ZIP Code 56560 is associated with the city of Moorhead in Minnesota (Clay County) in the U.S. Approximately 7% of the population lives below the poverty line, while the median househould income sits at $61,667. The ZIP Code 56560 has a median age of approximately 30.7 years, with 14.8% of residents aged 62 years and older. An estimated 94.7% in this Minnesota region have a high school degree or higher, while the per capita income comes in at approximately $29,181. The current population estimate is 44,321.
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The median household income in ZIP Code 56560 is $61,667, while the region's mean household income is $74,767. Breaking income down further, per capita income in the region is $29,181. The per capita income in ZIP Code 56560 of $29,181 is approximately 22.44% less than the per capita income in the U.S. overall of $37,625. An estimated 7.4% of the population is living below the poverty line in this region. This rate is approximately 22.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.3% of the population in 56560 earn $50,000 to $74,999 per year, while an estimated 16.4% earn $100,000 to $149,999 per year, and 3.2% of 56560 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.8% |
| $10,000 to $14,999 per year | 5.9% |
| $15,000 to $24,999 per year | 9.5% |
| $25,000 to $34,999 per year | 7.8% |
| $35,000 to $49,999 per year | 11.3% |
| $50,000 to $74,999 per year | 20.3% |
| $75,000 to $99,999 per year | 14.3% |
| $100,000 to $149,999 per year | 16.4% |
| $150,000 to $199,999 per year | 5.5% |
| $200,000 or more per year | 3.2% |
In ZIP Code 56560, 94.7% of the population graduated high school, while 37.6% have a bachelor's degree or higher. In this region, 2.1% achieved an education level less than 9th grade, while 10.8% hold a graduate or professional degree. Approximately 21.1% in this Clay County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.1% |
| 9th to 12th grade, no diploma | 3.2% |
| High school graduate (includes equivalency) | 21.1% |
| Some college, no degree | 20.8% |
| Associate's degree | 15.2% |
| Bachelor's degree | 26.8% |
| Graduate or professional degree | 10.8% |
Looking at race in the population that makes up ZIP Code 56560, 97.7% is one race, while 2.3% are two or more races. Approximately 4.5% of 56560 residents are hispanic or Latino (of any race). The most common race in 56560 (race alone or in combination with one or more other races), is White (90.9%), followed by Black or African American (5.8%) .
| Industry | Percent |
|---|---|
| White | 90.9% |
| Black or African American | 5.8% |
| American Indian and Alaska Native | 2.1% |
| Asian | 2.6% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 0.8% |
Residents of ZIP Code 56560 are younger than average. The median age of 30.7 years in ZIP Code 56560 is approximately 19.42% lower than the overall median age in the U.S. of 38.1 years. About 77.0% of residents are aged 18 years and older, and 14.8% of residents are 62 years and over. Approximately 14.9% of the population in 56560 falls in the age group 25 to 34 years, while an estimated 12.5% are aged 20 to 24 years. On the low end of the scale, 2.3% of 56560 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.9% |
| 5 to 9 years | 7.2% |
| 10 to 14 years | 5.6% |
| 15 to 19 years | 9.5% |
| 20 to 24 years | 12.5% |
| 25 to 34 years | 14.9% |
| 35 to 44 years | 11.8% |
| 45 to 54 years | 9.4% |
| 55 to 59 years | 5.8% |
| 60 to 64 years | 4.3% |
| 65 to 74 years | 6.5% |
| 75 to 84 years | 3.3% |
| 85 years and over | 2.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 56560 is current access to health insurance, as an estimated 93% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 56560 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93% |
| Risk Behavior | Percent of adults* |
|---|
Regarding the age of homes in ZIP Code 56560, an estimated 20.2% of homes were built between 2000 and 2009. Additionally, 14.9% of homes in the region were built between 1970 and 1979, while an estimated 3.0% of homes were built between 1940 and 1949 in this Clay County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 5.6% |
| Built between 2010 and 2013 | 4.2% |
| Built between 2000 and 2009 | 20.2% |
| Built between 1990 and 1999 | 11.0% |
| Built between 1980 and 1989 | 7.9% |
| Built between 1970 and 1979 | 14.9% |
| Built between 1960 and 1969 | 9.7% |
| Built between 1950 and 1959 | 13.4% |
| Built between 1940 and 1949 | 3.0% |
| Built in 1939 or earlier | 10.0% |
In 56560, 71.3% of the population is in the labor force. Recent estimates place 7.2% as working from home, while the total labor force in the region has a mean travel to time to work of 18.1 minutes. Approximately 33.8% of the employed population 16 years and over in 56560 work in educational services, and health care and social assistance, while an estimated 11.8% work in retail trade. On the lower end of the scale, just 0.9% of 56560 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.9% |
| Construction | 6.7% |
| Manufacturing | 7.1% |
| Wholesale trade | 3.2% |
| Retail trade | 11.8% |
| Transportation and warehousing, and utilities | 4.0% |
| Information | 1.8% |
| Finance and insurance, and real estate and rental and leasing | 7.1% |
| Professional, scientific, management, and administrative | 6.3% |
| Educational services, and health care and social assistance | 33.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.3% |
| Other services, except public administration | 4.9% |
| Public administration | 3.9% |
In ZIP Code 56560, 91.6% of the population lists "English only" as the language spoken in home, while 2.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.9% of homes, and other Indo-European languages are spoken in 1.5% of homes. Lastly, 3.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Clay County region.
| Language Spoken | Percent |
|---|---|
| English only | 91.6% |
| Spanish | 2.0% |
| Other Indo-European languages | 1.9% |
| Asian and Pacific Islander languages | 1.5% |
| Other languages | 3.1% |
Regarding solar power potential, ZIP Code 56560 has an average daily solar radiation level of 4.74 kWh/m2/day. This is approximately 15.05% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.07% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 56560 | 10.26¢/kWh | 9.69¢/kWh | 6.84¢/kWh |
| Minnesota | 15.12¢/kWh | 11.99¢/kWh | 9.04¢/kWh |
| United States | 17.11¢/kWh | 13.27¢/kWh | 8.26¢/kWh |
| Month | ZIP Code 56560 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.03 | 1.9 | 5.84 |
| Feb | 3.89 | 3 | 6.31 |
| Mar | 4.92 | 3.65 | 7.02 |
| Apr | 5.78 | 5.13 | 7.3 |
| May | 5.54 | 5.17 | 7.13 |
| Jun | 5.81 | 5.72 | 6.95 |
| Jul | 6.49 | 6.22 | 6.51 |
| Aug | 6.19 | 6.08 | 6.65 |
| Sep | 5.52 | 5.15 | 7.02 |
| Oct | 3.94 | 3.32 | 6.92 |
| Nov | 3.1 | 2.33 | 5.99 |
| Dec | 2.69 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 56560, credit reporting or other personal consumer reports have received the most complaints in 56560 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Clay County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 53 |
| Credit reporting or credit repair services | 44 |
| Checking or savings account | 19 |
| Debt collection | 12 |
| Vehicle loan or lease | 12 |
| Other | 39 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 45 |
| Incorrect information on your report | 35 |
| Problem with a company's investigation into an existing problem | 13 |
| Managing an account | 12 |
| Attempts to collect debt not owed | 8 |
| Other | 66 |