ZIP Code 87321 is associated with the U.S. city Ramah in New Mexico (McKinley County). The current population estimate for the ZIP Code is 2,431. The median household income is $30,987, while about 21% of the population is living below the poverty line. In this New Mexico region, an estimated 20.9% have a bachelor's degree or higher, while the per capita income comes in at about $18,911. The median age in ZIP Code 87321 is approximately 44.1 years, with 31.2% of residents aged 62 years and older.
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The median household income in ZIP Code 87321 is $30,987, while the region's mean household income is $49,093. Breaking income down further, per capita income in the region is $18,911. The per capita income in ZIP Code 87321 of $18,911 is approximately 30.55% less than the per capita income in the U.S. overall of $27,230. An estimated 20.5% of the population is living below the poverty line in this region. This rate is approximately115.79% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.0% of the population in 87321 earn less than $10,000 per year, while an estimated 14.2% earn $15,000 to $24,999 per year, and 2.1% of 87321 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 24.0% |
| $10,000 to $14,999 per year | 3.5% |
| $15,000 to $24,999 per year | 14.2% |
| $25,000 to $34,999 per year | 13.6% |
| $35,000 to $49,999 per year | 6.7% |
| $50,000 to $74,999 per year | 12.9% |
| $75,000 to $99,999 per year | 10.5% |
| $100,000 to $149,999 per year | 9.3% |
| $150,000 to $199,999 per year | 3.3% |
| $200,000 or more per year | 2.1% |
Looking at race in the population that makes up ZIP Code 87321, 97.8% is one race, while 2.2% are two or more races. Approximately 5.0% of 87321 residents are hispanic or Latino (of any race). The most common race in 87321 (race alone or in combination with one or more other races), is American Indian and Alaska Native (66.1%), followed by White (33.4%) .
| Industry | Percent |
|---|---|
| White | 33.4% |
| Black or African American | 0.7% |
| American Indian and Alaska Native | 66.1% |
| Asian | 0.2% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 2.0% |
Residents of ZIP Code 87321 are older than average. The median age of 44.1 years in ZIP Code 87321 is approximately 15.75% higher than the overall median age in the U.S. of 38.1 years. About 75.9% of residents are aged 18 years and older, and 31.2% of residents are 62 years and over. Approximately 14.8% of the population in 87321 falls in the age group 65 to 74 years, while an estimated 11.8% are aged 35 to 44 years. On the low end of the scale, 2.9% of 87321 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.2% |
| 5 to 9 years | 7.2% |
| 10 to 14 years | 5.9% |
| 15 to 19 years | 5.8% |
| 20 to 24 years | 4.6% |
| 25 to 34 years | 9.0% |
| 35 to 44 years | 11.8% |
| 45 to 54 years | 9.3% |
| 55 to 59 years | 6.3% |
| 60 to 64 years | 7.6% |
| 65 to 74 years | 14.8% |
| 75 to 84 years | 7.8% |
| 85 years and over | 2.9% |
In ZIP Code 87321, 80.2% of the population graduated high school, while 20.9% have a bachelor's degree or higher. In this region, 13.0% achieved an education level less than 9th grade, while 8.3% hold a graduate or professional degree. Approximately 23.4% in this McKinley County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 13.0% |
| 9th to 12th grade, no diploma | 6.8% |
| High school graduate (includes equivalency) | 23.4% |
| Some college, no degree | 26.3% |
| Associate's degree | 9.5% |
| Bachelor's degree | 12.6% |
| Graduate or professional degree | 8.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 87321 is current access to health insurance, as an estimated 90.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 87321 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 90.5% |
| Risk Behavior | Percent of adults* |
|---|
In 87321, 48.1% of the population is in the labor force. Recent estimates place 12.0% as working from home, while the total labor force in the region has a mean travel to time to work of 37.5 minutes. Approximately 36.9% of the employed population 16 years and over in 87321 work in educational services, and health care and social assistance, while an estimated 18.8% work in public administration. On the lower end of the scale, just 0.0% of 87321 workers 16 years and over work in finance and insurance, and real estate and rental and leasing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 8.4% |
| Construction | 9.4% |
| Manufacturing | 0.4% |
| Wholesale trade | 0.0% |
| Retail trade | 12.0% |
| Transportation and warehousing, and utilities | 6.4% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 0.0% |
| Professional, scientific, management, and administrative | 2.8% |
| Educational services, and health care and social assistance | 36.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 2.0% |
| Other services, except public administration | 2.8% |
| Public administration | 18.8% |
In ZIP Code 87321, 54.3% of the population lists "English only" as the language spoken in home, while 2.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 43.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this McKinley County region.
| Language Spoken | Percent |
|---|---|
| English only | 54.3% |
| Spanish | 2.2% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 43.4% |
Regarding the age of homes in ZIP Code 87321, an estimated 23.2% of homes were built between 1980 and 1989. Additionally, 20.8% of homes in the region were built between 1970 and 1979, while an estimated 0.9% of homes were built in 2014 or later in this McKinley County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.9% |
| Built between 2010 and 2013 | 2.8% |
| Built between 2000 and 2009 | 16.0% |
| Built between 1990 and 1999 | 19.2% |
| Built between 1980 and 1989 | 23.2% |
| Built between 1970 and 1979 | 20.8% |
| Built between 1960 and 1969 | 8.2% |
| Built between 1950 and 1959 | 1.5% |
| Built between 1940 and 1949 | 4.1% |
| Built in 1939 or earlier | 3.4% |
Regarding consumer complaints about financial products in ZIP Code 87321, mortgage have received the most complaints in 87321 in the past 12 months. received the second most complaints. The most frequent complaint overall in this McKinley County region was trouble during payment process.
| Complaint Product | Number of Complaints* |
|---|---|
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Trouble during payment process | 1 |
Regarding solar power potential, ZIP Code 87321 has an average daily solar radiation level of 6.35 kWh/m2/day. This is approximately 54.13% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 3.64% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 87321 | 11.87¢/kWh | 10.13¢/kWh | 6.86¢/kWh |
| New Mexico | 14.61¢/kWh | 10.5¢/kWh | 6.46¢/kWh |
| United States | 16.44¢/kWh | 13.09¢/kWh | 8.23¢/kWh |
| Month | ZIP Code 87321 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.51 | 1.9 | 5.84 |
| Feb | 6.22 | 3 | 6.31 |
| Mar | 6.8 | 3.65 | 7.02 |
| Apr | 6.82 | 5.13 | 7.3 |
| May | 6.98 | 5.17 | 7.13 |
| Jun | 6.93 | 5.72 | 6.95 |
| Jul | 5.93 | 6.22 | 6.51 |
| Aug | 6.05 | 6.08 | 6.65 |
| Sep | 6.62 | 5.15 | 7.02 |
| Oct | 6.85 | 3.32 | 6.92 |
| Nov | 6.18 | 2.33 | 5.99 |
| Dec | 5.3 | 1.78 | 5.46 |