The U.S. ZIP Code 64505 is associated with Saint Joseph, MO in Buchanan County. The current population estimate is 13,537. The median household income is approximately $54,103, and an estimated 13% of the population is living below the poverty line. The ZIP Code 64505 has a median age of approximately 39.6 years, with 21.0% of residents aged 62 years and older. Approximately 23.1% of residents in this Missouri region hold a bachelor's degree or higher. The per capita income is estimated to be $28,483.
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The median household income in ZIP Code 64505 is $54,103, while the region's mean household income is $71,644. Breaking income down further, per capita income in the region is $28,483. The per capita income in ZIP Code 64505 of $28,483 is approximately 7.55% less than the per capita income in the U.S. overall of $30,810. An estimated 12.8% of the population is living below the poverty line in this region. This rate is approximately34.74% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.5% of the population in 64505 earn $50,000 to $74,999 per year, while an estimated 17.4% earn $100,000 to $149,999 per year, and 3.0% of 64505 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.9% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 11.2% |
| $25,000 to $34,999 per year | 9.2% |
| $35,000 to $49,999 per year | 14.8% |
| $50,000 to $74,999 per year | 19.5% |
| $75,000 to $99,999 per year | 10.4% |
| $100,000 to $149,999 per year | 17.4% |
| $150,000 to $199,999 per year | 4.1% |
| $200,000 or more per year | 3.0% |
In ZIP Code 64505, 92.8% of the population graduated high school, while 23.1% have a bachelor's degree or higher. In this region, 2.4% achieved an education level less than 9th grade, while 9.6% hold a graduate or professional degree. Approximately 38.8% in this Buchanan County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.4% |
| 9th to 12th grade, no diploma | 4.7% |
| High school graduate (includes equivalency) | 38.8% |
| Some college, no degree | 24.5% |
| Associate's degree | 6.4% |
| Bachelor's degree | 13.5% |
| Graduate or professional degree | 9.6% |
Looking at race in the population that makes up ZIP Code 64505, 98.2% is one race, while 1.8% are two or more races. Approximately 5.6% of 64505 residents are hispanic or Latino (of any race). The most common race in 64505 (race alone or in combination with one or more other races), is White (92.2%), followed by Black or African American (5.3%) .
| Industry | Percent |
|---|---|
| White | 92.2% |
| Black or African American | 5.3% |
| American Indian and Alaska Native | 0.1% |
| Asian | 1.9% |
| Native Hawaiian and Other Pacific Islander | 1.1% |
| Some other race | 1.1% |
In ZIP Code 64505, 94.4% of the population lists "English only" as the language spoken in home, while 3.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.5% of homes, and other Indo-European languages are spoken in 1.3% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Buchanan County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.4% |
| Spanish | 3.9% |
| Other Indo-European languages | 0.5% |
| Asian and Pacific Islander languages | 1.3% |
| Other languages | 0.0% |
Residents of ZIP Code 64505 are older than average. The median age of 39.6 years in ZIP Code 64505 is approximately 3.94% higher than the overall median age in the U.S. of 38.1 years. About 75.5% of residents are aged 18 years and older, and 21.0% of residents are 62 years and over. Approximately 13.3% of the population in 64505 falls in the age group 35 to 44 years, while an estimated 13.3% are aged 45 to 54 years. On the low end of the scale, 2.3% of 64505 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.4% |
| 5 to 9 years | 6.6% |
| 10 to 14 years | 7.8% |
| 15 to 19 years | 6.6% |
| 20 to 24 years | 4.6% |
| 25 to 34 years | 11.9% |
| 35 to 44 years | 13.3% |
| 45 to 54 years | 13.3% |
| 55 to 59 years | 7.4% |
| 60 to 64 years | 5.7% |
| 65 to 74 years | 9.8% |
| 75 to 84 years | 5.1% |
| 85 years and over | 2.3% |
One of the leading chronic health issues in ZIP Code 64505 is high cholesterol, as an estimated 35.6% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 64505 is high blood pressure, as approximately 34.5% of adults 18 and older in this Buchanan County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 28.9% |
| High blood pressure | 34.5% |
| Cancer (excluding skin cancer) | 7.2% |
| Current asthma | 10.0% |
| Coronary heart disease | 6.8% |
| Diagnosed diabetes | 11.1% |
| High cholesterol | 35.6% |
| Chronic kidney disease | 3.0% |
| Stroke | 3.3% |
One of the top preventative health measures in ZIP Code 64505 is current access to health insurance, as an estimated 87.4% of adults 18 and older take part in this preventive measure. Additionally, 81.6% of those 18 and above in 64505 list cholesterol screening, as a preventive measure. Common health risk behaviors in 64505 include obesity (38.4% of adults aged 18 and above) and sleeping less than 7 hours (32.9% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.4% |
| Taking medicine for high blood pressure control | 78.0% |
| Visits to doctor for routine checkup | 76.7% |
| Cholesterol screening | 81.6% |
| Visits to dentist or dental clinic | 59.0% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.7% |
| Current smoking | 21.3% |
| No leisure-time physical activity | 27.9% |
| Obesity | 38.4% |
| Sleeping less than 7 hours | 32.9% |
Regarding the age of homes in ZIP Code 64505, an estimated 28.2% of homes were built in 1939 or earlier. Additionally, 11.9% of homes in the region were built between 1950 and 1959, while an estimated 2.4% of homes were built in 2014 or later in this Buchanan County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.4% |
| Built between 2010 and 2013 | 3.3% |
| Built between 2000 and 2009 | 7.8% |
| Built between 1990 and 1999 | 11.3% |
| Built between 1980 and 1989 | 7.4% |
| Built between 1970 and 1979 | 11.7% |
| Built between 1960 and 1969 | 8.1% |
| Built between 1950 and 1959 | 11.9% |
| Built between 1940 and 1949 | 7.7% |
| Built in 1939 or earlier | 28.2% |
In 64505, 61.2% of the population is in the labor force. Recent estimates place 2.1% as working from home, while the total labor force in the region has a mean travel to time to work of 19.3 minutes. Approximately 25.7% of the employed population 16 years and over in 64505 work in educational services, and health care and social assistance, while an estimated 19.6% work in manufacturing. On the lower end of the scale, just 0.8% of 64505 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.8% |
| Construction | 6.4% |
| Manufacturing | 19.6% |
| Wholesale trade | 2.1% |
| Retail trade | 12.8% |
| Transportation and warehousing, and utilities | 5.4% |
| Information | 2.2% |
| Finance and insurance, and real estate and rental and leasing | 6.0% |
| Professional, scientific, management, and administrative | 7.4% |
| Educational services, and health care and social assistance | 25.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.9% |
| Other services, except public administration | 3.2% |
| Public administration | 2.6% |
Regarding consumer complaints about financial products in ZIP Code 64505, credit reporting or other personal consumer reports have received the most complaints in 64505 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Buchanan County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 6 |
| Debt collection | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Payday loan, title loan, or personal loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 5 |
| False statements or representation | 1 |
| Fraud or scam | 1 |
| Incorrect information on your report | 1 |
| Struggling to pay your loan | 1 |
Regarding solar power potential, ZIP Code 64505 has an average daily solar radiation level of 5.14 kWh/m2/day. This is approximately 24.76% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 64505 | 10.81¢/kWh | 8.24¢/kWh | 6.1¢/kWh |
| Missouri | 11.43¢/kWh | 9.33¢/kWh | 7.2¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 64505 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.92 | 1.9 | 5.84 |
| Feb | 4.6 | 3 | 6.31 |
| Mar | 5.28 | 3.65 | 7.02 |
| Apr | 5.26 | 5.13 | 7.3 |
| May | 5.5 | 5.17 | 7.13 |
| Jun | 5.77 | 5.72 | 6.95 |
| Jul | 6.11 | 6.22 | 6.51 |
| Aug | 6.14 | 6.08 | 6.65 |
| Sep | 6.07 | 5.15 | 7.02 |
| Oct | 5.06 | 3.32 | 6.92 |
| Nov | 4.31 | 2.33 | 5.99 |
| Dec | 3.71 | 1.78 | 5.46 |