The 12092 ZIP Code is primarily associated with Howes Cave, NY (Schoharie County) in the U.S. The current population estimate is 752. Approximately 11.0% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $31,102. Approximately 0% of the population is living below the poverty line. The median household income of this region is $35,878. The median age in ZIP Code 12092 is approximately 55.5 years, and 43.5% of the region's residents are aged 62 years and older.
7:11 am
4:24 pm
Fair
In ZIP Code 12092, 90.9% of the population graduated high school, while 11.0% have a bachelor's degree or higher. In this region, 0.8% achieved an education level less than 9th grade, while 6.8% hold a graduate or professional degree. Approximately 50.6% in this Schoharie County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.8% |
| 9th to 12th grade, no diploma | 8.3% |
| High school graduate (includes equivalency) | 50.6% |
| Some college, no degree | 18.6% |
| Associate's degree | 10.7% |
| Bachelor's degree | 4.1% |
| Graduate or professional degree | 6.8% |
Residents of ZIP Code 12092 are older than average. The median age of 55.5 years in ZIP Code 12092 is approximately 45.67% higher than the overall median age in the U.S. of 38.1 years. About 95.6% of residents are aged 18 years and older, and 43.5% of residents are 62 years and over. Approximately 26.2% of the population in 12092 falls in the age group 65 to 74 years, while an estimated 13.4% are aged 75 to 84 years. On the low end of the scale, 0.0% of 12092 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 0.0% |
| 5 to 9 years | 1.6% |
| 10 to 14 years | 2.8% |
| 15 to 19 years | 0.0% |
| 20 to 24 years | 12.1% |
| 25 to 34 years | 12.5% |
| 35 to 44 years | 9.7% |
| 45 to 54 years | 10.1% |
| 55 to 59 years | 6.6% |
| 60 to 64 years | 4.9% |
| 65 to 74 years | 26.2% |
| 75 to 84 years | 13.4% |
| 85 years and over | 0.0% |
The median household income in ZIP Code 12092 is $35,878, while the region's mean household income is $58,351. Breaking income down further, per capita income in the region is $31,102. The per capita income in ZIP Code 12092 of $31,102 is approximately 20.91% less than the per capita income in the U.S. overall of $39,326. An estimated 0.0% of the population is living below the poverty line in this region. This rate is approximately 100% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 29.8% of the population in 12092 earn $25,000 to $34,999 per year, while an estimated 16.4% earn $35,000 to $49,999 per year, and 0.0% of 12092 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.0% |
| $10,000 to $14,999 per year | 4.5% |
| $15,000 to $24,999 per year | 12.4% |
| $25,000 to $34,999 per year | 29.8% |
| $35,000 to $49,999 per year | 16.4% |
| $50,000 to $74,999 per year | 11.1% |
| $75,000 to $99,999 per year | 10.9% |
| $100,000 to $149,999 per year | 8.1% |
| $150,000 to $199,999 per year | 0.0% |
| $200,000 or more per year | 6.8% |
Looking at race in the population that makes up ZIP Code 12092, 94.0% is one race, while 6.0% are two or more races. Approximately 0.8% of 12092 residents are hispanic or Latino (of any race). The most common race in 12092 (race alone or in combination with one or more other races), is White (100.0%), followed by Black or African American (6.0%) .
| Industry | Percent |
|---|---|
| White | 100.0% |
| Black or African American | 6.0% |
| American Indian and Alaska Native | 6.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
In ZIP Code 12092, 95.9% of the population lists "English only" as the language spoken in home, while 0.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 4.1% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Schoharie County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.9% |
| Spanish | 0.0% |
| Other Indo-European languages | 4.1% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 12092, an estimated 29.6% of homes were built in 1939 or earlier. Additionally, 15.9% of homes in the region were built between 1980 and 1989, while an estimated 0.0% of homes were built between 2010 and 2013 in this Schoharie County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 5.7% |
| Built between 1990 and 1999 | 12.6% |
| Built between 1980 and 1989 | 15.9% |
| Built between 1970 and 1979 | 13.3% |
| Built between 1960 and 1969 | 7.6% |
| Built between 1950 and 1959 | 3.9% |
| Built between 1940 and 1949 | 8.3% |
| Built in 1939 or earlier | 29.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 12092 is current access to health insurance, as an estimated 94.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 12092 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 12092 has an average daily solar radiation level of 4.57 kWh/m2/day. This is approximately 10.92% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 30.65% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12092 | 11.74¢/kWh | 5.99¢/kWh | 4.79¢/kWh |
| New York | 27.23¢/kWh | 22.73¢/kWh | 8.91¢/kWh |
| United States | 18.07¢/kWh | 14.06¢/kWh | 9.02¢/kWh |
| Month | ZIP Code 12092 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.13 | 1.9 | 5.84 |
| Feb | 4.21 | 3 | 6.31 |
| Mar | 4.92 | 3.65 | 7.02 |
| Apr | 5.49 | 5.13 | 7.3 |
| May | 5.22 | 5.17 | 7.13 |
| Jun | 5.23 | 5.72 | 6.95 |
| Jul | 5.93 | 6.22 | 6.51 |
| Aug | 5.61 | 6.08 | 6.65 |
| Sep | 5.31 | 5.15 | 7.02 |
| Oct | 4.04 | 3.32 | 6.92 |
| Nov | 3.22 | 2.33 | 5.99 |
| Dec | 2.56 | 1.78 | 5.46 |
In 12092, 56.2% of the population is in the labor force. Recent estimates place 12.4% as working from home, while the total labor force in the region has a mean travel to time to work of 24.1 minutes. Approximately 19.9% of the employed population 16 years and over in 12092 work in educational services, and health care and social assistance, while an estimated 19.4% work in retail trade. On the lower end of the scale, just 0.0% of 12092 workers 16 years and over work in arts, entertainment, and recreation, and accommodation and food services.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 15.6% |
| Construction | 6.2% |
| Manufacturing | 4.8% |
| Wholesale trade | 0.0% |
| Retail trade | 19.4% |
| Transportation and warehousing, and utilities | 4.3% |
| Information | 7.0% |
| Finance and insurance, and real estate and rental and leasing | 4.0% |
| Professional, scientific, management, and administrative | 4.6% |
| Educational services, and health care and social assistance | 19.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 0.0% |
| Other services, except public administration | 11.0% |
| Public administration | 3.2% |