The 10705 ZIP Code is primarily associated with Yonkers, NY (Westchester County) in the U.S. The current population estimate is 39,944. An estimated 25.6% in this New York region have a bachelor's degree or higher, and the per capita income is approximately $28,368. The median household income is approximately $52,232, and an estimated 14% of the population is living below the poverty line.
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Moderate
In ZIP Code 10705, 76.4% of the population graduated high school, while 25.6% have a bachelor's degree or higher. In this region, 11.9% achieved an education level less than 9th grade, while 11.2% hold a graduate or professional degree. Approximately 25.8% in this Westchester County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 11.9% |
| 9th to 12th grade, no diploma | 11.7% |
| High school graduate (includes equivalency) | 25.8% |
| Some college, no degree | 16.5% |
| Associate's degree | 8.5% |
| Bachelor's degree | 14.4% |
| Graduate or professional degree | 11.2% |
Residents of ZIP Code 10705 are younger than average. The median age of 36.1 years in ZIP Code 10705 is approximately 5.25% lower than the overall median age in the U.S. of 38.1 years. About 75.9% of residents are aged 18 years and older, and 14.9% of residents are 62 years and over. Approximately 15.0% of the population in 10705 falls in the age group 45 to 54 years, while an estimated 14.0% are aged 25 to 34 years. On the low end of the scale, 2.2% of 10705 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.3% |
| 5 to 9 years | 6.3% |
| 10 to 14 years | 7.1% |
| 15 to 19 years | 7.6% |
| 20 to 24 years | 7.0% |
| 25 to 34 years | 14.0% |
| 35 to 44 years | 13.5% |
| 45 to 54 years | 15.0% |
| 55 to 59 years | 6.2% |
| 60 to 64 years | 4.5% |
| 65 to 74 years | 7.0% |
| 75 to 84 years | 3.3% |
| 85 years and over | 2.2% |
The median household income in ZIP Code 10705 is $52,232, while the region's mean household income is $76,860. Breaking income down further, per capita income in the region is $28,368. The per capita income in ZIP Code 10705 of $28,368 is approximately 27.86% less than the per capita income in the U.S. overall of $39,326. An estimated 13.9% of the population is living below the poverty line in this region. This rate is approximately46.32% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 14.9% of the population in 10705 earn $50,000 to $74,999 per year, while an estimated 14.4% earn $100,000 to $149,999 per year, and 5.6% of 10705 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 10.7% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 10.0% |
| $25,000 to $34,999 per year | 8.4% |
| $35,000 to $49,999 per year | 13.3% |
| $50,000 to $74,999 per year | 14.9% |
| $75,000 to $99,999 per year | 9.9% |
| $100,000 to $149,999 per year | 14.4% |
| $150,000 to $199,999 per year | 6.9% |
| $200,000 or more per year | 5.9% |
Looking at race in the population that makes up ZIP Code 10705, 94.4% is one race, while 5.6% are two or more races. Approximately 55.0% of 10705 residents are hispanic or Latino (of any race). The most common race in 10705 (race alone or in combination with one or more other races), is White (44.5%), followed by Some other race (27.2%) .
| Industry | Percent |
|---|---|
| White | 44.5% |
| Black or African American | 25.2% |
| American Indian and Alaska Native | 2.6% |
| Asian | 6.5% |
| Native Hawaiian and Other Pacific Islander | 0.4% |
| Some other race | 27.2% |
In ZIP Code 10705, 41.6% of the population lists "English only" as the language spoken in home, while 48.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 4.4% of homes, and other Indo-European languages are spoken in 3.2% of homes. Lastly, 2.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Westchester County region.
| Language Spoken | Percent |
|---|---|
| English only | 41.6% |
| Spanish | 48.4% |
| Other Indo-European languages | 4.4% |
| Asian and Pacific Islander languages | 3.2% |
| Other languages | 2.4% |
Regarding the age of homes in ZIP Code 10705, an estimated 40.8% of homes were built in 1939 or earlier. Additionally, 14.6% of homes in the region were built between 1950 and 1959, while an estimated 0.3% of homes were built in 2014 or later in this Westchester County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 2.1% |
| Built between 2000 and 2009 | 5.0% |
| Built between 1990 and 1999 | 4.5% |
| Built between 1980 and 1989 | 4.2% |
| Built between 1970 and 1979 | 8.5% |
| Built between 1960 and 1969 | 11.9% |
| Built between 1950 and 1959 | 14.6% |
| Built between 1940 and 1949 | 8.1% |
| Built in 1939 or earlier | 40.8% |
Regarding solar power potential, ZIP Code 10705 has an average daily solar radiation level of 4.9 kWh/m2/day. This is approximately 18.93% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.64% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 10705 | 23.21¢/kWh | 11.55¢/kWh | 10.6¢/kWh |
| New York | 23.44¢/kWh | 18.07¢/kWh | 7.54¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 10705 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.8 | 1.9 | 5.84 |
| Feb | 4.6 | 3 | 6.31 |
| Mar | 5.22 | 3.65 | 7.02 |
| Apr | 5.51 | 5.13 | 7.3 |
| May | 5.31 | 5.17 | 7.13 |
| Jun | 5.48 | 5.72 | 6.95 |
| Jul | 5.92 | 6.22 | 6.51 |
| Aug | 5.89 | 6.08 | 6.65 |
| Sep | 5.45 | 5.15 | 7.02 |
| Oct | 4.54 | 3.32 | 6.92 |
| Nov | 3.88 | 2.33 | 5.99 |
| Dec | 3.22 | 1.78 | 5.46 |
In 10705, 65.3% of the population is in the labor force. Recent estimates place 2.8% as working from home, while the total labor force in the region has a mean travel to time to work of 38.9 minutes. Approximately 29.4% of the employed population 16 years and over in 10705 work in educational services, and health care and social assistance, while an estimated 13.9% work in retail trade. On the lower end of the scale, just 0.0% of 10705 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 8.2% |
| Manufacturing | 3.2% |
| Wholesale trade | 1.6% |
| Retail trade | 13.9% |
| Transportation and warehousing, and utilities | 6.6% |
| Information | 2.2% |
| Finance and insurance, and real estate and rental and leasing | 5.8% |
| Professional, scientific, management, and administrative | 7.9% |
| Educational services, and health care and social assistance | 29.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.8% |
| Other services, except public administration | 6.1% |
| Public administration | 3.1% |
Regarding consumer complaints about financial products in ZIP Code 10705, credit reporting or credit repair services have received the most complaints in 10705 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Westchester County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 31 |
| Debt collection | 20 |
| Credit card or prepaid card | 5 |
| Mortgage | 4 |
| Checking or savings account | 3 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 17 |
| Problem with a credit reporting company's investigation | 14 |
| Incorrect information on your report | 12 |
| Improper use of your report | 5 |
| Problem with a purchase shown on your statement | 3 |
| Other | 15 |