The ZIP Code 21046 is associated with Columbia, MD in Howard County in the United States. The current population estimate for this region is 15,655. In this Maryland region, an estimated 98.5% hold a high school degree or higher, and the per capita income is approximately $52,854. The median household income is at $111,711, while an estimated 5% of the population in this ZIP is living below the poverty line. The median age in ZIP Code 21046 is approximately 36.8 years, and 16.1% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 21046 is $111,711, while the region's mean household income is $129,673. Breaking income down further, per capita income in the region is $52,854. The per capita income in ZIP Code 21046 of $52,854 is approximately 25.48% more than the per capita income in Maryland overall of $42,122. An estimated 5.2% of the population is living below the poverty line in this region. This rate is approximately 45.26% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 26.0% of the population in 21046 earn $100,000 to $149,999 per year, while an estimated 16.2% earn $200,000 or more per year, and 2.1% of 21046 residents earn $15,000 to $24,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.5% |
| $10,000 to $14,999 per year | 3.0% |
| $15,000 to $24,999 per year | 2.1% |
| $25,000 to $34,999 per year | 2.9% |
| $35,000 to $49,999 per year | 3.0% |
| $50,000 to $74,999 per year | 11.4% |
| $75,000 to $99,999 per year | 15.0% |
| $100,000 to $149,999 per year | 26.0% |
| $150,000 to $199,999 per year | 15.8% |
| $200,000 or more per year | 16.2% |
In ZIP Code 21046, 98.5% of the population graduated high school, while 62.3% have a bachelor's degree or higher. In this region, 1.4% achieved an education level less than 9th grade, while 30.6% hold a graduate or professional degree. Approximately 14.6% in this Howard County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.4% |
| 9th to 12th grade, no diploma | 0.1% |
| High school graduate (includes equivalency) | 14.6% |
| Some college, no degree | 16.0% |
| Associate's degree | 5.6% |
| Bachelor's degree | 31.7% |
| Graduate or professional degree | 30.6% |
Residents of ZIP Code 21046 are younger than average. The median age of 36.8 years in ZIP Code 21046 is approximately 3.41% lower than the overall median age in the U.S. of 38.1 years. About 78.3% of residents are aged 18 years and older, and 16.1% of residents are 62 years and over. Approximately 14.6% of the population in 21046 falls in the age group 35 to 44 years, while an estimated 14.6% are aged 25 to 34 years. On the low end of the scale, 1.0% of 21046 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.6% |
| 5 to 9 years | 5.1% |
| 10 to 14 years | 5.8% |
| 15 to 19 years | 7.4% |
| 20 to 24 years | 7.5% |
| 25 to 34 years | 14.6% |
| 35 to 44 years | 14.6% |
| 45 to 54 years | 14.0% |
| 55 to 59 years | 6.8% |
| 60 to 64 years | 7.2% |
| 65 to 74 years | 8.2% |
| 75 to 84 years | 2.1% |
| 85 years and over | 1.0% |
Looking at race in the population that makes up ZIP Code 21046, 96.0% is one race, while 4.0% are two or more races. Approximately 8.6% of 21046 residents are hispanic or Latino (of any race). The most common race in 21046 (race alone or in combination with one or more other races), is White (66.5%), followed by Black or African American (25.1%) .
| Industry | Percent |
|---|---|
| White | 66.5% |
| Black or African American | 25.1% |
| American Indian and Alaska Native | 0.4% |
| Asian | 10.4% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.5% |
One of the leading chronic health issues in ZIP Code 21046 is high cholesterol, as an estimated 34.3% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 21046 is high blood pressure, as approximately 27.2% of adults 18 and older in this Howard County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 18.1% |
| High blood pressure | 27.2% |
| Cancer (excluding skin cancer) | 5.5% |
| Current asthma | 9.4% |
| Coronary heart disease | 3.4% |
| Diagnosed diabetes | 7.6% |
| High cholesterol | 34.3% |
| Chronic kidney disease | 2.2% |
| Stroke | 2.0% |
One of the top preventative health measures in ZIP Code 21046 is current access to health insurance, as an estimated 94.4% of adults 18 and older take part in this preventive measure. Additionally, 88.8% of those 18 and above in 21046 list cholesterol screening, as a preventive measure. Common health risk behaviors in 21046 include sleeping less than 7 hours (32.7% of adults aged 18 and above) and obesity (30.6% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.4% |
| Taking medicine for high blood pressure control | 73.3% |
| Visits to doctor for routine checkup | 72.5% |
| Cholesterol screening | 88.8% |
| Visits to dentist or dental clinic | 72.8% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 14.3% |
| Current smoking | 9.3% |
| No leisure-time physical activity | 15.7% |
| Obesity | 30.6% |
| Sleeping less than 7 hours | 32.7% |
In ZIP Code 21046, 82.3% of the population lists "English only" as the language spoken in home, while 5.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.1% of homes, and other Indo-European languages are spoken in 6.2% of homes. Lastly, 1.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Howard County region.
| Language Spoken | Percent |
|---|---|
| English only | 82.3% |
| Spanish | 5.1% |
| Other Indo-European languages | 5.1% |
| Asian and Pacific Islander languages | 6.2% |
| Other languages | 1.3% |
Regarding the age of homes in ZIP Code 21046, an estimated 52.3% of homes were built between 1980 and 1989. Additionally, 14.4% of homes in the region were built between 1990 and 1999, while an estimated 0.2% of homes were built between 1940 and 1949 in this Howard County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.6% |
| Built between 2010 and 2013 | 4.2% |
| Built between 2000 and 2009 | 5.7% |
| Built between 1990 and 1999 | 14.4% |
| Built between 1980 and 1989 | 52.3% |
| Built between 1970 and 1979 | 12.6% |
| Built between 1960 and 1969 | 5.8% |
| Built between 1950 and 1959 | 3.8% |
| Built between 1940 and 1949 | 0.2% |
| Built in 1939 or earlier | 0.4% |
In 21046, 72.7% of the population is in the labor force. Recent estimates place 5.6% as working from home, while the total labor force in the region has a mean travel to time to work of 29.0 minutes. Approximately 27.2% of the employed population 16 years and over in 21046 work in educational services, and health care and social assistance, while an estimated 20.0% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.2% of 21046 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.2% |
| Construction | 4.0% |
| Manufacturing | 6.3% |
| Wholesale trade | 1.5% |
| Retail trade | 5.8% |
| Transportation and warehousing, and utilities | 2.4% |
| Information | 3.2% |
| Finance and insurance, and real estate and rental and leasing | 5.7% |
| Professional, scientific, management, and administrative | 20.0% |
| Educational services, and health care and social assistance | 27.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.4% |
| Other services, except public administration | 4.0% |
| Public administration | 13.3% |
Regarding solar power potential, ZIP Code 21046 has an average daily solar radiation level of 5.05 kWh/m2/day. This is approximately 22.57% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.37% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21046 | 10.65¢/kWh | 3.91¢/kWh | 2.06¢/kWh |
| Maryland | 17.48¢/kWh | 13.07¢/kWh | 10.73¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 21046 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.01 | 1.9 | 5.84 |
| Feb | 4.7 | 3 | 6.31 |
| Mar | 5.07 | 3.65 | 7.02 |
| Apr | 5.56 | 5.13 | 7.3 |
| May | 5.53 | 5.17 | 7.13 |
| Jun | 5.79 | 5.72 | 6.95 |
| Jul | 5.91 | 6.22 | 6.51 |
| Aug | 5.81 | 6.08 | 6.65 |
| Sep | 5.41 | 5.15 | 7.02 |
| Oct | 4.94 | 3.32 | 6.92 |
| Nov | 4.19 | 2.33 | 5.99 |
| Dec | 3.64 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21046, credit reporting or credit repair services have received the most complaints in 21046 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Howard County region was problem with a credit reporting company's investigation.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 17 |
| Mortgage | 2 |
| Checking or savings account | 1 |
| Credit card or prepaid card | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a credit reporting company's investigation | 10 |
| Incorrect information on your report | 6 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Closing your account | 1 |
| Improper use of your report | 1 |
| Other | 2 |