The 46540 ZIP Code is associated with the city of Middlebury in Indiana in Elkhart County in the United States. The current population estimate is 11,881. Approximately 2% of the population lives below the poverty line, while the median househould income sits at $79,459. The ZIP Code 46540 has a median age of approximately 34.7 years, with 17.5% of residents aged 62 years and older. An estimated 73.0% in this Indiana region have a high school degree or higher, while the per capita income comes in at approximately $32,221.
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The median household income in ZIP Code 46540 is $79,459, while the region's mean household income is $99,576. Breaking income down further, per capita income in the region is $32,221. The per capita income in ZIP Code 46540 of $32,221 is approximately 8.21% more than the per capita income in Indiana overall of $29,777. An estimated 2.0% of the population is living below the poverty line in this region. This rate is approximately 78.95% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.4% of the population in 46540 earn $50,000 to $74,999 per year, while an estimated 17.4% earn $100,000 to $149,999 per year, and 0.9% of 46540 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.4% |
| $10,000 to $14,999 per year | 0.9% |
| $15,000 to $24,999 per year | 4.1% |
| $25,000 to $34,999 per year | 10.4% |
| $35,000 to $49,999 per year | 8.5% |
| $50,000 to $74,999 per year | 20.4% |
| $75,000 to $99,999 per year | 16.1% |
| $100,000 to $149,999 per year | 17.4% |
| $150,000 to $199,999 per year | 12.1% |
| $200,000 or more per year | 7.6% |
Looking at race in the population that makes up ZIP Code 46540, 99.3% is one race, while 0.7% are two or more races. Approximately 3.2% of 46540 residents are hispanic or Latino (of any race). The most common race in 46540 (race alone or in combination with one or more other races), is White (98.3%), followed by Black or African American (1.6%) .
| Industry | Percent |
|---|---|
| White | 98.3% |
| Black or African American | 1.6% |
| American Indian and Alaska Native | 0.5% |
| Asian | 0.2% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 0.1% |
Residents of ZIP Code 46540 are younger than average. The median age of 34.7 years in ZIP Code 46540 is approximately 8.92% lower than the overall median age in the U.S. of 38.1 years. About 69.8% of residents are aged 18 years and older, and 17.5% of residents are 62 years and over. Approximately 12.2% of the population in 46540 falls in the age group 35 to 44 years, while an estimated 11.2% are aged 45 to 54 years. On the low end of the scale, 1.2% of 46540 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.2% |
| 5 to 9 years | 7.1% |
| 10 to 14 years | 8.3% |
| 15 to 19 years | 9.2% |
| 20 to 24 years | 6.8% |
| 25 to 34 years | 11.0% |
| 35 to 44 years | 12.2% |
| 45 to 54 years | 11.2% |
| 55 to 59 years | 5.8% |
| 60 to 64 years | 7.1% |
| 65 to 74 years | 8.5% |
| 75 to 84 years | 3.6% |
| 85 years and over | 1.2% |
In ZIP Code 46540, 69.4% of the population lists "English only" as the language spoken in home, while 3.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 26.5% of homes, and other Indo-European languages are spoken in 0.2% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Elkhart County region.
| Language Spoken | Percent |
|---|---|
| English only | 69.4% |
| Spanish | 3.3% |
| Other Indo-European languages | 26.5% |
| Asian and Pacific Islander languages | 0.2% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 46540, an estimated 21.1% of homes were built between 1990 and 1999. Additionally, 20.6% of homes in the region were built between 1970 and 1979, while an estimated 1.1% of homes were built between 2010 and 2013 in this Elkhart County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.4% |
| Built between 2010 and 2013 | 1.1% |
| Built between 2000 and 2009 | 18.6% |
| Built between 1990 and 1999 | 21.1% |
| Built between 1980 and 1989 | 10.6% |
| Built between 1970 and 1979 | 20.6% |
| Built between 1960 and 1969 | 6.6% |
| Built between 1950 and 1959 | 5.4% |
| Built between 1940 and 1949 | 1.2% |
| Built in 1939 or earlier | 11.2% |
In ZIP Code 46540, 73.0% of the population graduated high school, while 22.1% have a bachelor's degree or higher. In this region, 20.1% achieved an education level less than 9th grade, while 7.7% hold a graduate or professional degree. Approximately 25.1% in this Elkhart County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 20.1% |
| 9th to 12th grade, no diploma | 6.8% |
| High school graduate (includes equivalency) | 25.1% |
| Some college, no degree | 20.2% |
| Associate's degree | 5.6% |
| Bachelor's degree | 14.4% |
| Graduate or professional degree | 7.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 46540 is current access to health insurance, as an estimated 89.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 46540 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.1% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 46540 has an average daily solar radiation level of 4.68 kWh/m2/day. This is approximately 13.59% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.98% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 46540 | 11.64¢/kWh | 10.75¢/kWh | 6.37¢/kWh |
| Indiana | 17.02¢/kWh | 13.84¢/kWh | 8.51¢/kWh |
| United States | 17.47¢/kWh | 12.96¢/kWh | 8.3¢/kWh |
| Month | ZIP Code 46540 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.89 | 1.9 | 5.84 |
| Feb | 3.61 | 3 | 6.31 |
| Mar | 4.93 | 3.65 | 7.02 |
| Apr | 5.38 | 5.13 | 7.3 |
| May | 5.74 | 5.17 | 7.13 |
| Jun | 5.93 | 5.72 | 6.95 |
| Jul | 6.3 | 6.22 | 6.51 |
| Aug | 5.83 | 6.08 | 6.65 |
| Sep | 5.64 | 5.15 | 7.02 |
| Oct | 4.28 | 3.32 | 6.92 |
| Nov | 3.13 | 2.33 | 5.99 |
| Dec | 2.51 | 1.78 | 5.46 |
In 46540, 66.9% of the population is in the labor force. Recent estimates place 7.0% as working from home, while the total labor force in the region has a mean travel to time to work of 19.0 minutes. Approximately 36.6% of the employed population 16 years and over in 46540 work in manufacturing, while an estimated 13.4% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.7% of 46540 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.2% |
| Construction | 6.8% |
| Manufacturing | 36.6% |
| Wholesale trade | 1.6% |
| Retail trade | 8.7% |
| Transportation and warehousing, and utilities | 3.3% |
| Information | 0.7% |
| Finance and insurance, and real estate and rental and leasing | 4.0% |
| Professional, scientific, management, and administrative | 5.2% |
| Educational services, and health care and social assistance | 13.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 10.7% |
| Other services, except public administration | 4.4% |
| Public administration | 2.4% |