The ZIP Code 96738 is associated with the city of Waikoloa in Hawaii in Hawaii County. An estimated 93.9% in this Hawaii region have a high school degree or higher, while the per capita income comes in at approximately $34,060. Median househould income in this region is $74,869, while about 7% of the population lives below the poverty line. The current population estimate is 7,001.
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The median household income in ZIP Code 96738 is $74,869, while the region's mean household income is $85,758. Breaking income down further, per capita income in the region is $34,060. The per capita income in ZIP Code 96738 of $34,060 is approximately 4.24% less than the per capita income in the U.S. overall of $35,567. An estimated 6.8% of the population is living below the poverty line in this region. This rate is approximately 28.42% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.9% of the population in 96738 earn $50,000 to $74,999 per year, while an estimated 23.7% earn $75,000 to $99,999 per year, and 2.0% of 96738 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.6% |
| $10,000 to $14,999 per year | 2.0% |
| $15,000 to $24,999 per year | 3.3% |
| $25,000 to $34,999 per year | 7.0% |
| $35,000 to $49,999 per year | 9.3% |
| $50,000 to $74,999 per year | 24.9% |
| $75,000 to $99,999 per year | 23.7% |
| $100,000 to $149,999 per year | 15.2% |
| $150,000 to $199,999 per year | 6.0% |
| $200,000 or more per year | 4.9% |
In ZIP Code 96738, 93.9% of the population graduated high school, while 36.2% have a bachelor's degree or higher. In this region, 1.2% achieved an education level less than 9th grade, while 9.7% hold a graduate or professional degree. Approximately 20.4% in this Hawaii County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.2% |
| 9th to 12th grade, no diploma | 4.9% |
| High school graduate (includes equivalency) | 20.4% |
| Some college, no degree | 25.5% |
| Associate's degree | 11.7% |
| Bachelor's degree | 26.5% |
| Graduate or professional degree | 9.7% |
Looking at race in the population that makes up ZIP Code 96738, 80.6% is one race, while 19.4% are two or more races. Approximately 14.0% of 96738 residents are hispanic or Latino (of any race). The most common race in 96738 (race alone or in combination with one or more other races), is White (64.0%), followed by Asian (30.9%) .
| Industry | Percent |
|---|---|
| White | 64.0% |
| Black or African American | 4.1% |
| American Indian and Alaska Native | 5.0% |
| Asian | 30.9% |
| Native Hawaiian and Other Pacific Islander | 12.7% |
| Some other race | 6.1% |
Regarding the age of homes in ZIP Code 96738, an estimated 32.7% of homes were built between 2000 and 2009. Additionally, 28.9% of homes in the region were built between 1990 and 1999, while an estimated 0.0% of homes were built in 1939 or earlier in this Hawaii County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.5% |
| Built between 2000 and 2009 | 32.7% |
| Built between 1990 and 1999 | 28.9% |
| Built between 1980 and 1989 | 27.2% |
| Built between 1970 and 1979 | 10.1% |
| Built between 1960 and 1969 | 0.3% |
| Built between 1950 and 1959 | 0.0% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 0.0% |
Residents of ZIP Code 96738 are older than average. The median age of 39.2 years in ZIP Code 96738 is approximately 2.89% higher than the overall median age in the U.S. of 38.1 years. About 71.3% of residents are aged 18 years and older, and 21.4% of residents are 62 years and over. Approximately 14.0% of the population in 96738 falls in the age group 35 to 44 years, while an estimated 11.4% are aged 5 to 9 years. On the low end of the scale, 0.5% of 96738 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.7% |
| 5 to 9 years | 11.4% |
| 10 to 14 years | 6.2% |
| 15 to 19 years | 5.5% |
| 20 to 24 years | 3.6% |
| 25 to 34 years | 9.5% |
| 35 to 44 years | 14.0% |
| 45 to 54 years | 10.4% |
| 55 to 59 years | 7.8% |
| 60 to 64 years | 9.1% |
| 65 to 74 years | 11.3% |
| 75 to 84 years | 4.1% |
| 85 years and over | 0.5% |
One of the leading chronic health issues in ZIP Code 96738 is high cholesterol, as an estimated 29.5% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 96738 is high blood pressure, as approximately 24.0% of adults 18 and older in this Hawaii County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Current asthma | 9.4% |
| Arthritis | 19.3% |
| High blood pressure | 24.0% |
| Cancer (excluding skin cancer) | 6.1% |
| Coronary heart disease | 4.2% |
| Diagnosed diabetes | 7.2% |
| High cholesterol | 29.5% |
| Chronic kidney disease | 2.5% |
| Stroke | 2.4% |
One of the top preventative health measures in ZIP Code 96738 is current access to health insurance, as an estimated 95% of adults 18 and older take part in this preventive measure. Additionally, 80.6% of those 18 and above in 96738 list cholesterol screening, as a preventive measure. Common health risk behaviors in 96738 include sleeping less than 7 hours (35.3% of adults aged 18 and above) and obesity (25.6% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 95% |
| Taking medicine for high blood pressure control | 71.9% |
| Visits to doctor for routine checkup | 68.0% |
| Cholesterol screening | 80.6% |
| Visits to dentist or dental clinic | 72.2% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 22.1% |
| Current smoking | 11.1% |
| No leisure-time physical activity | 17.1% |
| Obesity | 25.6% |
| Sleeping less than 7 hours | 35.3% |
In 96738, 66.9% of the population is in the labor force. Recent estimates place 5.1% as working from home, while the total labor force in the region has a mean travel to time to work of 28.3 minutes. Approximately 22.2% of the employed population 16 years and over in 96738 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 18.9% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.0% of 96738 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.1% |
| Construction | 14.6% |
| Manufacturing | 0.4% |
| Wholesale trade | 0.0% |
| Retail trade | 10.9% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 0.1% |
| Finance and insurance, and real estate and rental and leasing | 9.3% |
| Professional, scientific, management, and administrative | 18.9% |
| Educational services, and health care and social assistance | 11.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 22.2% |
| Other services, except public administration | 3.6% |
| Public administration | 3.6% |
In ZIP Code 96738, 72.5% of the population lists "English only" as the language spoken in home, while 11.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.9% of homes, and other Indo-European languages are spoken in 15.1% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hawaii County region.
| Language Spoken | Percent |
|---|---|
| English only | 72.5% |
| Spanish | 11.4% |
| Other Indo-European languages | 0.9% |
| Asian and Pacific Islander languages | 15.1% |
| Other languages | 0.0% |
Regarding consumer complaints about financial products in ZIP Code 96738, credit reporting or other personal consumer reports have received the most complaints in 96738 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Hawaii County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 3 |
| Mortgage | 2 |
| Checking or savings account | 1 |
| Credit card or prepaid card | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 3 |
| Closing on a mortgage | 1 |
| Communication tactics | 1 |
| Problem with a credit reporting company's investigation | 1 |
| Problem with a lender or other company charging your account | 1 |
| Other | 1 |
Regarding solar power potential, ZIP Code 96738 has an average daily solar radiation level of 5.84 kWh/m2/day. This is approximately 41.75% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 11.38% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 96738 | 42.47¢/kWh | 41.3¢/kWh | 35.7¢/kWh |
| Hawaii | 43.93¢/kWh | 40.82¢/kWh | 36.34¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 96738 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 6.46 | 1.9 | 5.84 |
| Feb | 6.59 | 3 | 6.31 |
| Mar | 6.03 | 3.65 | 7.02 |
| Apr | 5.65 | 5.13 | 7.3 |
| May | 4.97 | 5.17 | 7.13 |
| Jun | 4.83 | 5.72 | 6.95 |
| Jul | 5.03 | 6.22 | 6.51 |
| Aug | 5.69 | 6.08 | 6.65 |
| Sep | 6.2 | 5.15 | 7.02 |
| Oct | 6.4 | 3.32 | 6.92 |
| Nov | 6.11 | 2.33 | 5.99 |
| Dec | 6.09 | 1.78 | 5.46 |