The ZIP Code 95223 is associated with the city of Arnold in California in Calaveras County. The 95223 ZIP Code has a median age of 61.1 years, and 48.0% of residents are aged 62 years and older. Median househould income is at $56,121, with an estimated 3% of the population living below the poverty line. About 91.9% of residents in this California region have a high school degree or higher, while the per capita income is estimated at $46,862. The current population estimate is 2,666.
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The median household income in ZIP Code 95223 is $56,121, while the region's mean household income is $95,141. Breaking income down further, per capita income in the region is $46,862. The per capita income in ZIP Code 95223 of $46,862 is approximately 26.81% more than the per capita income in California overall of $36,955. An estimated 3.0% of the population is living below the poverty line in this region. This rate is approximately 68.42% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.9% of the population in 95223 earn $50,000 to $74,999 per year, while an estimated 17.1% earn $25,000 to $34,999 per year, and 0.0% of 95223 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.3% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 8.9% |
| $25,000 to $34,999 per year | 17.1% |
| $35,000 to $49,999 per year | 12.8% |
| $50,000 to $74,999 per year | 19.9% |
| $75,000 to $99,999 per year | 9.1% |
| $100,000 to $149,999 per year | 17.0% |
| $150,000 to $199,999 per year | 3.7% |
| $200,000 or more per year | 8.1% |
In ZIP Code 95223, 91.9% of the population graduated high school, while 29.0% have a bachelor's degree or higher. In this region, 1.6% achieved an education level less than 9th grade, while 9.5% hold a graduate or professional degree. Approximately 25.4% in this Calaveras County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.6% |
| 9th to 12th grade, no diploma | 6.5% |
| High school graduate (includes equivalency) | 25.4% |
| Some college, no degree | 26.7% |
| Associate's degree | 10.8% |
| Bachelor's degree | 19.5% |
| Graduate or professional degree | 9.5% |
Looking at race in the population that makes up ZIP Code 95223, 99.4% is one race, while 0.6% are two or more races. Approximately 3.9% of 95223 residents are hispanic or Latino (of any race). The most common race in 95223 (race alone or in combination with one or more other races), is White (97.5%), followed by Asian (1.4%) .
| Industry | Percent |
|---|---|
| White | 97.5% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 0.3% |
| Asian | 1.4% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 1.2% |
Regarding the age of homes in ZIP Code 95223, an estimated 27.8% of homes were built between 1980 and 1989. Additionally, 24.2% of homes in the region were built between 1970 and 1979, while an estimated 0.1% of homes were built in 2014 or later in this Calaveras County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.1% |
| Built between 2010 and 2013 | 0.4% |
| Built between 2000 and 2009 | 8.4% |
| Built between 1990 and 1999 | 17.9% |
| Built between 1980 and 1989 | 27.8% |
| Built between 1970 and 1979 | 24.2% |
| Built between 1960 and 1969 | 15.7% |
| Built between 1950 and 1959 | 2.4% |
| Built between 1940 and 1949 | 2.6% |
| Built in 1939 or earlier | 0.5% |
Residents of ZIP Code 95223 are older than average. The median age of 61.1 years in ZIP Code 95223 is approximately 60.37% higher than the overall median age in the U.S. of 38.1 years. About 90.5% of residents are aged 18 years and older, and 48.0% of residents are 62 years and over. Approximately 27.5% of the population in 95223 falls in the age group 65 to 74 years, while an estimated 11.4% are aged 45 to 54 years. On the low end of the scale, 1.4% of 95223 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.4% |
| 5 to 9 years | 3.4% |
| 10 to 14 years | 3.8% |
| 15 to 19 years | 1.7% |
| 20 to 24 years | 1.7% |
| 25 to 34 years | 7.3% |
| 35 to 44 years | 5.6% |
| 45 to 54 years | 11.4% |
| 55 to 59 years | 10.9% |
| 60 to 64 years | 10.5% |
| 65 to 74 years | 27.5% |
| 75 to 84 years | 11.4% |
| 85 years and over | 3.5% |
One of the leading chronic health issues in ZIP Code 95223 is high cholesterol, as an estimated 41.6% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 95223 is high blood pressure, as approximately 36.3% of adults 18 and older in this Calaveras County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 31.3% |
| High blood pressure | 36.3% |
| Cancer (excluding skin cancer) | 9.9% |
| Current asthma | 9.6% |
| Coronary heart disease | 7.7% |
| Diagnosed diabetes | 11.9% |
| High cholesterol | 41.6% |
| Chronic kidney disease | 3.7% |
| Stroke | 3.8% |
One of the top preventative health measures in ZIP Code 95223 is current access to health insurance, as an estimated 94.8% of adults 18 and older take part in this preventive measure. Additionally, 90.3% of those 18 and above in 95223 list cholesterol screening, as a preventive measure. Common health risk behaviors in 95223 include sleeping less than 7 hours (29.2% of adults aged 18 and above) and obesity (29.1% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.8% |
| Taking medicine for high blood pressure control | 78.2% |
| Visits to doctor for routine checkup | 68.3% |
| Cholesterol screening | 90.3% |
| Visits to dentist or dental clinic | 70.3% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 14.0% |
| Current smoking | 11.7% |
| No leisure-time physical activity | 18.2% |
| Obesity | 29.1% |
| Sleeping less than 7 hours | 29.2% |
In 95223, 41.9% of the population is in the labor force. Recent estimates place 14.8% as working from home, while the total labor force in the region has a mean travel to time to work of 34.7 minutes. Approximately 16.1% of the employed population 16 years and over in 95223 work in professional, scientific, management, and administrative, while an estimated 13.1% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.5% of 95223 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.5% |
| Construction | 5.8% |
| Manufacturing | 7.8% |
| Wholesale trade | 1.6% |
| Retail trade | 12.4% |
| Transportation and warehousing, and utilities | 6.6% |
| Information | 3.2% |
| Finance and insurance, and real estate and rental and leasing | 7.3% |
| Professional, scientific, management, and administrative | 16.1% |
| Educational services, and health care and social assistance | 13.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.2% |
| Other services, except public administration | 6.3% |
| Public administration | 7.0% |
In ZIP Code 95223, 95.6% of the population lists "English only" as the language spoken in home, while 3.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.2% of homes, and other Indo-European languages are spoken in 0.8% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Calaveras County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.6% |
| Spanish | 3.1% |
| Other Indo-European languages | 0.2% |
| Asian and Pacific Islander languages | 0.8% |
| Other languages | 0.3% |
Regarding consumer complaints about financial products in ZIP Code 95223, checking or savings account have received the most complaints in 95223 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Calaveras County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 1 |
Regarding solar power potential, ZIP Code 95223 has an average daily solar radiation level of 6.1 kWh/m2/day. This is approximately 48.06% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 7.44% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 95223 | 15.59¢/kWh | 14.08¢/kWh | 8.98¢/kWh |
| California | 31.23¢/kWh | 23.61¢/kWh | 18.07¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 95223 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.69 | 1.9 | 5.84 |
| Feb | 4.46 | 3 | 6.31 |
| Mar | 5.79 | 3.65 | 7.02 |
| Apr | 6.35 | 5.13 | 7.3 |
| May | 6.67 | 5.17 | 7.13 |
| Jun | 7.12 | 5.72 | 6.95 |
| Jul | 7.55 | 6.22 | 6.51 |
| Aug | 7.67 | 6.08 | 6.65 |
| Sep | 7.21 | 5.15 | 7.02 |
| Oct | 6.33 | 3.32 | 6.92 |
| Nov | 5.01 | 2.33 | 5.99 |
| Dec | 4.37 | 1.78 | 5.46 |