The ZIP Code 21043 is associated with Ellicott City, MD in Howard County in the United States. The current population estimate for this region is 47,351. In this Maryland region, an estimated 95.9% hold a high school degree or higher, and the per capita income is approximately $53,950. Median househould income is at $123,037, with an estimated 3% of the population living below the poverty line. The median age in ZIP Code 21043 is approximately 37.6 years, and 14.2% of the region's residents are aged 62 years and older.
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Moderate
The median household income in ZIP Code 21043 is $123,037, while the region's mean household income is $148,917. Breaking income down further, per capita income in the region is $53,950. The per capita income in ZIP Code 21043 of $53,950 is approximately 28.08% more than the per capita income in Maryland overall of $42,122. An estimated 3.4% of the population is living below the poverty line in this region. This rate is approximately 64.21% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 25.2% of the population in 21043 earn $200,000 or more per year, while an estimated 17.1% earn $100,000 to $149,999 per year, and 1.4% of 21043 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.4% |
| $10,000 to $14,999 per year | 1.4% |
| $15,000 to $24,999 per year | 3.0% |
| $25,000 to $34,999 per year | 4.6% |
| $35,000 to $49,999 per year | 6.1% |
| $50,000 to $74,999 per year | 12.2% |
| $75,000 to $99,999 per year | 10.3% |
| $100,000 to $149,999 per year | 17.1% |
| $150,000 to $199,999 per year | 16.7% |
| $200,000 or more per year | 25.2% |
In ZIP Code 21043, 95.9% of the population graduated high school, while 66.3% have a bachelor's degree or higher. In this region, 1.8% achieved an education level less than 9th grade, while 33.3% hold a graduate or professional degree. Approximately 12.1% in this Howard County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.8% |
| 9th to 12th grade, no diploma | 2.3% |
| High school graduate (includes equivalency) | 12.1% |
| Some college, no degree | 11.0% |
| Associate's degree | 6.4% |
| Bachelor's degree | 33.0% |
| Graduate or professional degree | 33.3% |
Residents of ZIP Code 21043 are younger than average. The median age of 37.6 years in ZIP Code 21043 is approximately 1.31% lower than the overall median age in the U.S. of 38.1 years. About 74.8% of residents are aged 18 years and older, and 14.2% of residents are 62 years and over. Approximately 15.8% of the population in 21043 falls in the age group 45 to 54 years, while an estimated 14.5% are aged 35 to 44 years. On the low end of the scale, 1.6% of 21043 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.8% |
| 5 to 9 years | 6.9% |
| 10 to 14 years | 7.8% |
| 15 to 19 years | 6.8% |
| 20 to 24 years | 5.5% |
| 25 to 34 years | 13.4% |
| 35 to 44 years | 14.5% |
| 45 to 54 years | 15.8% |
| 55 to 59 years | 6.8% |
| 60 to 64 years | 4.8% |
| 65 to 74 years | 7.0% |
| 75 to 84 years | 3.2% |
| 85 years and over | 1.6% |
Looking at race in the population that makes up ZIP Code 21043, 95.9% is one race, while 4.1% are two or more races. Approximately 3.4% of 21043 residents are hispanic or Latino (of any race). The most common race in 21043 (race alone or in combination with one or more other races), is White (58.2%), followed by Asian (30.6%) .
| Industry | Percent |
|---|---|
| White | 58.2% |
| Black or African American | 13.5% |
| American Indian and Alaska Native | 0.9% |
| Asian | 30.6% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.2% |
In ZIP Code 21043, 68.6% of the population lists "English only" as the language spoken in home, while 2.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 10.6% of homes, and other Indo-European languages are spoken in 16.5% of homes. Lastly, 1.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Howard County region.
| Language Spoken | Percent |
|---|---|
| English only | 68.6% |
| Spanish | 2.6% |
| Other Indo-European languages | 10.6% |
| Asian and Pacific Islander languages | 16.5% |
| Other languages | 1.7% |
The median home value in ZIP Code 21043 in March 2024 comes in at $655,433. The March 2024 value is approximately 2% higher than the $644,252 median value in October 2023, and 4% higher than the $630,880 median value in April 2023. Regarding the age of homes in ZIP Code 21043, an estimated 28.3% of homes were built between 1990 and 1999. Additionally, 17.2% of homes in the region were built between 1980 and 1989, while an estimated 1.3% of homes were built between 1940 and 1949 in this Howard County region.
| Month | Home value |
|---|---|
| Mar 2024 | $655,433 |
| Feb 2024 | $649,773 |
| Jan 2024 | $646,313 |
| Dec 2023 | $645,025 |
| Nov 2023 | $644,103 |
| Oct 2023 | $644,252 |
| Sep 2023 | $644,140 |
| Aug 2023 | $644,034 |
| Jul 2023 | $642,356 |
| Jun 2023 | $639,831 |
| May 2023 | $635,431 |
| Apr 2023 | $630,880 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.9% |
| Built between 2010 and 2013 | 7.9% |
| Built between 2000 and 2009 | 16.3% |
| Built between 1990 and 1999 | 28.3% |
| Built between 1980 and 1989 | 17.2% |
| Built between 1970 and 1979 | 7.2% |
| Built between 1960 and 1969 | 9.6% |
| Built between 1950 and 1959 | 3.5% |
| Built between 1940 and 1949 | 1.3% |
| Built in 1939 or earlier | 4.9% |
In 21043, 72.1% of the population is in the labor force. Recent estimates place 5.7% as working from home, while the total labor force in the region has a mean travel to time to work of 28.8 minutes. Approximately 25.9% of the employed population 16 years and over in 21043 work in educational services, and health care and social assistance, while an estimated 22.2% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.1% of 21043 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 3.4% |
| Manufacturing | 5.4% |
| Wholesale trade | 2.3% |
| Retail trade | 6.1% |
| Transportation and warehousing, and utilities | 2.3% |
| Information | 1.5% |
| Finance and insurance, and real estate and rental and leasing | 5.6% |
| Professional, scientific, management, and administrative | 22.2% |
| Educational services, and health care and social assistance | 25.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.9% |
| Other services, except public administration | 5.7% |
| Public administration | 11.7% |
Regarding solar power potential, ZIP Code 21043 has an average daily solar radiation level of 5 kWh/m2/day. This is approximately 21.36% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.13% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21043 | 10.65¢/kWh | 3.91¢/kWh | 2.06¢/kWh |
| Maryland | 17.48¢/kWh | 13.07¢/kWh | 10.73¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 21043 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.06 | 1.9 | 5.84 |
| Feb | 4.81 | 3 | 6.31 |
| Mar | 5.04 | 3.65 | 7.02 |
| Apr | 5.58 | 5.13 | 7.3 |
| May | 5.48 | 5.17 | 7.13 |
| Jun | 5.5 | 5.72 | 6.95 |
| Jul | 5.7 | 6.22 | 6.51 |
| Aug | 5.82 | 6.08 | 6.65 |
| Sep | 5.36 | 5.15 | 7.02 |
| Oct | 4.84 | 3.32 | 6.92 |
| Nov | 4.26 | 2.33 | 5.99 |
| Dec | 3.56 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21043, credit reporting or credit repair services have received the most complaints in 21043 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Howard County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 30 |
| Checking or savings account | 10 |
| Credit card or prepaid card | 7 |
| Money transfer, virtual currency, or money service | 6 |
| Mortgage | 6 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 16 |
| Problem with a credit reporting company's investigation | 15 |
| Closing an account | 3 |
| Managing an account | 3 |
| Money was not available when promised | 3 |
| Other | 22 |