The ZIP Code 95928 is associated with the city of Chico in California in Butte County. It is estimated that 18.8% of residents in the 95928 ZIP Code are aged 62 years and older, while the region overall has a median age of 31.5 years. About 91.4% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $32,216. Median househould income in this region is $52,913, while about 15% of the population lives below the poverty line. The current population estimate is 37,735.
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The median household income in ZIP Code 95928 is $52,913, while the region's mean household income is $81,407. Breaking income down further, per capita income in the region is $32,216. The per capita income in ZIP Code 95928 of $32,216 is approximately 12.82% less than the per capita income in the U.S. overall of $36,955. An estimated 15.2% of the population is living below the poverty line in this region. This rate is approximately60% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 14.6% of the population in 95928 earn $50,000 to $74,999 per year, while an estimated 13.1% earn $100,000 to $149,999 per year, and 7.0% of 95928 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.7% |
| $10,000 to $14,999 per year | 7.2% |
| $15,000 to $24,999 per year | 11.5% |
| $25,000 to $34,999 per year | 8.5% |
| $35,000 to $49,999 per year | 12.4% |
| $50,000 to $74,999 per year | 14.6% |
| $75,000 to $99,999 per year | 9.4% |
| $100,000 to $149,999 per year | 13.1% |
| $150,000 to $199,999 per year | 7.0% |
| $200,000 or more per year | 7.6% |
In ZIP Code 95928, 91.4% of the population graduated high school, while 39.3% have a bachelor's degree or higher. In this region, 3.5% achieved an education level less than 9th grade, while 13.1% hold a graduate or professional degree. Approximately 15.8% in this Butte County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.5% |
| 9th to 12th grade, no diploma | 5.1% |
| High school graduate (includes equivalency) | 15.8% |
| Some college, no degree | 26.1% |
| Associate's degree | 10.1% |
| Bachelor's degree | 26.2% |
| Graduate or professional degree | 13.1% |
Looking at race in the population that makes up ZIP Code 95928, 94.6% is one race, while 5.4% are two or more races. Approximately 17.7% of 95928 residents are hispanic or Latino (of any race). The most common race in 95928 (race alone or in combination with one or more other races), is White (86.0%), followed by Asian (6.8%) .
| Industry | Percent |
|---|---|
| White | 86.0% |
| Black or African American | 4.0% |
| American Indian and Alaska Native | 1.9% |
| Asian | 6.8% |
| Native Hawaiian and Other Pacific Islander | 1.1% |
| Some other race | 6.0% |
Regarding the age of homes in ZIP Code 95928, an estimated 18.0% of homes were built between 1990 and 1999. Additionally, 17.9% of homes in the region were built between 1980 and 1989, while an estimated 1.5% of homes were built between 2010 and 2013 in this Butte County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.6% |
| Built between 2010 and 2013 | 1.5% |
| Built between 2000 and 2009 | 14.0% |
| Built between 1990 and 1999 | 18.0% |
| Built between 1980 and 1989 | 17.9% |
| Built between 1970 and 1979 | 15.6% |
| Built between 1960 and 1969 | 6.6% |
| Built between 1950 and 1959 | 5.2% |
| Built between 1940 and 1949 | 5.7% |
| Built in 1939 or earlier | 13.9% |
Residents of ZIP Code 95928 are younger than average. The median age of 31.5 years in ZIP Code 95928 is approximately 17.32% lower than the overall median age in the U.S. of 38.1 years. About 83.0% of residents are aged 18 years and older, and 18.8% of residents are 62 years and over. Approximately 17.5% of the population in 95928 falls in the age group 20 to 24 years, while an estimated 15.2% are aged 25 to 34 years. On the low end of the scale, 2.5% of 95928 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.5% |
| 5 to 9 years | 5.1% |
| 10 to 14 years | 4.3% |
| 15 to 19 years | 7.2% |
| 20 to 24 years | 17.5% |
| 25 to 34 years | 15.2% |
| 35 to 44 years | 9.7% |
| 45 to 54 years | 10.9% |
| 55 to 59 years | 4.4% |
| 60 to 64 years | 5.8% |
| 65 to 74 years | 9.2% |
| 75 to 84 years | 3.6% |
| 85 years and over | 2.5% |
One of the leading chronic health issues in ZIP Code 95928 is high cholesterol, as an estimated 30.8% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 95928 is high blood pressure, as approximately 25.2% of adults 18 and older in this Butte County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 19.0% |
| High blood pressure | 25.2% |
| Cancer (excluding skin cancer) | 5.4% |
| Current asthma | 10.8% |
| Coronary heart disease | 4.7% |
| Diagnosed diabetes | 8.1% |
| High cholesterol | 30.8% |
| Chronic kidney disease | 2.5% |
| Stroke | 2.5% |
One of the top preventative health measures in ZIP Code 95928 is current access to health insurance, as an estimated 91.6% of adults 18 and older take part in this preventive measure. Additionally, 77.2% of those 18 and above in 95928 list cholesterol screening, as a preventive measure. Common health risk behaviors in 95928 include sleeping less than 7 hours (31.9% of adults aged 18 and above) and obesity (28.5% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.6% |
| Taking medicine for high blood pressure control | 68.0% |
| Visits to doctor for routine checkup | 60.1% |
| Cholesterol screening | 77.2% |
| Visits to dentist or dental clinic | 62.6% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 17.2% |
| Current smoking | 12.7% |
| No leisure-time physical activity | 18.4% |
| Obesity | 28.5% |
| Sleeping less than 7 hours | 31.9% |
In 95928, 63.9% of the population is in the labor force. Recent estimates place 4.0% as working from home, while the total labor force in the region has a mean travel to time to work of 17.9 minutes. Approximately 25.9% of the employed population 16 years and over in 95928 work in educational services, and health care and social assistance, while an estimated 16.2% work in retail trade. On the lower end of the scale, just 2.1% of 95928 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.2% |
| Construction | 4.1% |
| Manufacturing | 6.0% |
| Wholesale trade | 2.1% |
| Retail trade | 16.2% |
| Transportation and warehousing, and utilities | 3.5% |
| Information | 2.9% |
| Finance and insurance, and real estate and rental and leasing | 5.1% |
| Professional, scientific, management, and administrative | 11.1% |
| Educational services, and health care and social assistance | 25.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.2% |
| Other services, except public administration | 4.4% |
| Public administration | 4.2% |
In ZIP Code 95928, 82.7% of the population lists "English only" as the language spoken in home, while 11.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.2% of homes, and other Indo-European languages are spoken in 3.2% of homes. Lastly, 0.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Butte County region.
| Language Spoken | Percent |
|---|---|
| English only | 82.7% |
| Spanish | 11.4% |
| Other Indo-European languages | 2.2% |
| Asian and Pacific Islander languages | 3.2% |
| Other languages | 0.4% |
Regarding consumer complaints about financial products in ZIP Code 95928, credit reporting or credit repair services have received the most complaints in 95928 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Butte County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 12 |
| Checking or savings account | 5 |
| Debt collection | 4 |
| Credit card or prepaid card | 3 |
| Mortgage | 2 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 9 |
| Managing an account | 2 |
| Opening an account | 2 |
| Problem with a credit reporting company's investigation | 2 |
| Problem with a purchase or transfer | 2 |
| Other | 10 |
Regarding solar power potential, ZIP Code 95928 has an average daily solar radiation level of 5.82 kWh/m2/day. This is approximately 41.26% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 11.68% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95928 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.23¢/kWh | 23.61¢/kWh | 18.07¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 95928 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.63 | 1.9 | 5.84 |
| Feb | 4.15 | 3 | 6.31 |
| Mar | 5.58 | 3.65 | 7.02 |
| Apr | 6.36 | 5.13 | 7.3 |
| May | 6.64 | 5.17 | 7.13 |
| Jun | 7.12 | 5.72 | 6.95 |
| Jul | 7.44 | 6.22 | 6.51 |
| Aug | 7.56 | 6.08 | 6.65 |
| Sep | 7.19 | 5.15 | 7.02 |
| Oct | 6.16 | 3.32 | 6.92 |
| Nov | 4.39 | 2.33 | 5.99 |
| Dec | 3.58 | 1.78 | 5.46 |