The ZIP Code 95240 is associated with the city of Lodi in California in San Joaquin County. The 95240 ZIP Code has a median age of 33.6 years, and 16.4% of residents are aged 62 years and older. Approximately 16% of the population lives below the poverty line, while the median househould income sits at $50,992. About 74.4% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $24,738. The current population estimate is 48,799.
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The median household income in ZIP Code 95240 is $50,992, while the region's mean household income is $70,505. Breaking income down further, per capita income in the region is $24,738. The per capita income in ZIP Code 95240 of $24,738 is approximately 33.06% less than the per capita income in the U.S. overall of $36,955. An estimated 15.6% of the population is living below the poverty line in this region. This rate is approximately64.21% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.5% of the population in 95240 earn $50,000 to $74,999 per year, while an estimated 16.1% earn $35,000 to $49,999 per year, and 4.7% of 95240 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.9% |
| $10,000 to $14,999 per year | 5.8% |
| $15,000 to $24,999 per year | 10.8% |
| $25,000 to $34,999 per year | 11.7% |
| $35,000 to $49,999 per year | 16.1% |
| $50,000 to $74,999 per year | 17.5% |
| $75,000 to $99,999 per year | 11.7% |
| $100,000 to $149,999 per year | 11.8% |
| $150,000 to $199,999 per year | 4.9% |
| $200,000 or more per year | 4.7% |
In ZIP Code 95240, 74.4% of the population graduated high school, while 15.5% have a bachelor's degree or higher. In this region, 15.3% achieved an education level less than 9th grade, while 4.3% hold a graduate or professional degree. Approximately 27.2% in this San Joaquin County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 15.3% |
| 9th to 12th grade, no diploma | 10.3% |
| High school graduate (includes equivalency) | 27.2% |
| Some college, no degree | 21.3% |
| Associate's degree | 10.3% |
| Bachelor's degree | 11.2% |
| Graduate or professional degree | 4.3% |
Looking at race in the population that makes up ZIP Code 95240, 80.0% is one race, while 20.0% are two or more races. Approximately 44.9% of 95240 residents are hispanic or Latino (of any race). The most common race in 95240 (race alone or in combination with one or more other races), is White (77.7%), followed by American Indian and Alaska Native (18.2%) .
| Industry | Percent |
|---|---|
| White | 77.7% |
| Black or African American | 2.5% |
| American Indian and Alaska Native | 18.2% |
| Asian | 12.2% |
| Native Hawaiian and Other Pacific Islander | 0.9% |
| Some other race | 9.9% |
Regarding the age of homes in ZIP Code 95240, an estimated 17.9% of homes were built between 1970 and 1979. Additionally, 17.2% of homes in the region were built between 1980 and 1989, while an estimated 0.5% of homes were built between 2010 and 2013 in this San Joaquin County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.6% |
| Built between 2010 and 2013 | 0.5% |
| Built between 2000 and 2009 | 6.6% |
| Built between 1990 and 1999 | 7.1% |
| Built between 1980 and 1989 | 17.2% |
| Built between 1970 and 1979 | 17.9% |
| Built between 1960 and 1969 | 11.7% |
| Built between 1950 and 1959 | 15.3% |
| Built between 1940 and 1949 | 8.2% |
| Built in 1939 or earlier | 14.9% |
Residents of ZIP Code 95240 are younger than average. The median age of 33.6 years in ZIP Code 95240 is approximately 11.81% lower than the overall median age in the U.S. of 38.1 years. About 71.3% of residents are aged 18 years and older, and 16.4% of residents are 62 years and over. Approximately 14.7% of the population in 95240 falls in the age group 25 to 34 years, while an estimated 12.6% are aged 35 to 44 years. On the low end of the scale, 2.0% of 95240 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.5% |
| 5 to 9 years | 7.8% |
| 10 to 14 years | 8.1% |
| 15 to 19 years | 6.9% |
| 20 to 24 years | 6.2% |
| 25 to 34 years | 14.7% |
| 35 to 44 years | 12.6% |
| 45 to 54 years | 11.1% |
| 55 to 59 years | 5.5% |
| 60 to 64 years | 5.2% |
| 65 to 74 years | 7.5% |
| 75 to 84 years | 3.9% |
| 85 years and over | 2.0% |
One of the leading chronic health issues in ZIP Code 95240 is high cholesterol, as an estimated 36.2% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 95240 is high blood pressure, as approximately 29.4% of adults 18 and older in this San Joaquin County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 22.6% |
| High blood pressure | 29.4% |
| Cancer (excluding skin cancer) | 6.1% |
| Current asthma | 10.5% |
| Coronary heart disease | 6.0% |
| Diagnosed diabetes | 11.5% |
| High cholesterol | 36.2% |
| Chronic kidney disease | 3.2% |
| Stroke | 3.3% |
One of the top preventative health measures in ZIP Code 95240 is current access to health insurance, as an estimated 83.8% of adults 18 and older take part in this preventive measure. Additionally, 80.1% of those 18 and above in 95240 list cholesterol screening, as a preventive measure. Common health risk behaviors in 95240 include obesity (35.1% of adults aged 18 and above) and sleeping less than 7 hours (33.0% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 83.8% |
| Taking medicine for high blood pressure control | 71.2% |
| Visits to doctor for routine checkup | 60.3% |
| Cholesterol screening | 80.1% |
| Visits to dentist or dental clinic | 58.4% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 15.6% |
| Current smoking | 15.3% |
| No leisure-time physical activity | 26.5% |
| Obesity | 35.1% |
| Sleeping less than 7 hours | 33.0% |
In 95240, 61.2% of the population is in the labor force. Recent estimates place 3.2% as working from home, while the total labor force in the region has a mean travel to time to work of 26.4 minutes. Approximately 18.3% of the employed population 16 years and over in 95240 work in educational services, and health care and social assistance, while an estimated 11.8% work in manufacturing. On the lower end of the scale, just 1.0% of 95240 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 10.0% |
| Construction | 9.2% |
| Manufacturing | 11.8% |
| Wholesale trade | 2.2% |
| Retail trade | 10.6% |
| Transportation and warehousing, and utilities | 5.3% |
| Information | 1.0% |
| Finance and insurance, and real estate and rental and leasing | 3.7% |
| Professional, scientific, management, and administrative | 9.2% |
| Educational services, and health care and social assistance | 18.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.8% |
| Other services, except public administration | 5.2% |
| Public administration | 4.7% |
In ZIP Code 95240, 58.4% of the population lists "English only" as the language spoken in home, while 32.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 6.5% of homes, and other Indo-European languages are spoken in 2.4% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this San Joaquin County region.
| Language Spoken | Percent |
|---|---|
| English only | 58.4% |
| Spanish | 32.3% |
| Other Indo-European languages | 6.5% |
| Asian and Pacific Islander languages | 2.4% |
| Other languages | 0.3% |
Regarding consumer complaints about financial products in ZIP Code 95240, credit reporting or credit repair services have received the most complaints in 95240 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this San Joaquin County region was problem with a credit reporting company's investigation.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 38 |
| Credit card or prepaid card | 3 |
| Debt collection | 3 |
| Mortgage | 3 |
| Checking or savings account | 2 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a credit reporting company's investigation | 15 |
| Incorrect information on your report | 14 |
| Improper use of your report | 7 |
| Attempts to collect debt not owed | 3 |
| Dealing with your lender or servicer | 2 |
| Other | 11 |
Regarding solar power potential, ZIP Code 95240 has an average daily solar radiation level of 5.91 kWh/m2/day. This is approximately 43.45% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 10.32% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95240 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.23¢/kWh | 23.61¢/kWh | 18.07¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 95240 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.51 | 1.9 | 5.84 |
| Feb | 4.8 | 3 | 6.31 |
| Mar | 5.74 | 3.65 | 7.02 |
| Apr | 6.5 | 5.13 | 7.3 |
| May | 6.83 | 5.17 | 7.13 |
| Jun | 7.11 | 5.72 | 6.95 |
| Jul | 7.22 | 6.22 | 6.51 |
| Aug | 7.53 | 6.08 | 6.65 |
| Sep | 7.22 | 5.15 | 7.02 |
| Oct | 6.29 | 3.32 | 6.92 |
| Nov | 4.57 | 2.33 | 5.99 |
| Dec | 3.65 | 1.78 | 5.46 |