The 48623 ZIP Code is associated with the city of Freeland in Michigan in Saginaw County in the United States. The current population estimate is 13,662. About 18.2% of residents in ZIP Code 48623 are aged 62 years and older, and the region has a median age of 41.0 years. It is estimated that about 28.6% of residents in this Michigan region hold a bachelor's degree or higher, while the per capita income is approximately $35,512. Median househould income is at $81,436, with an estimated 2% of the population living below the poverty line.
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The median household income in ZIP Code 48623 is $81,436, while the region's mean household income is $99,635. Breaking income down further, per capita income in the region is $35,512. The per capita income in ZIP Code 48623 of $35,512 is approximately 11.98% more than the per capita income in Michigan overall of $31,713. An estimated 1.9% of the population is living below the poverty line in this region. This rate is approximately 80% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.3% of the population in 48623 earn $100,000 to $149,999 per year, while an estimated 20.3% earn $50,000 to $74,999 per year, and 0.9% of 48623 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.9% |
| $10,000 to $14,999 per year | 2.3% |
| $15,000 to $24,999 per year | 6.8% |
| $25,000 to $34,999 per year | 4.7% |
| $35,000 to $49,999 per year | 12.5% |
| $50,000 to $74,999 per year | 20.3% |
| $75,000 to $99,999 per year | 16.1% |
| $100,000 to $149,999 per year | 22.3% |
| $150,000 to $199,999 per year | 6.2% |
| $200,000 or more per year | 7.8% |
Looking at race in the population that makes up ZIP Code 48623, 97.6% is one race, while 2.4% are two or more races. Approximately 3.2% of 48623 residents are hispanic or Latino (of any race). The most common race in 48623 (race alone or in combination with one or more other races), is White (93.5%), followed by Black or African American (5.1%) .
| Industry | Percent |
|---|---|
| White | 93.5% |
| Black or African American | 5.1% |
| American Indian and Alaska Native | 1.2% |
| Asian | 1.8% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.7% |
Residents of ZIP Code 48623 are older than average. The median age of 41.0 years in ZIP Code 48623 is approximately 7.61% higher than the overall median age in the U.S. of 38.1 years. About 78.8% of residents are aged 18 years and older, and 18.2% of residents are 62 years and over. Approximately 15.4% of the population in 48623 falls in the age group 45 to 54 years, while an estimated 14.6% are aged 35 to 44 years. On the low end of the scale, 1.2% of 48623 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.0% |
| 5 to 9 years | 7.1% |
| 10 to 14 years | 5.2% |
| 15 to 19 years | 6.3% |
| 20 to 24 years | 6.2% |
| 25 to 34 years | 13.3% |
| 35 to 44 years | 14.6% |
| 45 to 54 years | 15.4% |
| 55 to 59 years | 7.1% |
| 60 to 64 years | 6.9% |
| 65 to 74 years | 9.4% |
| 75 to 84 years | 3.3% |
| 85 years and over | 1.2% |
In ZIP Code 48623, 97.2% of the population lists "English only" as the language spoken in home, while 0.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.7% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Saginaw County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.2% |
| Spanish | 0.9% |
| Other Indo-European languages | 0.7% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 48623, an estimated 19.0% of homes were built between 1990 and 1999. Additionally, 16.9% of homes in the region were built between 2000 and 2009, while an estimated 1.8% of homes were built in 2014 or later in this Saginaw County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.8% |
| Built between 2010 and 2013 | 3.2% |
| Built between 2000 and 2009 | 16.9% |
| Built between 1990 and 1999 | 19.0% |
| Built between 1980 and 1989 | 7.9% |
| Built between 1970 and 1979 | 14.6% |
| Built between 1960 and 1969 | 13.8% |
| Built between 1950 and 1959 | 9.7% |
| Built between 1940 and 1949 | 4.4% |
| Built in 1939 or earlier | 8.7% |
In ZIP Code 48623, 95.6% of the population graduated high school, while 28.6% have a bachelor's degree or higher. In this region, 1.3% achieved an education level less than 9th grade, while 10.8% hold a graduate or professional degree. Approximately 31.3% in this Saginaw County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.3% |
| 9th to 12th grade, no diploma | 3.0% |
| High school graduate (includes equivalency) | 31.3% |
| Some college, no degree | 24.5% |
| Associate's degree | 11.2% |
| Bachelor's degree | 17.8% |
| Graduate or professional degree | 10.8% |
One of the leading chronic health issues in ZIP Code 48623 is high cholesterol, as an estimated 31.5% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 48623 is high blood pressure, as approximately 28.9% of adults 18 and older in this Saginaw County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 24.4% |
| High blood pressure | 28.9% |
| Cancer (excluding skin cancer) | 6.3% |
| Current asthma | 9.9% |
| Coronary heart disease | 4.8% |
| Diagnosed diabetes | 8.0% |
| High cholesterol | 31.5% |
| Chronic kidney disease | 2.5% |
| Stroke | 2.4% |
One of the top preventative health measures in ZIP Code 48623 is current access to health insurance, as an estimated 93.8% of adults 18 and older take part in this preventive measure. Additionally, 85.9% of those 18 and above in 48623 list cholesterol screening, as a preventive measure. Common health risk behaviors in 48623 include obesity (37.8% of adults aged 18 and above) and sleeping less than 7 hours (34.0% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.8% |
| Taking medicine for high blood pressure control | 75.5% |
| Visits to doctor for routine checkup | 73.9% |
| Cholesterol screening | 85.9% |
| Visits to dentist or dental clinic | 72.5% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 19.8% |
| Current smoking | 14.9% |
| No leisure-time physical activity | 18.5% |
| Obesity | 37.8% |
| Sleeping less than 7 hours | 34.0% |
Regarding solar power potential, ZIP Code 48623 has an average daily solar radiation level of 4.65 kWh/m2/day. This is approximately 12.86% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.44% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 48623 | 13.71¢/kWh | 10.71¢/kWh | 6.63¢/kWh |
| Michigan | 18.57¢/kWh | 13.73¢/kWh | 8.02¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 48623 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.6 | 1.9 | 5.84 |
| Feb | 3.79 | 3 | 6.31 |
| Mar | 5.19 | 3.65 | 7.02 |
| Apr | 5.33 | 5.13 | 7.3 |
| May | 5.82 | 5.17 | 7.13 |
| Jun | 5.98 | 5.72 | 6.95 |
| Jul | 6.09 | 6.22 | 6.51 |
| Aug | 5.85 | 6.08 | 6.65 |
| Sep | 5.27 | 5.15 | 7.02 |
| Oct | 4.23 | 3.32 | 6.92 |
| Nov | 3.09 | 2.33 | 5.99 |
| Dec | 2.51 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 48623, credit card have received the most complaints in 48623 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Saginaw County region was problem with a purchase shown on a statement.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card | 3 |
| Debt collection | 3 |
| Checking or savings account | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a purchase shown on your statement | 2 |
| Attempts to collect debt not owed | 1 |
| Closing an account | 1 |
| Communication tactics | 1 |
| Getting a credit card | 1 |
| Other | 3 |
In 48623, 58.7% of the population is in the labor force. Recent estimates place 2.5% as working from home, while the total labor force in the region has a mean travel to time to work of 23.3 minutes. Approximately 27.9% of the employed population 16 years and over in 48623 work in educational services, and health care and social assistance, while an estimated 14.7% work in manufacturing. On the lower end of the scale, just 1.0% of 48623 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.2% |
| Construction | 8.4% |
| Manufacturing | 14.7% |
| Wholesale trade | 4.3% |
| Retail trade | 10.9% |
| Transportation and warehousing, and utilities | 3.5% |
| Information | 1.0% |
| Finance and insurance, and real estate and rental and leasing | 6.3% |
| Professional, scientific, management, and administrative | 7.6% |
| Educational services, and health care and social assistance | 27.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.1% |
| Other services, except public administration | 3.0% |
| Public administration | 4.0% |