The 40228 ZIP Code is associated with the city of Louisville in Kentucky in Jefferson County in the United States. The current population estimate is 15,927. The 40228 ZIP Code has a median age of 43.1 years, and 19.3% of residents are aged 62 years and older. Median househould income in this region is $69,367, while about 4% of the population lives below the poverty line. An estimated 26.6% in this Kentucky region have a bachelor's degree or higher, and the per capita income is approximately $33,567.
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The median household income in ZIP Code 40228 is $69,367, while the region's mean household income is $81,981. Breaking income down further, per capita income in the region is $33,567. The per capita income in ZIP Code 40228 of $33,567 is approximately 19.12% more than the per capita income in Kentucky overall of $28,178. An estimated 4.2% of the population is living below the poverty line in this region. This rate is approximately 55.79% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.1% of the population in 40228 earn $75,000 to $99,999 per year, while an estimated 20.1% earn $100,000 to $149,999 per year, and 3.2% of 40228 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.9% |
| $10,000 to $14,999 per year | 3.5% |
| $15,000 to $24,999 per year | 4.8% |
| $25,000 to $34,999 per year | 6.5% |
| $35,000 to $49,999 per year | 12.7% |
| $50,000 to $74,999 per year | 19.7% |
| $75,000 to $99,999 per year | 21.1% |
| $100,000 to $149,999 per year | 20.1% |
| $150,000 to $199,999 per year | 3.2% |
| $200,000 or more per year | 3.5% |
Looking at race in the population that makes up ZIP Code 40228, 98.7% is one race, while 1.3% are two or more races. Approximately 5.2% of 40228 residents are hispanic or Latino (of any race). The most common race in 40228 (race alone or in combination with one or more other races), is White (83.9%), followed by Black or African American (13.1%) .
| Industry | Percent |
|---|---|
| White | 83.9% |
| Black or African American | 13.1% |
| American Indian and Alaska Native | 0.3% |
| Asian | 2.0% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 1.9% |
Residents of ZIP Code 40228 are older than average. The median age of 43.1 years in ZIP Code 40228 is approximately 13.12% higher than the overall median age in the U.S. of 38.1 years. About 81.1% of residents are aged 18 years and older, and 19.3% of residents are 62 years and over. Approximately 16.7% of the population in 40228 falls in the age group 45 to 54 years, while an estimated 14.0% are aged 25 to 34 years. On the low end of the scale, 2.0% of 40228 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.7% |
| 5 to 9 years | 4.6% |
| 10 to 14 years | 5.3% |
| 15 to 19 years | 6.0% |
| 20 to 24 years | 5.2% |
| 25 to 34 years | 14.0% |
| 35 to 44 years | 12.1% |
| 45 to 54 years | 16.7% |
| 55 to 59 years | 8.5% |
| 60 to 64 years | 6.1% |
| 65 to 74 years | 8.5% |
| 75 to 84 years | 5.3% |
| 85 years and over | 2.0% |
In ZIP Code 40228, 90.9% of the population lists "English only" as the language spoken in home, while 3.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.0% of homes, and other Indo-European languages are spoken in 1.8% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Jefferson County region.
| Language Spoken | Percent |
|---|---|
| English only | 90.9% |
| Spanish | 3.8% |
| Other Indo-European languages | 3.0% |
| Asian and Pacific Islander languages | 1.8% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 40228, an estimated 21.7% of homes were built between 2000 and 2009. Additionally, 19.8% of homes in the region were built between 1970 and 1979, while an estimated 1.3% of homes were built in 1939 or earlier in this Jefferson County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 4.2% |
| Built between 2010 and 2013 | 2.5% |
| Built between 2000 and 2009 | 21.7% |
| Built between 1990 and 1999 | 11.2% |
| Built between 1980 and 1989 | 7.6% |
| Built between 1970 and 1979 | 19.8% |
| Built between 1960 and 1969 | 19.6% |
| Built between 1950 and 1959 | 9.2% |
| Built between 1940 and 1949 | 3.0% |
| Built in 1939 or earlier | 1.3% |
In ZIP Code 40228, 92.5% of the population graduated high school, while 26.6% have a bachelor's degree or higher. In this region, 3.3% achieved an education level less than 9th grade, while 8.7% hold a graduate or professional degree. Approximately 32.1% in this Jefferson County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.3% |
| 9th to 12th grade, no diploma | 4.3% |
| High school graduate (includes equivalency) | 32.1% |
| Some college, no degree | 24.5% |
| Associate's degree | 9.3% |
| Bachelor's degree | 17.9% |
| Graduate or professional degree | 8.7% |
One of the leading chronic health issues in ZIP Code 40228 is high cholesterol, as an estimated 36.2% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 40228 is high blood pressure, as approximately 34.3% of adults 18 and older in this Jefferson County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 25.8% |
| High blood pressure | 34.3% |
| Cancer (excluding skin cancer) | 6.9% |
| Current asthma | 10.6% |
| Coronary heart disease | 5.7% |
| Diagnosed diabetes | 10.4% |
| High cholesterol | 36.2% |
| Chronic kidney disease | 2.9% |
| Stroke | 2.9% |
One of the top preventative health measures in ZIP Code 40228 is current access to health insurance, as an estimated 94.1% of adults 18 and older take part in this preventive measure. Additionally, 86.2% of those 18 and above in 40228 list cholesterol screening, as a preventive measure. Common health risk behaviors in 40228 include obesity (36.1% of adults aged 18 and above) and sleeping less than 7 hours (34.4% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.1% |
| Taking medicine for high blood pressure control | 80.1% |
| Visits to doctor for routine checkup | 72.2% |
| Cholesterol screening | 86.2% |
| Visits to dentist or dental clinic | 65.2% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.4% |
| Current smoking | 17.8% |
| No leisure-time physical activity | 26.7% |
| Obesity | 36.1% |
| Sleeping less than 7 hours | 34.4% |
Regarding solar power potential, ZIP Code 40228 has an average daily solar radiation level of 4.81 kWh/m2/day. This is approximately 16.75% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.01% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 40228 | 9¢/kWh | 8.34¢/kWh | 6.17¢/kWh |
| Kentucky | 12.48¢/kWh | 12.1¢/kWh | 6.31¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 40228 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.52 | 1.9 | 5.84 |
| Feb | 4.13 | 3 | 6.31 |
| Mar | 4.45 | 3.65 | 7.02 |
| Apr | 5.37 | 5.13 | 7.3 |
| May | 5.33 | 5.17 | 7.13 |
| Jun | 5.79 | 5.72 | 6.95 |
| Jul | 5.62 | 6.22 | 6.51 |
| Aug | 5.91 | 6.08 | 6.65 |
| Sep | 5.73 | 5.15 | 7.02 |
| Oct | 4.86 | 3.32 | 6.92 |
| Nov | 4.08 | 2.33 | 5.99 |
| Dec | 2.93 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 40228, credit reporting or credit repair services have received the most complaints in 40228 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Jefferson County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 81 |
| Credit reporting or other personal consumer reports | 44 |
| Debt collection | 8 |
| Payday loan, title loan, or personal loan | 3 |
| Checking or savings account | 1 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 46 |
| Incorrect information on your report | 46 |
| Problem with a credit reporting company's investigation | 29 |
| Attempts to collect debt not owed | 7 |
| Problem with a company's investigation into an existing problem | 5 |
| Other | 6 |
In 40228, 70.3% of the population is in the labor force. Recent estimates place 4.5% as working from home, while the total labor force in the region has a mean travel to time to work of 23.6 minutes. Approximately 23.7% of the employed population 16 years and over in 40228 work in educational services, and health care and social assistance, while an estimated 12.1% work in manufacturing. On the lower end of the scale, just 0.6% of 40228 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 4.4% |
| Manufacturing | 12.1% |
| Wholesale trade | 2.7% |
| Retail trade | 12.0% |
| Transportation and warehousing, and utilities | 10.5% |
| Information | 3.3% |
| Finance and insurance, and real estate and rental and leasing | 7.7% |
| Professional, scientific, management, and administrative | 7.4% |
| Educational services, and health care and social assistance | 23.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.7% |
| Other services, except public administration | 5.7% |
| Public administration | 3.1% |