The ZIP Code 94103 is associated with the city of San Francisco in California in City and County of San Francisco County. Approximately 53.2% of residents in this California region hold a bachelor's degree or higher. The per capita income is estimated to be $68,455. The median age in the 94103 ZIP Code is 36.9 years, with 13.9% of residents aged 62 years and older. Median househould income is at $75,764, with an estimated 10% of the population living below the poverty line. The current population estimate is 30,703.
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The median household income in ZIP Code 94103 is $75,764, while the region's mean household income is $128,009. Breaking income down further, per capita income in the region is $68,455. The per capita income in ZIP Code 94103 of $68,455 is approximately 85.24% more than the per capita income in California overall of $36,955. An estimated 10.3% of the population is living below the poverty line in this region. This rate is approximately8.42% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.6% of the population in 94103 earn $200,000 or more per year, while an estimated 16.2% earn $100,000 to $149,999 per year, and 5.7% of 94103 residents earn $75,000 to $99,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.0% |
| $10,000 to $14,999 per year | 12.7% |
| $15,000 to $24,999 per year | 6.1% |
| $25,000 to $34,999 per year | 7.2% |
| $35,000 to $49,999 per year | 7.8% |
| $50,000 to $74,999 per year | 7.0% |
| $75,000 to $99,999 per year | 5.7% |
| $100,000 to $149,999 per year | 16.2% |
| $150,000 to $199,999 per year | 8.7% |
| $200,000 or more per year | 19.6% |
In ZIP Code 94103, 90.1% of the population graduated high school, while 53.2% have a bachelor's degree or higher. In this region, 5.8% achieved an education level less than 9th grade, while 19.2% hold a graduate or professional degree. Approximately 15.4% in this City and County of San Francisco County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 5.8% |
| 9th to 12th grade, no diploma | 4.1% |
| High school graduate (includes equivalency) | 15.4% |
| Some college, no degree | 16.2% |
| Associate's degree | 5.2% |
| Bachelor's degree | 34.0% |
| Graduate or professional degree | 19.2% |
Looking at race in the population that makes up ZIP Code 94103, 93.3% is one race, while 6.7% are two or more races. Approximately 20.8% of 94103 residents are hispanic or Latino (of any race). The most common race in 94103 (race alone or in combination with one or more other races), is White (46.8%), followed by Asian (34.9%) .
| Industry | Percent |
|---|---|
| White | 46.8% |
| Black or African American | 10.9% |
| American Indian and Alaska Native | 2.8% |
| Asian | 34.9% |
| Native Hawaiian and Other Pacific Islander | 0.9% |
| Some other race | 11.4% |
The median home value in ZIP Code 94103 in March 2024 comes in at $1,040,049. The March 2024 value is approximately -8% lower than the $1,127,950 median value in October 2023, and -14% lower than the $1,210,839 median value in April 2023. Regarding the age of homes in ZIP Code 94103, an estimated 33.3% of homes were built in 1939 or earlier. Additionally, 15.7% of homes in the region were built between 2000 and 2009, while an estimated 2.5% of homes were built between 1940 and 1949 in this City and County of San Francisco County region.
| Month | Home value |
|---|---|
| Mar 2024 | $1,040,049 |
| Feb 2024 | $1,047,159 |
| Jan 2024 | $1,062,074 |
| Dec 2023 | $1,083,993 |
| Nov 2023 | $1,106,964 |
| Oct 2023 | $1,127,950 |
| Sep 2023 | $1,146,918 |
| Aug 2023 | $1,161,237 |
| Jul 2023 | $1,173,532 |
| Jun 2023 | $1,184,122 |
| May 2023 | $1,196,870 |
| Apr 2023 | $1,210,839 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 9.4% |
| Built between 2010 and 2013 | 8.0% |
| Built between 2000 and 2009 | 15.7% |
| Built between 1990 and 1999 | 8.2% |
| Built between 1980 and 1989 | 6.2% |
| Built between 1970 and 1979 | 7.0% |
| Built between 1960 and 1969 | 5.5% |
| Built between 1950 and 1959 | 4.2% |
| Built between 1940 and 1949 | 2.5% |
| Built in 1939 or earlier | 33.3% |
Residents of ZIP Code 94103 are younger than average. The median age of 36.9 years in ZIP Code 94103 is approximately 3.15% lower than the overall median age in the U.S. of 38.1 years. About 91.1% of residents are aged 18 years and older, and 13.9% of residents are 62 years and over. Approximately 30.5% of the population in 94103 falls in the age group 25 to 34 years, while an estimated 16.6% are aged 35 to 44 years. On the low end of the scale, 1.3% of 94103 residents are aged 15 to 19 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.8% |
| 5 to 9 years | 3.3% |
| 10 to 14 years | 1.8% |
| 15 to 19 years | 1.3% |
| 20 to 24 years | 6.4% |
| 25 to 34 years | 30.5% |
| 35 to 44 years | 16.6% |
| 45 to 54 years | 15.8% |
| 55 to 59 years | 5.2% |
| 60 to 64 years | 4.3% |
| 65 to 74 years | 6.5% |
| 75 to 84 years | 3.8% |
| 85 years and over | 1.7% |
One of the leading chronic health issues in ZIP Code 94103 is high cholesterol, as an estimated 32.1% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 94103 is high blood pressure, as approximately 25.8% of adults 18 and older in this City and County of San Francisco County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Diagnosed diabetes | 9.9% |
| Arthritis | 16.3% |
| High blood pressure | 25.8% |
| Cancer (excluding skin cancer) | 4.7% |
| Current asthma | 8.5% |
| Coronary heart disease | 4.4% |
| High cholesterol | 32.1% |
| Chronic kidney disease | 2.5% |
| Stroke | 2.5% |
One of the top preventative health measures in ZIP Code 94103 is current access to health insurance, as an estimated 92.5% of adults 18 and older take part in this preventive measure. Additionally, 84.1% of those 18 and above in 94103 list cholesterol screening, as a preventive measure. Common health risk behaviors in 94103 include sleeping less than 7 hours (30.5% of adults aged 18 and above) and obesity (22.2% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.5% |
| Taking medicine for high blood pressure control | 70.0% |
| Visits to doctor for routine checkup | 58.9% |
| Cholesterol screening | 84.1% |
| Visits to dentist or dental clinic | 61.5% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 17.9% |
| Current smoking | 10.7% |
| No leisure-time physical activity | 18.8% |
| Obesity | 22.2% |
| Sleeping less than 7 hours | 30.5% |
In 94103, 70.4% of the population is in the labor force. Recent estimates place 7.8% as working from home, while the total labor force in the region has a mean travel to time to work of 28.2 minutes. Approximately 27.5% of the employed population 16 years and over in 94103 work in professional, scientific, management, and administrative, while an estimated 14.4% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 94103 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 1.5% |
| Manufacturing | 7.1% |
| Wholesale trade | 1.5% |
| Retail trade | 11.0% |
| Transportation and warehousing, and utilities | 3.1% |
| Information | 8.7% |
| Finance and insurance, and real estate and rental and leasing | 9.3% |
| Professional, scientific, management, and administrative | 27.5% |
| Educational services, and health care and social assistance | 14.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.7% |
| Other services, except public administration | 3.1% |
| Public administration | 3.2% |
In ZIP Code 94103, 57.8% of the population lists "English only" as the language spoken in home, while 15.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.1% of homes, and other Indo-European languages are spoken in 21.1% of homes. Lastly, 0.9% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this City and County of San Francisco County region.
| Language Spoken | Percent |
|---|---|
| English only | 57.8% |
| Spanish | 15.0% |
| Other Indo-European languages | 5.1% |
| Asian and Pacific Islander languages | 21.1% |
| Other languages | 0.9% |
Regarding consumer complaints about financial products in ZIP Code 94103, credit reporting or credit repair services have received the most complaints in 94103 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this City and County of San Francisco County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 95 |
| Credit reporting or other personal consumer reports | 80 |
| Checking or savings account | 52 |
| Credit card or prepaid card | 35 |
| Debt collection | 29 |
| Other | 57 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 81 |
| Improper use of your report | 63 |
| Managing an account | 30 |
| Problem with a credit reporting company's investigation | 24 |
| Problem with a purchase shown on your statement | 16 |
| Other | 134 |
Regarding solar power potential, ZIP Code 94103 has an average daily solar radiation level of 5.68 kWh/m2/day. This is approximately 37.86% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 13.81% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 94103 | 15.34¢/kWh | 8.98¢/kWh | 5.17¢/kWh |
| California | 31.23¢/kWh | 23.61¢/kWh | 18.07¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 94103 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.5 | 1.9 | 5.84 |
| Feb | 4.66 | 3 | 6.31 |
| Mar | 5.95 | 3.65 | 7.02 |
| Apr | 6.62 | 5.13 | 7.3 |
| May | 6.45 | 5.17 | 7.13 |
| Jun | 6.56 | 5.72 | 6.95 |
| Jul | 6.35 | 6.22 | 6.51 |
| Aug | 6.15 | 6.08 | 6.65 |
| Sep | 6.42 | 5.15 | 7.02 |
| Oct | 5.77 | 3.32 | 6.92 |
| Nov | 4.79 | 2.33 | 5.99 |
| Dec | 3.95 | 1.78 | 5.46 |