The ZIP Code 21146 is associated with Severna Park, MD in Anne Arundel County in the United States. The current population estimate for this region is 27,555. In this Maryland region, an estimated 96.8% hold a high school degree or higher, and the per capita income is approximately $63,957. The median age in the 21146 ZIP Code is 42.5 years, with 20.6% of residents aged 62 years and older. The median household income is at $148,936, while an estimated 3% of the population in this ZIP is living below the poverty line.
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The median household income in ZIP Code 21146 is $148,936, while the region's mean household income is $184,145. Breaking income down further, per capita income in the region is $63,957. The per capita income in ZIP Code 21146 of $63,957 is approximately 51.84% more than the per capita income in Maryland overall of $42,122. An estimated 2.7% of the population is living below the poverty line in this region. This rate is approximately 71.58% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 31.6% of the population in 21146 earn $200,000 or more per year, while an estimated 18.5% earn $100,000 to $149,999 per year, and 1.5% of 21146 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.5% |
| $10,000 to $14,999 per year | 2.1% |
| $15,000 to $24,999 per year | 3.2% |
| $25,000 to $34,999 per year | 2.3% |
| $35,000 to $49,999 per year | 4.0% |
| $50,000 to $74,999 per year | 7.5% |
| $75,000 to $99,999 per year | 11.0% |
| $100,000 to $149,999 per year | 18.5% |
| $150,000 to $199,999 per year | 18.1% |
| $200,000 or more per year | 31.6% |
In ZIP Code 21146, 96.8% of the population graduated high school, while 63.4% have a bachelor's degree or higher. In this region, 0.9% achieved an education level less than 9th grade, while 29.4% hold a graduate or professional degree. Approximately 11.9% in this Anne Arundel County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.9% |
| 9th to 12th grade, no diploma | 2.3% |
| High school graduate (includes equivalency) | 11.9% |
| Some college, no degree | 15.6% |
| Associate's degree | 6.0% |
| Bachelor's degree | 34.0% |
| Graduate or professional degree | 29.4% |
Residents of ZIP Code 21146 are older than average. The median age of 42.5 years in ZIP Code 21146 is approximately 11.55% higher than the overall median age in the U.S. of 38.1 years. About 73.0% of residents are aged 18 years and older, and 20.6% of residents are 62 years and over. Approximately 16.5% of the population in 21146 falls in the age group 45 to 54 years, while an estimated 13.5% are aged 35 to 44 years. On the low end of the scale, 2.3% of 21146 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.4% |
| 5 to 9 years | 7.0% |
| 10 to 14 years | 9.7% |
| 15 to 19 years | 7.0% |
| 20 to 24 years | 4.4% |
| 25 to 34 years | 6.8% |
| 35 to 44 years | 13.5% |
| 45 to 54 years | 16.5% |
| 55 to 59 years | 6.4% |
| 60 to 64 years | 6.6% |
| 65 to 74 years | 9.6% |
| 75 to 84 years | 5.0% |
| 85 years and over | 2.3% |
Looking at race in the population that makes up ZIP Code 21146, 95.7% is one race, while 4.3% are two or more races. Approximately 3.3% of 21146 residents are hispanic or Latino (of any race). The most common race in 21146 (race alone or in combination with one or more other races), is White (94.4%), followed by Black or African American (4.5%) .
| Industry | Percent |
|---|---|
| White | 94.4% |
| Black or African American | 4.5% |
| American Indian and Alaska Native | 0.9% |
| Asian | 4.3% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.4% |
In ZIP Code 21146, 95.8% of the population lists "English only" as the language spoken in home, while 1.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.1% of homes, and other Indo-European languages are spoken in 0.6% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Anne Arundel County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.8% |
| Spanish | 1.5% |
| Other Indo-European languages | 2.1% |
| Asian and Pacific Islander languages | 0.6% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 21146, an estimated 24.4% of homes were built between 1960 and 1969. Additionally, 18.8% of homes in the region were built between 1970 and 1979, while an estimated 2.4% of homes were built between 1940 and 1949 in this Anne Arundel County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.7% |
| Built between 2010 and 2013 | 2.8% |
| Built between 2000 and 2009 | 8.2% |
| Built between 1990 and 1999 | 9.5% |
| Built between 1980 and 1989 | 14.4% |
| Built between 1970 and 1979 | 18.8% |
| Built between 1960 and 1969 | 24.4% |
| Built between 1950 and 1959 | 12.4% |
| Built between 1940 and 1949 | 2.4% |
| Built in 1939 or earlier | 4.5% |
In 21146, 67.4% of the population is in the labor force. Recent estimates place 10.7% as working from home, while the total labor force in the region has a mean travel to time to work of 32.8 minutes. Approximately 24.6% of the employed population 16 years and over in 21146 work in educational services, and health care and social assistance, while an estimated 20.3% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.4% of 21146 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.4% |
| Construction | 7.1% |
| Manufacturing | 5.7% |
| Wholesale trade | 3.0% |
| Retail trade | 6.8% |
| Transportation and warehousing, and utilities | 2.7% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 6.9% |
| Professional, scientific, management, and administrative | 20.3% |
| Educational services, and health care and social assistance | 24.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 4.9% |
| Other services, except public administration | 5.0% |
| Public administration | 11.3% |
Regarding solar power potential, ZIP Code 21146 has an average daily solar radiation level of 5.02 kWh/m2/day. This is approximately 21.84% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.82% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21146 | 10.65¢/kWh | 3.91¢/kWh | 2.06¢/kWh |
| Maryland | 17.48¢/kWh | 13.07¢/kWh | 10.73¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 21146 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.81 | 1.9 | 5.84 |
| Feb | 4.68 | 3 | 6.31 |
| Mar | 5.2 | 3.65 | 7.02 |
| Apr | 5.52 | 5.13 | 7.3 |
| May | 5.58 | 5.17 | 7.13 |
| Jun | 5.58 | 5.72 | 6.95 |
| Jul | 5.84 | 6.22 | 6.51 |
| Aug | 5.68 | 6.08 | 6.65 |
| Sep | 5.51 | 5.15 | 7.02 |
| Oct | 4.87 | 3.32 | 6.92 |
| Nov | 4.21 | 2.33 | 5.99 |
| Dec | 3.74 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21146, mortgage have received the most complaints in 21146 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Anne Arundel County region was applying for a mortgage or refinancing an existing mortgage.
| Complaint Product | Number of Complaints* |
|---|---|
| Mortgage | 6 |
| Credit reporting or credit repair services | 4 |
| Debt collection | 4 |
| Checking or savings account | 3 |
| Credit card or prepaid card | 3 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 3 |
| Attempts to collect debt not owed | 3 |
| Managing an account | 3 |
| Getting a credit card | 2 |
| Unable to get your credit report or credit score | 2 |
| Other | 10 |