The 10514 ZIP Code is primarily associated with Chappaqua, NY (Westchester County) in the U.S. The current population estimate is 12,667. Median househould income is approximately $250,001, and an estimated 1% of the population is living below the poverty line. The ZIP Code 10514 has a median age of approximately 43.2 years, with 16.3% of residents aged 62 years and older. An estimated 86.6% in this New York region have a bachelor's degree or higher, and the per capita income is approximately $121,105.
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In ZIP Code 10514, 99.6% of the population graduated high school, while 86.6% have a bachelor's degree or higher. In this region, 0.4% achieved an education level less than 9th grade, while 52.2% hold a graduate or professional degree. Approximately 3.2% in this Westchester County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.4% |
| 9th to 12th grade, no diploma | 0.0% |
| High school graduate (includes equivalency) | 3.2% |
| Some college, no degree | 7.1% |
| Associate's degree | 2.7% |
| Bachelor's degree | 34.4% |
| Graduate or professional degree | 52.2% |
Residents of ZIP Code 10514 are older than average. The median age of 43.2 years in ZIP Code 10514 is approximately 13.39% higher than the overall median age in the U.S. of 38.1 years. About 71.0% of residents are aged 18 years and older, and 16.3% of residents are 62 years and over. Approximately 18.3% of the population in 10514 falls in the age group 45 to 54 years, while an estimated 11.6% are aged 35 to 44 years. On the low end of the scale, 1.7% of 10514 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.7% |
| 5 to 9 years | 7.9% |
| 10 to 14 years | 9.7% |
| 15 to 19 years | 9.6% |
| 20 to 24 years | 5.0% |
| 25 to 34 years | 4.0% |
| 35 to 44 years | 11.6% |
| 45 to 54 years | 18.3% |
| 55 to 59 years | 9.6% |
| 60 to 64 years | 7.1% |
| 65 to 74 years | 8.0% |
| 75 to 84 years | 2.8% |
| 85 years and over | 1.7% |
The median household income in ZIP Code 10514 is $250,001, while the region's mean household income is $371,144. Breaking income down further, per capita income in the region is $121,105. The per capita income in ZIP Code 10514 of $121,105 is approximately 207.95% more than the per capita income in New York overall of $39,326. An estimated 1.4% of the population is living below the poverty line in this region. This rate is approximately 85.26% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 65.9% of the population in 10514 earn $200,000 or more per year, while an estimated 12.5% earn $100,000 to $149,999 per year, and 0.5% of 10514 residents earn $15,000 to $24,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.8% |
| $10,000 to $14,999 per year | 0.9% |
| $15,000 to $24,999 per year | 0.5% |
| $25,000 to $34,999 per year | 1.5% |
| $35,000 to $49,999 per year | 1.0% |
| $50,000 to $74,999 per year | 5.2% |
| $75,000 to $99,999 per year | 3.8% |
| $100,000 to $149,999 per year | 12.5% |
| $150,000 to $199,999 per year | 7.8% |
| $200,000 or more per year | 65.9% |
Looking at race in the population that makes up ZIP Code 10514, 97.7% is one race, while 2.3% are two or more races. Approximately 2.3% of 10514 residents are hispanic or Latino (of any race). The most common race in 10514 (race alone or in combination with one or more other races), is White (86.9%), followed by Asian (10.7%) .
| Industry | Percent |
|---|---|
| White | 86.9% |
| Black or African American | 4.5% |
| American Indian and Alaska Native | 0.0% |
| Asian | 10.7% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.0% |
In ZIP Code 10514, 85.9% of the population lists "English only" as the language spoken in home, while 1.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 6.8% of homes, and other Indo-European languages are spoken in 5.5% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Westchester County region.
| Language Spoken | Percent |
|---|---|
| English only | 85.9% |
| Spanish | 1.6% |
| Other Indo-European languages | 6.8% |
| Asian and Pacific Islander languages | 5.5% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 10514, an estimated 22.1% of homes were built in 1939 or earlier. Additionally, 17.2% of homes in the region were built between 1950 and 1959, while an estimated 0.1% of homes were built in 2014 or later in this Westchester County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.1% |
| Built between 2010 and 2013 | 1.8% |
| Built between 2000 and 2009 | 3.0% |
| Built between 1990 and 1999 | 7.7% |
| Built between 1980 and 1989 | 14.1% |
| Built between 1970 and 1979 | 13.7% |
| Built between 1960 and 1969 | 14.2% |
| Built between 1950 and 1959 | 17.2% |
| Built between 1940 and 1949 | 6.2% |
| Built in 1939 or earlier | 22.1% |
One of the leading chronic health issues in ZIP Code 10514 is high cholesterol, as an estimated 36.4% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 10514 is high blood pressure, as approximately 24.4% of adults 18 and older in this Westchester County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 20.8% |
| High blood pressure | 24.4% |
| Cancer (excluding skin cancer) | 7.2% |
| Current asthma | 9.0% |
| Coronary heart disease | 4.1% |
| Diagnosed diabetes | 7.3% |
| High cholesterol | 36.4% |
| Chronic kidney disease | 2.3% |
| Stroke | 1.9% |
One of the top preventative health measures in ZIP Code 10514 is current access to health insurance, as an estimated 97.2% of adults 18 and older take part in this preventive measure. Additionally, 92.7% of those 18 and above in 10514 list cholesterol screening, as a preventive measure. Common health risk behaviors in 10514 include sleeping less than 7 hours (28.5% of adults aged 18 and above) and obesity (23.9% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 97.2% |
| Taking medicine for high blood pressure control | 76.1% |
| Visits to doctor for routine checkup | 76.3% |
| Cholesterol screening | 92.7% |
| Visits to dentist or dental clinic | 81.3% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.5% |
| Current smoking | 7.7% |
| No leisure-time physical activity | 13.9% |
| Obesity | 23.9% |
| Sleeping less than 7 hours | 28.5% |
Regarding solar power potential, ZIP Code 10514 has an average daily solar radiation level of 4.88 kWh/m2/day. This is approximately 18.45% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.95% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 10514 | 23.21¢/kWh | 11.55¢/kWh | 10.6¢/kWh |
| New York | 24.23¢/kWh | 18.58¢/kWh | 7.26¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 10514 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.82 | 1.9 | 5.84 |
| Feb | 4.59 | 3 | 6.31 |
| Mar | 5.01 | 3.65 | 7.02 |
| Apr | 5.37 | 5.13 | 7.3 |
| May | 5.48 | 5.17 | 7.13 |
| Jun | 5.57 | 5.72 | 6.95 |
| Jul | 6 | 6.22 | 6.51 |
| Aug | 5.67 | 6.08 | 6.65 |
| Sep | 5.43 | 5.15 | 7.02 |
| Oct | 4.6 | 3.32 | 6.92 |
| Nov | 3.78 | 2.33 | 5.99 |
| Dec | 3.24 | 1.78 | 5.46 |
In 10514, 65.7% of the population is in the labor force. Recent estimates place 7.2% as working from home, while the total labor force in the region has a mean travel to time to work of 44.0 minutes. Approximately 26.2% of the employed population 16 years and over in 10514 work in professional, scientific, management, and administrative, while an estimated 21.5% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.6% of 10514 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 2.5% |
| Manufacturing | 4.5% |
| Wholesale trade | 4.8% |
| Retail trade | 2.8% |
| Transportation and warehousing, and utilities | 1.2% |
| Information | 2.6% |
| Finance and insurance, and real estate and rental and leasing | 20.9% |
| Professional, scientific, management, and administrative | 26.2% |
| Educational services, and health care and social assistance | 21.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.6% |
| Other services, except public administration | 3.2% |
| Public administration | 2.5% |
Regarding consumer complaints about financial products in ZIP Code 10514, checking or savings account have received the most complaints in 10514 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Westchester County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 6 |
| Credit reporting or other personal consumer reports | 6 |
| Debt collection | 2 |
| Credit card or prepaid card | 1 |
| Credit reporting or credit repair services | 1 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 3 |
| False statements or representation | 2 |
| Improper use of your report | 2 |
| Incorrect information on your report | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Other | 6 |