The 48732 ZIP Code is associated with the city of Essexville in Michigan in Bay County in the United States. The current population estimate is 11,173. It is estimated that about 22.6% of residents in this Michigan region hold a bachelor's degree or higher, while the per capita income is approximately $29,391. Approximately 11% of the population is living below the poverty line. The median household income of this region is $44,748.
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The median household income in ZIP Code 48732 is $44,748, while the region's mean household income is $64,371. Breaking income down further, per capita income in the region is $29,391. The per capita income in ZIP Code 48732 of $29,391 is approximately 7.32% less than the per capita income in the U.S. overall of $31,713. An estimated 10.9% of the population is living below the poverty line in this region. This rate is approximately14.74% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.2% of the population in 48732 earn $50,000 to $74,999 per year, while an estimated 14.9% earn $35,000 to $49,999 per year, and 3.4% of 48732 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.1% |
| $10,000 to $14,999 per year | 7.2% |
| $15,000 to $24,999 per year | 11.6% |
| $25,000 to $34,999 per year | 12.5% |
| $35,000 to $49,999 per year | 14.9% |
| $50,000 to $74,999 per year | 18.2% |
| $75,000 to $99,999 per year | 9.2% |
| $100,000 to $149,999 per year | 11.0% |
| $150,000 to $199,999 per year | 3.9% |
| $200,000 or more per year | 3.4% |
Looking at race in the population that makes up ZIP Code 48732, 97.3% is one race, while 2.7% are two or more races. Approximately 4.9% of 48732 residents are hispanic or Latino (of any race). The most common race in 48732 (race alone or in combination with one or more other races), is White (96.7%), followed by Black or African American (3.7%) .
| Industry | Percent |
|---|---|
| White | 96.7% |
| Black or African American | 3.7% |
| American Indian and Alaska Native | 1.4% |
| Asian | 0.4% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.4% |
Residents of ZIP Code 48732 are older than average. The median age of 43.8 years in ZIP Code 48732 is approximately 14.96% higher than the overall median age in the U.S. of 38.1 years. About 80.4% of residents are aged 18 years and older, and 25.8% of residents are 62 years and over. Approximately 13.6% of the population in 48732 falls in the age group 25 to 34 years, while an estimated 12.7% are aged 65 to 74 years. On the low end of the scale, 2.8% of 48732 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.1% |
| 5 to 9 years | 4.8% |
| 10 to 14 years | 5.6% |
| 15 to 19 years | 5.8% |
| 20 to 24 years | 5.9% |
| 25 to 34 years | 13.6% |
| 35 to 44 years | 10.4% |
| 45 to 54 years | 11.8% |
| 55 to 59 years | 8.2% |
| 60 to 64 years | 8.1% |
| 65 to 74 years | 12.7% |
| 75 to 84 years | 5.1% |
| 85 years and over | 2.8% |
In ZIP Code 48732, 97.3% of the population lists "English only" as the language spoken in home, while 0.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.0% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Bay County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.3% |
| Spanish | 0.9% |
| Other Indo-European languages | 1.0% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 48732, an estimated 25.8% of homes were built between 1970 and 1979. Additionally, 15.0% of homes in the region were built between 1960 and 1969, while an estimated 0.3% of homes were built between 2010 and 2013 in this Bay County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.6% |
| Built between 2010 and 2013 | 0.3% |
| Built between 2000 and 2009 | 4.7% |
| Built between 1990 and 1999 | 9.1% |
| Built between 1980 and 1989 | 11.1% |
| Built between 1970 and 1979 | 25.8% |
| Built between 1960 and 1969 | 15.0% |
| Built between 1950 and 1959 | 15.0% |
| Built between 1940 and 1949 | 8.0% |
| Built in 1939 or earlier | 10.5% |
In ZIP Code 48732, 90.0% of the population graduated high school, while 22.6% have a bachelor's degree or higher. In this region, 1.6% achieved an education level less than 9th grade, while 6.5% hold a graduate or professional degree. Approximately 30.1% in this Bay County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.6% |
| 9th to 12th grade, no diploma | 8.4% |
| High school graduate (includes equivalency) | 30.1% |
| Some college, no degree | 26.0% |
| Associate's degree | 11.4% |
| Bachelor's degree | 16.1% |
| Graduate or professional degree | 6.5% |
One of the leading chronic health issues in ZIP Code 48732 is high blood pressure, as an estimated 37.6% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 48732 is high cholesterol, as approximately 37.1% of adults 18 and older in this Bay County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 34.1% |
| High blood pressure | 37.6% |
| Cancer (excluding skin cancer) | 8.2% |
| Current asthma | 11.5% |
| Coronary heart disease | 7.6% |
| Diagnosed diabetes | 11.6% |
| High cholesterol | 37.1% |
| Chronic kidney disease | 3.5% |
| Stroke | 3.8% |
One of the top preventative health measures in ZIP Code 48732 is current access to health insurance, as an estimated 92.3% of adults 18 and older take part in this preventive measure. Additionally, 85.2% of those 18 and above in 48732 list cholesterol screening, as a preventive measure. Common health risk behaviors in 48732 include obesity (38.7% of adults aged 18 and above) and sleeping less than 7 hours (32.8% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.3% |
| Taking medicine for high blood pressure control | 79.7% |
| Visits to doctor for routine checkup | 76.3% |
| Cholesterol screening | 85.2% |
| Visits to dentist or dental clinic | 66.3% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 15.6% |
| Current smoking | 18.5% |
| No leisure-time physical activity | 25.1% |
| Obesity | 38.7% |
| Sleeping less than 7 hours | 32.8% |
Regarding solar power potential, ZIP Code 48732 has an average daily solar radiation level of 4.65 kWh/m2/day. This is approximately 12.86% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.44% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 48732 | 13.71¢/kWh | 10.71¢/kWh | 6.63¢/kWh |
| Michigan | 18.57¢/kWh | 13.73¢/kWh | 8.02¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 48732 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.55 | 1.9 | 5.84 |
| Feb | 3.75 | 3 | 6.31 |
| Mar | 5.13 | 3.65 | 7.02 |
| Apr | 5.56 | 5.13 | 7.3 |
| May | 5.68 | 5.17 | 7.13 |
| Jun | 6.14 | 5.72 | 6.95 |
| Jul | 6.19 | 6.22 | 6.51 |
| Aug | 5.98 | 6.08 | 6.65 |
| Sep | 5.31 | 5.15 | 7.02 |
| Oct | 4.04 | 3.32 | 6.92 |
| Nov | 3.04 | 2.33 | 5.99 |
| Dec | 2.48 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 48732, credit reporting or credit repair services have received the most complaints in 48732 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Bay County region was applying for a mortgage or refinancing an existing mortgage.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 1 |
| Debt collection | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| False statements or representation | 1 |
| Problem with a credit reporting company's investigation | 1 |
In 48732, 59.2% of the population is in the labor force. Recent estimates place 3.6% as working from home, while the total labor force in the region has a mean travel to time to work of 23.5 minutes. Approximately 25.9% of the employed population 16 years and over in 48732 work in educational services, and health care and social assistance, while an estimated 14.3% work in manufacturing. On the lower end of the scale, just 0.7% of 48732 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.7% |
| Construction | 4.3% |
| Manufacturing | 14.3% |
| Wholesale trade | 2.4% |
| Retail trade | 13.8% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 1.3% |
| Finance and insurance, and real estate and rental and leasing | 6.9% |
| Professional, scientific, management, and administrative | 7.2% |
| Educational services, and health care and social assistance | 25.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.8% |
| Other services, except public administration | 5.3% |
| Public administration | 4.4% |