The 10040 ZIP Code is primarily associated with New York, NY (New York County) in the U.S. The current population estimate is 44,800. An estimated 37.1% in this New York region have a bachelor's degree or higher, and the per capita income is approximately $27,124. Approximately 18% of the population lives below the poverty line, while the median househould income sits at $49,677. The median age in ZIP Code 10040 is approximately 37.8 years, and 20.3% of the region's residents are aged 62 years and older.
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Moderate
In ZIP Code 10040, 74.1% of the population graduated high school, while 37.1% have a bachelor's degree or higher. In this region, 15.2% achieved an education level less than 9th grade, while 14.9% hold a graduate or professional degree. Approximately 17.8% in this New York County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 15.2% |
| 9th to 12th grade, no diploma | 10.7% |
| High school graduate (includes equivalency) | 17.8% |
| Some college, no degree | 14.0% |
| Associate's degree | 5.3% |
| Bachelor's degree | 22.2% |
| Graduate or professional degree | 14.9% |
Residents of ZIP Code 10040 are younger than average. The median age of 37.8 years in ZIP Code 10040 is approximately 0.79% lower than the overall median age in the U.S. of 38.1 years. About 82.4% of residents are aged 18 years and older, and 20.3% of residents are 62 years and over. Approximately 19.6% of the population in 10040 falls in the age group 25 to 34 years, while an estimated 14.0% are aged 35 to 44 years. On the low end of the scale, 3.7% of 10040 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.6% |
| 5 to 9 years | 5.4% |
| 10 to 14 years | 4.7% |
| 15 to 19 years | 5.0% |
| 20 to 24 years | 6.6% |
| 25 to 34 years | 19.6% |
| 35 to 44 years | 14.0% |
| 45 to 54 years | 11.9% |
| 55 to 59 years | 5.9% |
| 60 to 64 years | 5.6% |
| 65 to 74 years | 8.5% |
| 75 to 84 years | 4.6% |
| 85 years and over | 3.7% |
The median household income in ZIP Code 10040 is $49,677, while the region's mean household income is $68,330. Breaking income down further, per capita income in the region is $27,124. The per capita income in ZIP Code 10040 of $27,124 is approximately 31.03% less than the per capita income in the U.S. overall of $39,326. An estimated 17.8% of the population is living below the poverty line in this region. This rate is approximately87.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 16.3% of the population in 10040 earn $50,000 to $74,999 per year, while an estimated 13.8% earn $35,000 to $49,999 per year, and 4.1% of 10040 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.9% |
| $10,000 to $14,999 per year | 7.7% |
| $15,000 to $24,999 per year | 10.5% |
| $25,000 to $34,999 per year | 8.4% |
| $35,000 to $49,999 per year | 13.8% |
| $50,000 to $74,999 per year | 16.3% |
| $75,000 to $99,999 per year | 11.7% |
| $100,000 to $149,999 per year | 13.4% |
| $150,000 to $199,999 per year | 4.1% |
| $200,000 or more per year | 4.4% |
Looking at race in the population that makes up ZIP Code 10040, 93.0% is one race, while 7.0% are two or more races. Approximately 68.7% of 10040 residents are hispanic or Latino (of any race). The most common race in 10040 (race alone or in combination with one or more other races), is Some other race (44.9%), followed by White (42.4%) .
| Industry | Percent |
|---|---|
| White | 42.4% |
| Black or African American | 14.5% |
| American Indian and Alaska Native | 2.7% |
| Asian | 3.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 44.9% |
In ZIP Code 10040, 27.7% of the population lists "English only" as the language spoken in home, while 64.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.6% of homes, and other Indo-European languages are spoken in 1.8% of homes. Lastly, 0.8% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this New York County region.
| Language Spoken | Percent |
|---|---|
| English only | 27.7% |
| Spanish | 64.2% |
| Other Indo-European languages | 5.6% |
| Asian and Pacific Islander languages | 1.8% |
| Other languages | 0.8% |
Regarding the age of homes in ZIP Code 10040, an estimated 54.3% of homes were built in 1939 or earlier. Additionally, 14.3% of homes in the region were built between 1940 and 1949, while an estimated 0.1% of homes were built in 2014 or later in this New York County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.1% |
| Built between 2010 and 2013 | 0.9% |
| Built between 2000 and 2009 | 0.7% |
| Built between 1990 and 1999 | 1.4% |
| Built between 1980 and 1989 | 1.0% |
| Built between 1970 and 1979 | 3.8% |
| Built between 1960 and 1969 | 10.7% |
| Built between 1950 and 1959 | 12.9% |
| Built between 1940 and 1949 | 14.3% |
| Built in 1939 or earlier | 54.3% |
Regarding solar power potential, ZIP Code 10040 has an average daily solar radiation level of 4.9 kWh/m2/day. This is approximately 18.93% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.64% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 10040 | 23.21¢/kWh | 11.55¢/kWh | 10.6¢/kWh |
| New York | |||
| United States |
| Month | ZIP Code 10040 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.71 | 1.9 | 5.84 |
| Feb | 4.68 | 3 | 6.31 |
| Mar | 5.17 | 3.65 | 7.02 |
| Apr | 5.54 | 5.13 | 7.3 |
| May | 5.09 | 5.17 | 7.13 |
| Jun | 5.68 | 5.72 | 6.95 |
| Jul | 5.84 | 6.22 | 6.51 |
| Aug | 5.51 | 6.08 | 6.65 |
| Sep | 5.59 | 5.15 | 7.02 |
| Oct | 4.6 | 3.32 | 6.92 |
| Nov | 3.97 | 2.33 | 5.99 |
| Dec | 3.39 | 1.78 | 5.46 |
In 10040, 64.5% of the population is in the labor force. Recent estimates place 6.0% as working from home, while the total labor force in the region has a mean travel to time to work of 41.9 minutes. Approximately 28.3% of the employed population 16 years and over in 10040 work in educational services, and health care and social assistance, while an estimated 14.8% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.0% of 10040 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 2.7% |
| Manufacturing | 4.6% |
| Wholesale trade | 1.7% |
| Retail trade | 8.4% |
| Transportation and warehousing, and utilities | 4.8% |
| Information | 4.8% |
| Finance and insurance, and real estate and rental and leasing | 5.9% |
| Professional, scientific, management, and administrative | 13.4% |
| Educational services, and health care and social assistance | 28.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 14.8% |
| Other services, except public administration | 8.3% |
| Public administration | 2.1% |
Regarding consumer complaints about financial products in ZIP Code 10040, credit reporting or credit repair services have received the most complaints in 10040 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this New York County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 62 |
| Debt collection | 11 |
| Checking or savings account | 9 |
| Credit card or prepaid card | 3 |
| Money transfer, virtual currency, or money service | 1 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 52 |
| Problem with a credit reporting company's investigation | 8 |
| Attempts to collect debt not owed | 7 |
| Managing an account | 5 |
| Closing an account | 3 |
| Other | 14 |