ZIP Code 56362 is associated with the city of Paynesville in Minnesota (Stearns County) in the U.S. Approximately 6% of the population is living below the poverty line. The median household income of this region is $64,421. An estimated 89.5% in this Minnesota region have a high school degree or higher, while the per capita income comes in at approximately $32,508. The median age in ZIP Code 56362 is approximately 46.0 years, with 25.4% of residents aged 62 years and older. The current population estimate is 5,772.
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The median household income in ZIP Code 56362 is $64,421, while the region's mean household income is $78,932. Breaking income down further, per capita income in the region is $32,508. The per capita income in ZIP Code 56362 of $32,508 is approximately 13.6% less than the per capita income in the U.S. overall of $37,625. An estimated 5.6% of the population is living below the poverty line in this region. This rate is approximately 41.05% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.4% of the population in 56362 earn $50,000 to $74,999 per year, while an estimated 15.4% earn $100,000 to $149,999 per year, and 3.6% of 56362 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.9% |
| $10,000 to $14,999 per year | 5.0% |
| $15,000 to $24,999 per year | 7.0% |
| $25,000 to $34,999 per year | 6.7% |
| $35,000 to $49,999 per year | 13.2% |
| $50,000 to $74,999 per year | 23.4% |
| $75,000 to $99,999 per year | 14.6% |
| $100,000 to $149,999 per year | 15.4% |
| $150,000 to $199,999 per year | 6.2% |
| $200,000 or more per year | 3.6% |
In ZIP Code 56362, 89.5% of the population graduated high school, while 20.8% have a bachelor's degree or higher. In this region, 5.1% achieved an education level less than 9th grade, while 6.7% hold a graduate or professional degree. Approximately 34.2% in this Stearns County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 5.1% |
| 9th to 12th grade, no diploma | 5.5% |
| High school graduate (includes equivalency) | 34.2% |
| Some college, no degree | 20.6% |
| Associate's degree | 13.9% |
| Bachelor's degree | 14.1% |
| Graduate or professional degree | 6.7% |
Looking at race in the population that makes up ZIP Code 56362, 99.2% is one race, while 0.8% are two or more races. Approximately 4.1% of 56362 residents are hispanic or Latino (of any race). The most common race in 56362 (race alone or in combination with one or more other races), is White (96.3%), followed by Some other race (2.0%) .
| Industry | Percent |
|---|---|
| White | 96.3% |
| Black or African American | 0.9% |
| American Indian and Alaska Native | 0.3% |
| Asian | 1.2% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 2.0% |
Residents of ZIP Code 56362 are older than average. The median age of 46.0 years in ZIP Code 56362 is approximately 20.73% higher than the overall median age in the U.S. of 38.1 years. About 77.4% of residents are aged 18 years and older, and 25.4% of residents are 62 years and over. Approximately 13.1% of the population in 56362 falls in the age group 45 to 54 years, while an estimated 11.1% are aged 35 to 44 years. On the low end of the scale, 3.6% of 56362 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.7% |
| 5 to 9 years | 6.2% |
| 10 to 14 years | 6.7% |
| 15 to 19 years | 7.8% |
| 20 to 24 years | 3.7% |
| 25 to 34 years | 8.8% |
| 35 to 44 years | 11.1% |
| 45 to 54 years | 13.1% |
| 55 to 59 years | 9.1% |
| 60 to 64 years | 7.8% |
| 65 to 74 years | 10.9% |
| 75 to 84 years | 6.6% |
| 85 years and over | 3.6% |
One of the leading chronic health issues in ZIP Code 56362 is high cholesterol, as an estimated 36.0% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 56362 is high blood pressure, as approximately 34.7% of adults 18 and older in this Stearns County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 27.8% |
| High blood pressure | 34.7% |
| Cancer (excluding skin cancer) | 8.8% |
| Current asthma | 9.3% |
| Coronary heart disease | 7.1% |
| Diagnosed diabetes | 10.8% |
| High cholesterol | 36.0% |
| Chronic kidney disease | 3.4% |
| Stroke | 3.6% |
One of the top preventative health measures in ZIP Code 56362 is current access to health insurance, as an estimated 92.9% of adults 18 and older take part in this preventive measure. Additionally, 83.6% of those 18 and above in 56362 list cholesterol screening, as a preventive measure. Common health risk behaviors in 56362 include obesity (39.4% of adults aged 18 and above) and sleeping less than 7 hours (28.8% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.9% |
| Taking medicine for high blood pressure control | 79.1% |
| Visits to doctor for routine checkup | 72.4% |
| Cholesterol screening | 83.6% |
| Visits to dentist or dental clinic | 69.2% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 19.2% |
| Current smoking | 17.2% |
| No leisure-time physical activity | 25.1% |
| Obesity | 39.4% |
| Sleeping less than 7 hours | 28.8% |
Regarding the age of homes in ZIP Code 56362, an estimated 19.4% of homes were built between 1970 and 1979. Additionally, 18.3% of homes in the region were built in 1939 or earlier, while an estimated 1.1% of homes were built between 2010 and 2013 in this Stearns County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.8% |
| Built between 2010 and 2013 | 1.1% |
| Built between 2000 and 2009 | 13.1% |
| Built between 1990 and 1999 | 11.9% |
| Built between 1980 and 1989 | 12.3% |
| Built between 1970 and 1979 | 19.4% |
| Built between 1960 and 1969 | 11.0% |
| Built between 1950 and 1959 | 6.2% |
| Built between 1940 and 1949 | 5.0% |
| Built in 1939 or earlier | 18.3% |
In 56362, 70.6% of the population is in the labor force. Recent estimates place 7.6% as working from home, while the total labor force in the region has a mean travel to time to work of 23.7 minutes. Approximately 21.1% of the employed population 16 years and over in 56362 work in educational services, and health care and social assistance, while an estimated 17.2% work in manufacturing. On the lower end of the scale, just 1.2% of 56362 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 9.2% |
| Construction | 9.3% |
| Manufacturing | 17.2% |
| Wholesale trade | 3.1% |
| Retail trade | 8.5% |
| Transportation and warehousing, and utilities | 4.8% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 5.5% |
| Professional, scientific, management, and administrative | 5.2% |
| Educational services, and health care and social assistance | 21.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.3% |
| Other services, except public administration | 4.9% |
| Public administration | 2.7% |
In ZIP Code 56362, 94.7% of the population lists "English only" as the language spoken in home, while 4.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.6% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Stearns County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.7% |
| Spanish | 4.3% |
| Other Indo-European languages | 0.6% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.1% |
Regarding solar power potential, ZIP Code 56362 has an average daily solar radiation level of 4.83 kWh/m2/day. This is approximately 17.23% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.71% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 56362 | 11.48¢/kWh | 8.73¢/kWh | 6.83¢/kWh |
| Minnesota | 14.36¢/kWh | 11.68¢/kWh | 8.94¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 56362 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.34 | 1.9 | 5.84 |
| Feb | 4.15 | 3 | 6.31 |
| Mar | 4.84 | 3.65 | 7.02 |
| Apr | 5.63 | 5.13 | 7.3 |
| May | 5.6 | 5.17 | 7.13 |
| Jun | 5.94 | 5.72 | 6.95 |
| Jul | 6.44 | 6.22 | 6.51 |
| Aug | 5.98 | 6.08 | 6.65 |
| Sep | 5.65 | 5.15 | 7.02 |
| Oct | 4.16 | 3.32 | 6.92 |
| Nov | 3.5 | 2.33 | 5.99 |
| Dec | 2.73 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 56362, checking or savings account have received the most complaints in 56362 in the past 12 months. Credit card received the second most complaints. The most frequent complaint overall in this Stearns County region was closing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 1 |
| Credit card | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Closing an account | 1 |
| Closing your account | 1 |
| Trouble during payment process | 1 |