The ZIP Code 21045 is associated with Columbia, MD in Howard County in the United States. The current population estimate for this region is 40,365. In this Maryland region, an estimated 94.4% hold a high school degree or higher, and the per capita income is approximately $44,385. The median household income is approximately $103,932, and an estimated 6% of the population is living below the poverty line. The median age in ZIP Code 21045 is approximately 37.2 years, and 18.4% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 21045 is $103,932, while the region's mean household income is $116,582. Breaking income down further, per capita income in the region is $44,385. The per capita income in ZIP Code 21045 of $44,385 is approximately 5.37% more than the per capita income in Maryland overall of $42,122. An estimated 5.6% of the population is living below the poverty line in this region. This rate is approximately 41.05% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.5% of the population in 21045 earn $100,000 to $149,999 per year, while an estimated 14.3% earn $150,000 to $199,999 per year, and 1.5% of 21045 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.2% |
| $10,000 to $14,999 per year | 1.5% |
| $15,000 to $24,999 per year | 3.4% |
| $25,000 to $34,999 per year | 4.8% |
| $35,000 to $49,999 per year | 5.8% |
| $50,000 to $74,999 per year | 13.6% |
| $75,000 to $99,999 per year | 14.1% |
| $100,000 to $149,999 per year | 24.5% |
| $150,000 to $199,999 per year | 14.3% |
| $200,000 or more per year | 13.7% |
In ZIP Code 21045, 94.4% of the population graduated high school, while 58.2% have a bachelor's degree or higher. In this region, 3.0% achieved an education level less than 9th grade, while 27.4% hold a graduate or professional degree. Approximately 12.7% in this Howard County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.0% |
| 9th to 12th grade, no diploma | 2.6% |
| High school graduate (includes equivalency) | 12.7% |
| Some college, no degree | 17.0% |
| Associate's degree | 6.5% |
| Bachelor's degree | 30.7% |
| Graduate or professional degree | 27.4% |
Residents of ZIP Code 21045 are younger than average. The median age of 37.2 years in ZIP Code 21045 is approximately 2.36% lower than the overall median age in the U.S. of 38.1 years. About 76.0% of residents are aged 18 years and older, and 18.4% of residents are 62 years and over. Approximately 15.0% of the population in 21045 falls in the age group 35 to 44 years, while an estimated 13.9% are aged 25 to 34 years. On the low end of the scale, 1.3% of 21045 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.5% |
| 5 to 9 years | 7.0% |
| 10 to 14 years | 6.4% |
| 15 to 19 years | 6.5% |
| 20 to 24 years | 5.4% |
| 25 to 34 years | 13.9% |
| 35 to 44 years | 15.0% |
| 45 to 54 years | 13.7% |
| 55 to 59 years | 4.8% |
| 60 to 64 years | 6.1% |
| 65 to 74 years | 8.8% |
| 75 to 84 years | 4.6% |
| 85 years and over | 1.3% |
Looking at race in the population that makes up ZIP Code 21045, 95.5% is one race, while 4.5% are two or more races. Approximately 11.2% of 21045 residents are hispanic or Latino (of any race). The most common race in 21045 (race alone or in combination with one or more other races), is White (54.9%), followed by Black or African American (32.0%) .
| Industry | Percent |
|---|---|
| White | 54.9% |
| Black or African American | 32.0% |
| American Indian and Alaska Native | 1.7% |
| Asian | 14.3% |
| Native Hawaiian and Other Pacific Islander | 0.3% |
| Some other race | 2.2% |
One of the leading chronic health issues in ZIP Code 21045 is high cholesterol, as an estimated 35.6% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 21045 is high blood pressure, as approximately 29.8% of adults 18 and older in this Howard County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 19.3% |
| High blood pressure | 29.8% |
| Cancer (excluding skin cancer) | 5.9% |
| Current asthma | 9.4% |
| Coronary heart disease | 3.9% |
| Diagnosed diabetes | 8.9% |
| High cholesterol | 35.6% |
| Chronic kidney disease | 2.5% |
| Stroke | 2.4% |
One of the top preventative health measures in ZIP Code 21045 is current access to health insurance, as an estimated 93.2% of adults 18 and older take part in this preventive measure. Additionally, 89.1% of those 18 and above in 21045 list cholesterol screening, as a preventive measure. Common health risk behaviors in 21045 include sleeping less than 7 hours (33.5% of adults aged 18 and above) and obesity (31.4% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.2% |
| Taking medicine for high blood pressure control | 75.5% |
| Visits to doctor for routine checkup | 73.6% |
| Cholesterol screening | 89.1% |
| Visits to dentist or dental clinic | 71.0% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 13.3% |
| Current smoking | 9.6% |
| No leisure-time physical activity | 17.4% |
| Obesity | 31.4% |
| Sleeping less than 7 hours | 33.5% |
In ZIP Code 21045, 75.7% of the population lists "English only" as the language spoken in home, while 9.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.7% of homes, and other Indo-European languages are spoken in 7.2% of homes. Lastly, 2.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Howard County region.
| Language Spoken | Percent |
|---|---|
| English only | 75.7% |
| Spanish | 9.2% |
| Other Indo-European languages | 5.7% |
| Asian and Pacific Islander languages | 7.2% |
| Other languages | 2.2% |
The median home value in ZIP Code 21045 in February 2024 comes in at $471,227. The February 2024 value is approximately 1% higher than the $467,656 median value in September 2023, and 4% higher than the $451,164 median value in March 2023. Regarding the age of homes in ZIP Code 21045, an estimated 48.9% of homes were built between 1970 and 1979. Additionally, 21.4% of homes in the region were built between 1980 and 1989, while an estimated 0.2% of homes were built between 1940 and 1949 in this Howard County region.
| Month | Home value |
|---|---|
| Feb 2024 | $471,227 |
| Jan 2024 | $468,772 |
| Dec 2023 | $468,296 |
| Nov 2023 | $468,172 |
| Oct 2023 | $468,231 |
| Sep 2023 | $467,656 |
| Aug 2023 | $466,744 |
| Jul 2023 | $464,528 |
| Jun 2023 | $461,378 |
| May 2023 | $457,449 |
| Apr 2023 | $453,950 |
| Mar 2023 | $451,164 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.5% |
| Built between 2010 and 2013 | 0.3% |
| Built between 2000 and 2009 | 4.8% |
| Built between 1990 and 1999 | 15.7% |
| Built between 1980 and 1989 | 21.4% |
| Built between 1970 and 1979 | 48.9% |
| Built between 1960 and 1969 | 5.5% |
| Built between 1950 and 1959 | 1.5% |
| Built between 1940 and 1949 | 0.2% |
| Built in 1939 or earlier | 1.3% |
In 21045, 70.8% of the population is in the labor force. Recent estimates place 4.4% as working from home, while the total labor force in the region has a mean travel to time to work of 29.3 minutes. Approximately 26.6% of the employed population 16 years and over in 21045 work in educational services, and health care and social assistance, while an estimated 19.2% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.2% of 21045 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.2% |
| Construction | 4.1% |
| Manufacturing | 2.7% |
| Wholesale trade | 1.2% |
| Retail trade | 8.6% |
| Transportation and warehousing, and utilities | 4.4% |
| Information | 2.5% |
| Finance and insurance, and real estate and rental and leasing | 6.5% |
| Professional, scientific, management, and administrative | 19.2% |
| Educational services, and health care and social assistance | 26.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.9% |
| Other services, except public administration | 5.2% |
| Public administration | 10.6% |
Regarding solar power potential, ZIP Code 21045 has an average daily solar radiation level of 5.06 kWh/m2/day. This is approximately 22.82% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21045 | 10.65¢/kWh | 3.91¢/kWh | 2.06¢/kWh |
| Maryland | 17.48¢/kWh | 13.07¢/kWh | 10.73¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 21045 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.09 | 1.9 | 5.84 |
| Feb | 4.89 | 3 | 6.31 |
| Mar | 5.09 | 3.65 | 7.02 |
| Apr | 5.64 | 5.13 | 7.3 |
| May | 5.48 | 5.17 | 7.13 |
| Jun | 5.77 | 5.72 | 6.95 |
| Jul | 5.76 | 6.22 | 6.51 |
| Aug | 5.75 | 6.08 | 6.65 |
| Sep | 5.38 | 5.15 | 7.02 |
| Oct | 4.87 | 3.32 | 6.92 |
| Nov | 4.33 | 2.33 | 5.99 |
| Dec | 3.62 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21045, credit reporting or credit repair services have received the most complaints in 21045 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Howard County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 35 |
| Debt collection | 21 |
| Credit card or prepaid card | 14 |
| Mortgage | 9 |
| Checking or savings account | 5 |
| Other | 9 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 20 |
| Problem with a credit reporting company's investigation | 12 |
| Attempts to collect debt not owed | 8 |
| Managing an account | 5 |
| Problem with a purchase shown on your statement | 5 |
| Other | 43 |