The 40823 ZIP Code is associated with the city of Cumberland in Kentucky in Harlan County in the United States. The current population estimate is 3,566. An estimated 26.0% of residents in the 40823 ZIP Code are of age 62 years and older. Overall, the region has a median age of 43.0 years. An estimated 12.8% in this Kentucky region have a bachelor's degree or higher, and the per capita income is approximately $17,592. Median househould income is at $26,786, with an estimated 31% of the population living below the poverty line.
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The median household income in ZIP Code 40823 is $26,786, while the region's mean household income is $38,754. Breaking income down further, per capita income in the region is $17,592. The per capita income in ZIP Code 40823 of $17,592 is approximately 37.57% less than the per capita income in the U.S. overall of $28,178. An estimated 31.3% of the population is living below the poverty line in this region. This rate is approximately229.47% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.9% of the population in 40823 earn $15,000 to $24,999 per year, while an estimated 16.4% earn $35,000 to $49,999 per year, and 0.3% of 40823 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 15.6% |
| $10,000 to $14,999 per year | 11.7% |
| $15,000 to $24,999 per year | 19.9% |
| $25,000 to $34,999 per year | 11.1% |
| $35,000 to $49,999 per year | 16.4% |
| $50,000 to $74,999 per year | 13.8% |
| $75,000 to $99,999 per year | 3.6% |
| $100,000 to $149,999 per year | 6.8% |
| $150,000 to $199,999 per year | 0.9% |
| $200,000 or more per year | 0.3% |
Looking at race in the population that makes up ZIP Code 40823, 95.9% is one race, while 4.1% are two or more races. Approximately 0.9% of 40823 residents are hispanic or Latino (of any race). The most common race in 40823 (race alone or in combination with one or more other races), is White (99.6%), followed by Black or African American (3.5%) .
| Industry | Percent |
|---|---|
| White | 99.6% |
| Black or African American | 3.5% |
| American Indian and Alaska Native | 0.9% |
| Asian | 0.2% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
Residents of ZIP Code 40823 are older than average. The median age of 43.0 years in ZIP Code 40823 is approximately 12.86% higher than the overall median age in the U.S. of 38.1 years. About 76.4% of residents are aged 18 years and older, and 26.0% of residents are 62 years and over. Approximately 12.2% of the population in 40823 falls in the age group 35 to 44 years, while an estimated 11.7% are aged 45 to 54 years. On the low end of the scale, 1.6% of 40823 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.3% |
| 5 to 9 years | 8.6% |
| 10 to 14 years | 6.1% |
| 15 to 19 years | 5.0% |
| 20 to 24 years | 4.3% |
| 25 to 34 years | 10.2% |
| 35 to 44 years | 12.2% |
| 45 to 54 years | 11.7% |
| 55 to 59 years | 7.4% |
| 60 to 64 years | 8.2% |
| 65 to 74 years | 10.6% |
| 75 to 84 years | 8.9% |
| 85 years and over | 1.6% |
In ZIP Code 40823, 98.6% of the population lists "English only" as the language spoken in home, while 1.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Harlan County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.6% |
| Spanish | 1.0% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 40823, an estimated 23.9% of homes were built between 1950 and 1959. Additionally, 14.7% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built in 2014 or later in this Harlan County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 2.1% |
| Built between 2000 and 2009 | 3.9% |
| Built between 1990 and 1999 | 9.2% |
| Built between 1980 and 1989 | 11.4% |
| Built between 1970 and 1979 | 14.7% |
| Built between 1960 and 1969 | 11.7% |
| Built between 1950 and 1959 | 23.9% |
| Built between 1940 and 1949 | 9.3% |
| Built in 1939 or earlier | 13.8% |
In ZIP Code 40823, 73.4% of the population graduated high school, while 12.8% have a bachelor's degree or higher. In this region, 12.4% achieved an education level less than 9th grade, while 5.1% hold a graduate or professional degree. Approximately 33.3% in this Harlan County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 12.4% |
| 9th to 12th grade, no diploma | 14.3% |
| High school graduate (includes equivalency) | 33.3% |
| Some college, no degree | 17.3% |
| Associate's degree | 10.0% |
| Bachelor's degree | 7.7% |
| Graduate or professional degree | 5.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 40823 is current access to health insurance, as an estimated 89.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 40823 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 89.8% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 40823 has an average daily solar radiation level of 4.84 kWh/m2/day. This is approximately 17.48% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.56% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 40823 | 8.83¢/kWh | 8.41¢/kWh | 5.04¢/kWh |
| Kentucky | 12.47¢/kWh | 11.34¢/kWh | 6.69¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 40823 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.72 | 1.9 | 5.84 |
| Feb | 4.19 | 3 | 6.31 |
| Mar | 4.95 | 3.65 | 7.02 |
| Apr | 5.29 | 5.13 | 7.3 |
| May | 5.43 | 5.17 | 7.13 |
| Jun | 5.47 | 5.72 | 6.95 |
| Jul | 5.13 | 6.22 | 6.51 |
| Aug | 5.69 | 6.08 | 6.65 |
| Sep | 5.36 | 5.15 | 7.02 |
| Oct | 5.23 | 3.32 | 6.92 |
| Nov | 4.24 | 2.33 | 5.99 |
| Dec | 3.39 | 1.78 | 5.46 |
In 40823, 43.5% of the population is in the labor force. Recent estimates place 0.0% as working from home, while the total labor force in the region has a mean travel to time to work of 19.6 minutes. Approximately 36.2% of the employed population 16 years and over in 40823 work in educational services, and health care and social assistance, while an estimated 12.1% work in retail trade. On the lower end of the scale, just 0.2% of 40823 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 7.4% |
| Construction | 5.1% |
| Manufacturing | 8.1% |
| Wholesale trade | 0.2% |
| Retail trade | 12.1% |
| Transportation and warehousing, and utilities | 7.0% |
| Information | 2.3% |
| Finance and insurance, and real estate and rental and leasing | 0.6% |
| Professional, scientific, management, and administrative | 3.2% |
| Educational services, and health care and social assistance | 36.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.5% |
| Other services, except public administration | 3.2% |
| Public administration | 3.2% |