The U.S. ZIP Code 78657 is associated with Horseshoe Bay, TX in Llano County. About 45.8% of residents in ZIP Code 78657 are aged 62 years and older, and the region has a median age of 59.2 years. It is estimated that about 42.0% of residents in this Texas region hold a bachelor's degree or higher, while the per capita income is approximately $52,184. Median househould income in this ZIP sits at $71,483, and approximately 4% of the population lives below the poverty line. The current population estimate for this region is 6,277.
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The median household income in ZIP Code 78657 is $71,483, while the region's mean household income is $114,711. Breaking income down further, per capita income in the region is $52,184. The per capita income in ZIP Code 78657 of $52,184 is approximately 66.84% more than the per capita income in Texas overall of $31,277. An estimated 4.0% of the population is living below the poverty line in this region. This rate is approximately 57.89% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.5% of the population in 78657 earn $50,000 to $74,999 per year, while an estimated 15.6% earn $100,000 to $149,999 per year, and 4.6% of 78657 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.0% |
| $10,000 to $14,999 per year | 4.6% |
| $15,000 to $24,999 per year | 6.7% |
| $25,000 to $34,999 per year | 6.1% |
| $35,000 to $49,999 per year | 11.3% |
| $50,000 to $74,999 per year | 18.5% |
| $75,000 to $99,999 per year | 13.5% |
| $100,000 to $149,999 per year | 15.6% |
| $150,000 to $199,999 per year | 6.3% |
| $200,000 or more per year | 12.6% |
Residents of ZIP Code 78657 are older than average. The median age of 59.2 years in ZIP Code 78657 is approximately 55.38% higher than the overall median age in the U.S. of 38.1 years. About 87.0% of residents are aged 18 years and older, and 45.8% of residents are 62 years and over. Approximately 19.8% of the population in 78657 falls in the age group 65 to 74 years, while an estimated 15.8% are aged 75 to 84 years. On the low end of the scale, 2.5% of 78657 residents are aged 5 to 9 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.5% |
| 5 to 9 years | 2.5% |
| 10 to 14 years | 3.9% |
| 15 to 19 years | 6.8% |
| 20 to 24 years | 2.8% |
| 25 to 34 years | 7.0% |
| 35 to 44 years | 6.0% |
| 45 to 54 years | 12.8% |
| 55 to 59 years | 6.5% |
| 60 to 64 years | 8.8% |
| 65 to 74 years | 19.8% |
| 75 to 84 years | 15.8% |
| 85 years and over | 4.8% |
One of the leading chronic health issues in ZIP Code 78657 is high cholesterol, as an estimated 43.4% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 78657 is high blood pressure, as approximately 40.6% of adults 18 and older in this Llano County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 32.5% |
| High blood pressure | 40.6% |
| Cancer (excluding skin cancer) | 10.7% |
| Current asthma | 8.5% |
| Coronary heart disease | 7.8% |
| Diagnosed diabetes | 12.0% |
| High cholesterol | 43.4% |
| Chronic kidney disease | 3.7% |
| Stroke | 3.6% |
One of the top preventative health measures in ZIP Code 78657 is cholesterol screening, as an estimated 91.0% of adults 18 and older take part in this preventive measure. Additionally, 88.3% of those 18 and above in 78657 list current access to health insurance, as a preventive measure. Common health risk behaviors in 78657 include obesity (32.3% of adults aged 18 and above) and sleeping less than 7 hours (29.1% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 88.3% |
| Taking medicine for high blood pressure control | 83.2% |
| Visits to doctor for routine checkup | 77.6% |
| Cholesterol screening | 91.0% |
| Visits to dentist or dental clinic | 65.7% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 14.6% |
| Current smoking | 11.1% |
| No leisure-time physical activity | 20.8% |
| Obesity | 32.3% |
| Sleeping less than 7 hours | 29.1% |
In ZIP Code 78657, 92.9% of the population graduated high school, while 42.0% have a bachelor's degree or higher. In this region, 3.0% achieved an education level less than 9th grade, while 9.1% hold a graduate or professional degree. Approximately 21.6% in this Llano County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.0% |
| 9th to 12th grade, no diploma | 4.1% |
| High school graduate (includes equivalency) | 21.6% |
| Some college, no degree | 21.7% |
| Associate's degree | 7.6% |
| Bachelor's degree | 32.9% |
| Graduate or professional degree | 9.1% |
Looking at race in the population that makes up ZIP Code 78657, 96.0% is one race, while 4.0% are two or more races. Approximately 15.8% of 78657 residents are hispanic or Latino (of any race). The most common race in 78657 (race alone or in combination with one or more other races), is White (91.4%), followed by Some other race (7.2%) .
| Industry | Percent |
|---|---|
| White | 91.4% |
| Black or African American | 1.1% |
| American Indian and Alaska Native | 3.4% |
| Asian | 0.8% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 7.2% |
In ZIP Code 78657, 90.0% of the population lists "English only" as the language spoken in home, while 9.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.4% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Llano County region.
| Language Spoken | Percent |
|---|---|
| English only | 90.0% |
| Spanish | 9.5% |
| Other Indo-European languages | 0.4% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 78657, an estimated 30.1% of homes were built between 1980 and 1989. Additionally, 21.6% of homes in the region were built between 2000 and 2009, while an estimated 0.0% of homes were built between 1940 and 1949 in this Llano County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.2% |
| Built between 2010 and 2013 | 3.0% |
| Built between 2000 and 2009 | 21.6% |
| Built between 1990 and 1999 | 20.3% |
| Built between 1980 and 1989 | 30.1% |
| Built between 1970 and 1979 | 15.9% |
| Built between 1960 and 1969 | 4.3% |
| Built between 1950 and 1959 | 0.9% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 0.5% |
Regarding solar power potential, ZIP Code 78657 has an average daily solar radiation level of 5.59 kWh/m2/day. This is approximately 35.68% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 15.17% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 78657 | 11.61¢/kWh | 10.74¢/kWh | 8.41¢/kWh |
| Texas | 14.31¢/kWh | 8.67¢/kWh | 5.97¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 78657 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.05 | 1.9 | 5.84 |
| Feb | 5.2 | 3 | 6.31 |
| Mar | 5.5 | 3.65 | 7.02 |
| Apr | 5.54 | 5.13 | 7.3 |
| May | 5.46 | 5.17 | 7.13 |
| Jun | 5.91 | 5.72 | 6.95 |
| Jul | 5.88 | 6.22 | 6.51 |
| Aug | 6.37 | 6.08 | 6.65 |
| Sep | 6.08 | 5.15 | 7.02 |
| Oct | 5.89 | 3.32 | 6.92 |
| Nov | 5.44 | 2.33 | 5.99 |
| Dec | 4.81 | 1.78 | 5.46 |
In 78657, 46.2% of the population is in the labor force. Recent estimates place 7.5% as working from home, while the total labor force in the region has a mean travel to time to work of 33.4 minutes. Approximately 16.3% of the employed population 16 years and over in 78657 work in professional, scientific, management, and administrative, while an estimated 14.5% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.5% of 78657 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 8.2% |
| Construction | 10.0% |
| Manufacturing | 5.3% |
| Wholesale trade | 1.9% |
| Retail trade | 11.0% |
| Transportation and warehousing, and utilities | 4.0% |
| Information | 0.5% |
| Finance and insurance, and real estate and rental and leasing | 5.2% |
| Professional, scientific, management, and administrative | 16.3% |
| Educational services, and health care and social assistance | 12.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 14.5% |
| Other services, except public administration | 5.1% |
| Public administration | 5.4% |
Regarding consumer complaints about financial products in ZIP Code 78657, credit reporting or other personal consumer reports have received the most complaints in 78657 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Llano County region was problem with a company's investigation into an existing problem.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 3 |
| Checking or savings account | 1 |
| Credit card | 1 |
| Mortgage | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a company's investigation into an existing problem | 3 |
| Dealing with your lender or servicer | 1 |
| Managing an account | 1 |
| Problem with a purchase shown on your statement | 1 |
| Trouble during payment process | 1 |