | 24.7% |
Residents of ZIP Code 10989 are older than average. The median age of 49.0 years in ZIP Code 10989 is approximately 28.61% higher than the overall median age in the U.S. of 38.1 years. About 82.6% of residents are aged 18 years and older, and 32.5% of residents are 62 years and over. Approximately 13.8% of the population in 10989 falls in the age group 65 to 74 years, while an estimated 13.1% are aged 45 to 54 years. On the low end of the scale, 2.5% of 10989 residents are aged 15 to 19 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.6% |
| 5 to 9 years | 4.8% |
| 10 to 14 years | 5.2% |
| 15 to 19 years | 2.5% |
| 20 to 24 years | 3.5% |
| 25 to 34 years | 11.9% |
| 35 to 44 years | 11.8% |
| 45 to 54 years | 13.1% |
| 55 to 59 years | 6.2% |
| 60 to 64 years | 9.4% |
| 65 to 74 years | 13.8% |
| 75 to 84 years | 7.7% |
| 85 years and over | 4.4% |
The median household income in ZIP Code 10989 is $113,135, while the region's mean household income is $134,160. Breaking income down further, per capita income in the region is $54,430. The per capita income in ZIP Code 10989 of $54,430 is approximately 38.41% more than the per capita income in New York overall of $39,326. An estimated 0.0% of the population is living below the poverty line in this region. This rate is approximately 100% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 27.8% of the population in 10989 earn $100,000 to $149,999 per year, while an estimated 17.3% earn $200,000 or more per year, and 0.0% of 10989 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.9% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 3.8% |
| $25,000 to $34,999 per year | 3.6% |
| $35,000 to $49,999 per year | 8.5% |
| $50,000 to $74,999 per year | 9.3% |
| $75,000 to $99,999 per year | 12.2% |
| $100,000 to $149,999 per year | 27.8% |
| $150,000 to $199,999 per year | 15.5% |
| $200,000 or more per year | 17.3% |
Looking at race in the population that makes up ZIP Code 10989, 95.6% is one race, while 4.4% are two or more races. Approximately 13.5% of 10989 residents are hispanic or Latino (of any race). The most common race in 10989 (race alone or in combination with one or more other races), is White (76.1%), followed by Black or African American (11.2%) .
| Industry | Percent |
|---|---|
| White | 76.1% |
| Black or African American | 11.2% |
| American Indian and Alaska Native | 0.4% |
| Asian | 10.9% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 5.9% |
In ZIP Code 10989, 72.7% of the population lists "English only" as the language spoken in home, while 8.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 6.5% of homes, and other Indo-European languages are spoken in 8.0% of homes. Lastly, 4.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Rockland County region.
| Language Spoken | Percent |
|---|---|
| English only | 72.7% |
| Spanish | 8.6% |
| Other Indo-European languages | 6.5% |
| Asian and Pacific Islander languages | 8.0% |
| Other languages | 4.2% |
Regarding the age of homes in ZIP Code 10989, an estimated 36.6% of homes were built between 1970 and 1979. Additionally, 26.2% of homes in the region were built between 1960 and 1969, while an estimated 0.0% of homes were built in 2014 or later in this Rockland County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.4% |
| Built between 2000 and 2009 | 4.2% |
| Built between 1990 and 1999 | 4.8% |
| Built between 1980 and 1989 | 7.3% |
| Built between 1970 and 1979 | 36.6% |
| Built between 1960 and 1969 | 26.2% |
| Built between 1950 and 1959 | 11.4% |
| Built between 1940 and 1949 | 2.0% |
| Built in 1939 or earlier | 7.1% |
Regarding solar power potential, ZIP Code 10989 has an average daily solar radiation level of 4.8 kWh/m2/day. This is approximately 16.5% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.16% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 10989 | 13.57¢/kWh | 7.49¢/kWh | 3.81¢/kWh |
| New York | 23.44¢/kWh | 18.07¢/kWh | 7.54¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 10989 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.72 | 1.9 | 5.84 |
| Feb | 4.7 | 3 | 6.31 |
| Mar | 5 | 3.65 | 7.02 |
| Apr | 5.3 | 5.13 | 7.3 |
| May | 5.04 | 5.17 | 7.13 |
| Jun | 5.45 | 5.72 | 6.95 |
| Jul | 5.73 | 6.22 | 6.51 |
| Aug | 5.7 | 6.08 | 6.65 |
| Sep | 5.47 | 5.15 | 7.02 |
| Oct | 4.63 | 3.32 | 6.92 |
| Nov | 3.66 | 2.33 | 5.99 |
| Dec | 3.19 | 1.78 | 5.46 |
In 10989, 62.5% of the population is in the labor force. Recent estimates place 5.1% as working from home, while the total labor force in the region has a mean travel to time to work of 36.6 minutes. Approximately 34.6% of the employed population 16 years and over in 10989 work in educational services, and health care and social assistance, while an estimated 13.7% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.0% of 10989 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 2.0% |
| Manufacturing | 7.6% |
| Wholesale trade | 1.0% |
| Retail trade | 6.0% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 2.9% |
| Finance and insurance, and real estate and rental and leasing | 8.0% |
| Professional, scientific, management, and administrative | 10.5% |
| Educational services, and health care and social assistance | 34.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 13.7% |
| Other services, except public administration | 3.9% |
| Public administration | 6.1% |
Regarding consumer complaints about financial products in ZIP Code 10989, checking or savings account have received the most complaints in 10989 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Rockland County region was closing on a mortgage.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 1 |
| Credit reporting or credit repair services | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Closing on a mortgage | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Managing an account | 1 |