The ZIP Code 95614 is associated with the city of Cool in California in El Dorado County. About 28.9% of residents in ZIP Code 95614 are aged 62 years and older, and the region has a median age of 50.6 years. About 98.1% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $41,907. Median househould income is approximately $99,529, and an estimated 3% of the population is living below the poverty line. The current population estimate is 4,359.
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The median household income in ZIP Code 95614 is $99,529, while the region's mean household income is $102,070. Breaking income down further, per capita income in the region is $41,907. The per capita income in ZIP Code 95614 of $41,907 is approximately 13.4% more than the per capita income in California overall of $36,955. An estimated 2.6% of the population is living below the poverty line in this region. This rate is approximately 72.63% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 31.1% of the population in 95614 earn $100,000 to $149,999 per year, while an estimated 20.9% earn $75,000 to $99,999 per year, and 1.1% of 95614 residents earn $15,000 to $24,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.7% |
| $10,000 to $14,999 per year | 2.2% |
| $15,000 to $24,999 per year | 1.1% |
| $25,000 to $34,999 per year | 4.6% |
| $35,000 to $49,999 per year | 3.1% |
| $50,000 to $74,999 per year | 13.0% |
| $75,000 to $99,999 per year | 20.9% |
| $100,000 to $149,999 per year | 31.1% |
| $150,000 to $199,999 per year | 10.7% |
| $200,000 or more per year | 7.4% |
In ZIP Code 95614, 98.1% of the population graduated high school, while 37.2% have a bachelor's degree or higher. In this region, 0.9% achieved an education level less than 9th grade, while 14.5% hold a graduate or professional degree. Approximately 21.9% in this El Dorado County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.9% |
| 9th to 12th grade, no diploma | 0.9% |
| High school graduate (includes equivalency) | 21.9% |
| Some college, no degree | 28.6% |
| Associate's degree | 10.5% |
| Bachelor's degree | 22.7% |
| Graduate or professional degree | 14.5% |
Looking at race in the population that makes up ZIP Code 95614, 97.9% is one race, while 2.1% are two or more races. Approximately 2.2% of 95614 residents are hispanic or Latino (of any race). The most common race in 95614 (race alone or in combination with one or more other races), is White (99.4%), followed by American Indian and Alaska Native (2.4%) .
| Industry | Percent |
|---|---|
| White | 99.4% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 2.4% |
| Asian | 0.3% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
Regarding the age of homes in ZIP Code 95614, an estimated 38.9% of homes were built between 1980 and 1989. Additionally, 28.4% of homes in the region were built between 1990 and 1999, while an estimated 0.0% of homes were built between 1940 and 1949 in this El Dorado County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 14.8% |
| Built between 1990 and 1999 | 28.4% |
| Built between 1980 and 1989 | 38.9% |
| Built between 1970 and 1979 | 14.4% |
| Built between 1960 and 1969 | 2.3% |
| Built between 1950 and 1959 | 0.0% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 1.2% |
Residents of ZIP Code 95614 are older than average. The median age of 50.6 years in ZIP Code 95614 is approximately 32.81% higher than the overall median age in the U.S. of 38.1 years. About 81.9% of residents are aged 18 years and older, and 28.9% of residents are 62 years and over. Approximately 14.1% of the population in 95614 falls in the age group 45 to 54 years, while an estimated 13.2% are aged 65 to 74 years. On the low end of the scale, 0.4% of 95614 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.4% |
| 5 to 9 years | 4.5% |
| 10 to 14 years | 6.7% |
| 15 to 19 years | 5.0% |
| 20 to 24 years | 1.8% |
| 25 to 34 years | 10.0% |
| 35 to 44 years | 9.3% |
| 45 to 54 years | 14.1% |
| 55 to 59 years | 10.4% |
| 60 to 64 years | 13.0% |
| 65 to 74 years | 13.2% |
| 75 to 84 years | 7.0% |
| 85 years and over | 0.4% |
One of the leading chronic health issues in ZIP Code 95614 is high cholesterol, as an estimated 38.8% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 95614 is high blood pressure, as approximately 31.2% of adults 18 and older in this El Dorado County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Current asthma | 9.8% |
| Arthritis | 26.6% |
| High blood pressure | 31.2% |
| Cancer (excluding skin cancer) | 8.3% |
| Coronary heart disease | 5.8% |
| Diagnosed diabetes | 9.3% |
| High cholesterol | 38.8% |
| Chronic kidney disease | 3.0% |
| Stroke | 2.9% |
One of the top preventative health measures in ZIP Code 95614 is current access to health insurance, as an estimated 95.5% of adults 18 and older take part in this preventive measure. Additionally, 89.5% of those 18 and above in 95614 list cholesterol screening, as a preventive measure. Common health risk behaviors in 95614 include sleeping less than 7 hours (30.6% of adults aged 18 and above) and obesity (29.4% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 95.5% |
| Taking medicine for high blood pressure control | 74.8% |
| Visits to doctor for routine checkup | 64.7% |
| Cholesterol screening | 89.5% |
| Visits to dentist or dental clinic | 73.5% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.8% |
| Current smoking | 11.6% |
| No leisure-time physical activity | 16.6% |
| Obesity | 29.4% |
| Sleeping less than 7 hours | 30.6% |
In 95614, 55.2% of the population is in the labor force. Recent estimates place 12.4% as working from home, while the total labor force in the region has a mean travel to time to work of 49.5 minutes. Approximately 25.8% of the employed population 16 years and over in 95614 work in educational services, and health care and social assistance, while an estimated 15.0% work in construction. On the lower end of the scale, just 1.7% of 95614 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 3.7% |
| Construction | 15.0% |
| Manufacturing | 4.4% |
| Wholesale trade | 1.9% |
| Retail trade | 8.8% |
| Transportation and warehousing, and utilities | 3.8% |
| Information | 1.7% |
| Finance and insurance, and real estate and rental and leasing | 3.8% |
| Professional, scientific, management, and administrative | 9.8% |
| Educational services, and health care and social assistance | 25.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.4% |
| Other services, except public administration | 4.0% |
| Public administration | 8.7% |
In ZIP Code 95614, 97.6% of the population lists "English only" as the language spoken in home, while 0.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.2% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this El Dorado County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.6% |
| Spanish | 0.2% |
| Other Indo-European languages | 2.2% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding consumer complaints about financial products in ZIP Code 95614, credit reporting or credit repair services have received the most complaints in 95614 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this El Dorado County region was applying for a mortgage or refinancing an existing mortgage.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Incorrect information on your report | 1 |
Regarding solar power potential, ZIP Code 95614 has an average daily solar radiation level of 5.9 kWh/m2/day. This is approximately 43.2% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 10.47% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95614 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.23¢/kWh | 23.61¢/kWh | 18.07¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 95614 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.24 | 1.9 | 5.84 |
| Feb | 4.25 | 3 | 6.31 |
| Mar | 5.53 | 3.65 | 7.02 |
| Apr | 6.29 | 5.13 | 7.3 |
| May | 6.58 | 5.17 | 7.13 |
| Jun | 7.12 | 5.72 | 6.95 |
| Jul | 7.38 | 6.22 | 6.51 |
| Aug | 7.61 | 6.08 | 6.65 |
| Sep | 7.19 | 5.15 | 7.02 |
| Oct | 6.22 | 3.32 | 6.92 |
| Nov | 4.65 | 2.33 | 5.99 |
| Dec | 3.77 | 1.78 | 5.46 |