The U.S. ZIP Code 76708 is associated with Waco, TX in McLennan County. An estimated 81.3% in this Texas region have a high school degree or higher, while the per capita income comes in at approximately $24,382. Median househould income in this region is $51,432, while about 14% of the population lives below the poverty line. The current population estimate for this region is 27,964.
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The median household income in ZIP Code 76708 is $51,432, while the region's mean household income is $67,283. Breaking income down further, per capita income in the region is $24,382. The per capita income in ZIP Code 76708 of $24,382 is approximately 22.04% less than the per capita income in the U.S. overall of $31,277. An estimated 13.6% of the population is living below the poverty line in this region. This rate is approximately43.16% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.9% of the population in 76708 earn $50,000 to $74,999 per year, while an estimated 14.2% earn $100,000 to $149,999 per year, and 3.2% of 76708 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.3% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 11.3% |
| $25,000 to $34,999 per year | 11.2% |
| $35,000 to $49,999 per year | 12.3% |
| $50,000 to $74,999 per year | 15.9% |
| $75,000 to $99,999 per year | 12.4% |
| $100,000 to $149,999 per year | 14.2% |
| $150,000 to $199,999 per year | 5.6% |
| $200,000 or more per year | 3.2% |
Residents of ZIP Code 76708 are younger than average. The median age of 34.7 years in ZIP Code 76708 is approximately 8.92% lower than the overall median age in the U.S. of 38.1 years. About 71.3% of residents are aged 18 years and older, and 15.5% of residents are 62 years and over. Approximately 14.5% of the population in 76708 falls in the age group 35 to 44 years, while an estimated 12.1% are aged 45 to 54 years. On the low end of the scale, 1.7% of 76708 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.0% |
| 5 to 9 years | 7.6% |
| 10 to 14 years | 8.6% |
| 15 to 19 years | 7.3% |
| 20 to 24 years | 7.0% |
| 25 to 34 years | 11.9% |
| 35 to 44 years | 14.5% |
| 45 to 54 years | 12.1% |
| 55 to 59 years | 5.5% |
| 60 to 64 years | 5.3% |
| 65 to 74 years | 6.4% |
| 75 to 84 years | 4.2% |
| 85 years and over | 1.7% |
One of the leading chronic health issues in ZIP Code 76708 is high cholesterol, as an estimated 35.9% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 76708 is high blood pressure, as approximately 33.8% of adults 18 and older in this McLennan County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 24.1% |
| High blood pressure | 33.8% |
| Cancer (excluding skin cancer) | 5.9% |
| Current asthma | 10.5% |
| Coronary heart disease | 6.0% |
| Diagnosed diabetes | 12.5% |
| High cholesterol | 35.9% |
| Chronic kidney disease | 3.2% |
| Stroke | 3.4% |
One of the top preventative health measures in ZIP Code 76708 is cholesterol screening, as an estimated 80.7% of adults 18 and older take part in this preventive measure. Additionally, 76.1% of those 18 and above in 76708 list current access to health insurance, as a preventive measure. Common health risk behaviors in 76708 include obesity (39.6% of adults aged 18 and above) and sleeping less than 7 hours (37.4% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 76.1% |
| Taking medicine for high blood pressure control | 75.1% |
| Visits to doctor for routine checkup | 72.5% |
| Cholesterol screening | 80.7% |
| Visits to dentist or dental clinic | 49.4% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.8% |
| Current smoking | 18.4% |
| No leisure-time physical activity | 30.1% |
| Obesity | 39.6% |
| Sleeping less than 7 hours | 37.4% |
In ZIP Code 76708, 81.3% of the population graduated high school, while 21.7% have a bachelor's degree or higher. In this region, 8.8% achieved an education level less than 9th grade, while 7.9% hold a graduate or professional degree. Approximately 25.8% in this McLennan County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 8.8% |
| 9th to 12th grade, no diploma | 9.9% |
| High school graduate (includes equivalency) | 25.8% |
| Some college, no degree | 23.0% |
| Associate's degree | 10.8% |
| Bachelor's degree | 13.7% |
| Graduate or professional degree | 7.9% |
Looking at race in the population that makes up ZIP Code 76708, 97.8% is one race, while 2.2% are two or more races. Approximately 34.7% of 76708 residents are hispanic or Latino (of any race). The most common race in 76708 (race alone or in combination with one or more other races), is White (80.4%), followed by Black or African American (14.9%) .
| Industry | Percent |
|---|---|
| White | 80.4% |
| Black or African American | 14.9% |
| American Indian and Alaska Native | 0.8% |
| Asian | 2.5% |
| Native Hawaiian and Other Pacific Islander | 0.3% |
| Some other race | 3.4% |
In ZIP Code 76708, 74.3% of the population lists "English only" as the language spoken in home, while 23.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.3% of homes, and other Indo-European languages are spoken in 1.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this McLennan County region.
| Language Spoken | Percent |
|---|---|
| English only | 74.3% |
| Spanish | 23.4% |
| Other Indo-European languages | 1.3% |
| Asian and Pacific Islander languages | 1.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 76708, an estimated 19.2% of homes were built between 1950 and 1959. Additionally, 16.2% of homes in the region were built between 1970 and 1979, while an estimated 4.0% of homes were built in 2014 or later in this McLennan County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 4.0% |
| Built between 2010 and 2013 | 5.4% |
| Built between 2000 and 2009 | 13.5% |
| Built between 1990 and 1999 | 6.8% |
| Built between 1980 and 1989 | 11.4% |
| Built between 1970 and 1979 | 16.2% |
| Built between 1960 and 1969 | 9.0% |
| Built between 1950 and 1959 | 19.2% |
| Built between 1940 and 1949 | 9.0% |
| Built in 1939 or earlier | 5.5% |
Regarding solar power potential, ZIP Code 76708 has an average daily solar radiation level of 5.43 kWh/m2/day. This is approximately 31.8% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 17.6% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 76708 | 10.14¢/kWh | 9.12¢/kWh | 5.49¢/kWh |
| Texas | 14.31¢/kWh | 8.67¢/kWh | 5.97¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 76708 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.44 | 1.9 | 5.84 |
| Feb | 5.18 | 3 | 6.31 |
| Mar | 5.08 | 3.65 | 7.02 |
| Apr | 5.5 | 5.13 | 7.3 |
| May | 5.36 | 5.17 | 7.13 |
| Jun | 5.71 | 5.72 | 6.95 |
| Jul | 6.02 | 6.22 | 6.51 |
| Aug | 6.37 | 6.08 | 6.65 |
| Sep | 6.11 | 5.15 | 7.02 |
| Oct | 5.93 | 3.32 | 6.92 |
| Nov | 5.08 | 2.33 | 5.99 |
| Dec | 4.41 | 1.78 | 5.46 |
In 76708, 65.9% of the population is in the labor force. Recent estimates place 3.7% as working from home, while the total labor force in the region has a mean travel to time to work of 19.0 minutes. Approximately 26.0% of the employed population 16 years and over in 76708 work in educational services, and health care and social assistance, while an estimated 11.5% work in retail trade. On the lower end of the scale, just 0.6% of 76708 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.9% |
| Construction | 9.3% |
| Manufacturing | 9.4% |
| Wholesale trade | 2.2% |
| Retail trade | 11.5% |
| Transportation and warehousing, and utilities | 4.3% |
| Information | 0.6% |
| Finance and insurance, and real estate and rental and leasing | 6.4% |
| Professional, scientific, management, and administrative | 8.6% |
| Educational services, and health care and social assistance | 26.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 10.6% |
| Other services, except public administration | 4.7% |
| Public administration | 5.6% |
Regarding consumer complaints about financial products in ZIP Code 76708, credit reporting or credit repair services have received the most complaints in 76708 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this McLennan County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 12 |
| Debt collection | 2 |
| Checking or savings account | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 8 |
| Problem with a credit reporting company's investigation | 3 |
| Attempts to collect debt not owed | 1 |
| Fraud or scam | 1 |
| Improper use of your report | 1 |
| Other | 3 |