The 10538 ZIP Code is primarily associated with Larchmont, NY (Westchester County) in the U.S. The current population estimate is 16,302. Median househould income in this region is $196,944, while about 1% of the population lives below the poverty line. The ZIP Code 10538 has a median age of approximately 40.9 years, with 18.6% of residents aged 62 years and older. An estimated 80.4% in this New York region have a bachelor's degree or higher, and the per capita income is approximately $106,504.
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In ZIP Code 10538, 98.3% of the population graduated high school, while 80.4% have a bachelor's degree or higher. In this region, 0.7% achieved an education level less than 9th grade, while 48.7% hold a graduate or professional degree. Approximately 7.3% in this Westchester County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.7% |
| 9th to 12th grade, no diploma | 1.0% |
| High school graduate (includes equivalency) | 7.3% |
| Some college, no degree | 5.9% |
| Associate's degree | 4.7% |
| Bachelor's degree | 31.7% |
| Graduate or professional degree | 48.7% |
Residents of ZIP Code 10538 are older than average. The median age of 40.9 years in ZIP Code 10538 is approximately 7.35% higher than the overall median age in the U.S. of 38.1 years. About 70.6% of residents are aged 18 years and older, and 18.6% of residents are 62 years and over. Approximately 16.6% of the population in 10538 falls in the age group 35 to 44 years, while an estimated 16.2% are aged 45 to 54 years. On the low end of the scale, 2.7% of 10538 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.6% |
| 5 to 9 years | 8.3% |
| 10 to 14 years | 8.9% |
| 15 to 19 years | 6.1% |
| 20 to 24 years | 2.9% |
| 25 to 34 years | 5.5% |
| 35 to 44 years | 16.6% |
| 45 to 54 years | 16.2% |
| 55 to 59 years | 6.0% |
| 60 to 64 years | 7.2% |
| 65 to 74 years | 7.4% |
| 75 to 84 years | 4.4% |
| 85 years and over | 2.7% |
The median household income in ZIP Code 10538 is $196,944, while the region's mean household income is $296,960. Breaking income down further, per capita income in the region is $106,504. The per capita income in ZIP Code 10538 of $106,504 is approximately 170.82% more than the per capita income in New York overall of $39,326. An estimated 0.7% of the population is living below the poverty line in this region. This rate is approximately 92.63% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 49.5% of the population in 10538 earn $200,000 or more per year, while an estimated 11.6% earn $100,000 to $149,999 per year, and 0.6% of 10538 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.1% |
| $10,000 to $14,999 per year | 0.6% |
| $15,000 to $24,999 per year | 1.3% |
| $25,000 to $34,999 per year | 3.5% |
| $35,000 to $49,999 per year | 3.2% |
| $50,000 to $74,999 per year | 10.1% |
| $75,000 to $99,999 per year | 9.6% |
| $100,000 to $149,999 per year | 11.6% |
| $150,000 to $199,999 per year | 8.5% |
| $200,000 or more per year | 49.5% |
Looking at race in the population that makes up ZIP Code 10538, 97.9% is one race, while 2.1% are two or more races. Approximately 8.4% of 10538 residents are hispanic or Latino (of any race). The most common race in 10538 (race alone or in combination with one or more other races), is White (90.2%), followed by Asian (8.2%) .
| Industry | Percent |
|---|---|
| White | 90.2% |
| Black or African American | 1.1% |
| American Indian and Alaska Native | 0.4% |
| Asian | 8.2% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 2.3% |
In ZIP Code 10538, 81.2% of the population lists "English only" as the language spoken in home, while 5.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 8.8% of homes, and other Indo-European languages are spoken in 4.1% of homes. Lastly, 0.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Westchester County region.
| Language Spoken | Percent |
|---|---|
| English only | 81.2% |
| Spanish | 5.5% |
| Other Indo-European languages | 8.8% |
| Asian and Pacific Islander languages | 4.1% |
| Other languages | 0.4% |
Regarding the age of homes in ZIP Code 10538, an estimated 53.7% of homes were built in 1939 or earlier. Additionally, 15.3% of homes in the region were built between 1950 and 1959, while an estimated 0.0% of homes were built between 2010 and 2013 in this Westchester County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.8% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 1.5% |
| Built between 1990 and 1999 | 1.0% |
| Built between 1980 and 1989 | 4.9% |
| Built between 1970 and 1979 | 1.9% |
| Built between 1960 and 1969 | 6.7% |
| Built between 1950 and 1959 | 15.3% |
| Built between 1940 and 1949 | 12.2% |
| Built in 1939 or earlier | 53.7% |
One of the leading chronic health issues in ZIP Code 10538 is high cholesterol, as an estimated 35.9% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 10538 is high blood pressure, as approximately 24.8% of adults 18 and older in this Westchester County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 21.4% |
| High blood pressure | 24.8% |
| Cancer (excluding skin cancer) | 7.8% |
| Current asthma | 9.1% |
| Coronary heart disease | 4.4% |
| Diagnosed diabetes | 7.1% |
| High cholesterol | 35.9% |
| Chronic kidney disease | 2.4% |
| Stroke | 2.1% |
One of the top preventative health measures in ZIP Code 10538 is current access to health insurance, as an estimated 96.9% of adults 18 and older take part in this preventive measure. Additionally, 92.3% of those 18 and above in 10538 list cholesterol screening, as a preventive measure. Common health risk behaviors in 10538 include sleeping less than 7 hours (27.9% of adults aged 18 and above) and obesity (23.9% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 96.9% |
| Taking medicine for high blood pressure control | 76.7% |
| Visits to doctor for routine checkup | 76.4% |
| Cholesterol screening | 92.3% |
| Visits to dentist or dental clinic | 81.3% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.6% |
| Current smoking | 7.4% |
| No leisure-time physical activity | 13.9% |
| Obesity | 23.9% |
| Sleeping less than 7 hours | 27.9% |
Regarding solar power potential, ZIP Code 10538 has an average daily solar radiation level of 4.71 kWh/m2/day. This is approximately 14.32% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.53% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 10538 | 23.21¢/kWh | 11.55¢/kWh | 10.6¢/kWh |
| New York | 23.44¢/kWh | 18.07¢/kWh | 7.54¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 10538 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.53 | 1.9 | 5.84 |
| Feb | 4.19 | 3 | 6.31 |
| Mar | 4.73 | 3.65 | 7.02 |
| Apr | 5.23 | 5.13 | 7.3 |
| May | 5.22 | 5.17 | 7.13 |
| Jun | 5.5 | 5.72 | 6.95 |
| Jul | 5.65 | 6.22 | 6.51 |
| Aug | 5.64 | 6.08 | 6.65 |
| Sep | 5.4 | 5.15 | 7.02 |
| Oct | 4.55 | 3.32 | 6.92 |
| Nov | 3.73 | 2.33 | 5.99 |
| Dec | 3.18 | 1.78 | 5.46 |
In 10538, 68.9% of the population is in the labor force. Recent estimates place 11.1% as working from home, while the total labor force in the region has a mean travel to time to work of 41.9 minutes. Approximately 26.0% of the employed population 16 years and over in 10538 work in educational services, and health care and social assistance, while an estimated 20.0% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.3% of 10538 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 2.4% |
| Manufacturing | 3.9% |
| Wholesale trade | 1.6% |
| Retail trade | 6.4% |
| Transportation and warehousing, and utilities | 1.9% |
| Information | 4.3% |
| Finance and insurance, and real estate and rental and leasing | 17.8% |
| Professional, scientific, management, and administrative | 20.0% |
| Educational services, and health care and social assistance | 26.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.2% |
| Other services, except public administration | 3.6% |
| Public administration | 3.5% |
Regarding consumer complaints about financial products in ZIP Code 10538, checking or savings account have received the most complaints in 10538 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Westchester County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 2 |
| Credit card or prepaid card | 2 |
| Mortgage | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Problem with a purchase shown on your statement | 1 |
| Trouble during payment process | 1 |
| Trouble using your card | 1 |