The 40076 ZIP Code is associated with the city of Waddy in Kentucky in Shelby County in the United States. The current population estimate is 2,502. An estimated 20.5% in this Kentucky region have a bachelor's degree or higher, and the per capita income is approximately $30,483. The median household income is at $71,250, while an estimated 14% of the population in this ZIP is living below the poverty line. The median age in ZIP Code 40076 is approximately 43.0 years, and 23.9% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 40076 is $71,250, while the region's mean household income is $80,193. Breaking income down further, per capita income in the region is $30,483. The per capita income in ZIP Code 40076 of $30,483 is approximately 8.18% more than the per capita income in Kentucky overall of $28,178. An estimated 14.1% of the population is living below the poverty line in this region. This rate is approximately48.42% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.5% of the population in 40076 earn $100,000 to $149,999 per year, while an estimated 16.1% earn $25,000 to $34,999 per year, and 2.1% of 40076 residents earn $15,000 to $24,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.7% |
| $10,000 to $14,999 per year | 3.0% |
| $15,000 to $24,999 per year | 2.1% |
| $25,000 to $34,999 per year | 16.1% |
| $35,000 to $49,999 per year | 10.4% |
| $50,000 to $74,999 per year | 13.4% |
| $75,000 to $99,999 per year | 14.4% |
| $100,000 to $149,999 per year | 24.5% |
| $150,000 to $199,999 per year | 6.2% |
| $200,000 or more per year | 3.2% |
Looking at race in the population that makes up ZIP Code 40076, 98.9% is one race, while 1.1% are two or more races. Approximately 2.8% of 40076 residents are hispanic or Latino (of any race). The most common race in 40076 (race alone or in combination with one or more other races), is White (99.4%), followed by American Indian and Alaska Native (1.0%) .
| Industry | Percent |
|---|---|
| White | 99.4% |
| Black or African American | 0.7% |
| American Indian and Alaska Native | 1.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
Residents of ZIP Code 40076 are older than average. The median age of 43.0 years in ZIP Code 40076 is approximately 12.86% higher than the overall median age in the U.S. of 38.1 years. About 75.3% of residents are aged 18 years and older, and 23.9% of residents are 62 years and over. Approximately 13.2% of the population in 40076 falls in the age group 35 to 44 years, while an estimated 12.2% are aged 45 to 54 years. On the low end of the scale, 0.7% of 40076 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.5% |
| 5 to 9 years | 4.5% |
| 10 to 14 years | 8.1% |
| 15 to 19 years | 6.9% |
| 20 to 24 years | 4.7% |
| 25 to 34 years | 5.9% |
| 35 to 44 years | 13.2% |
| 45 to 54 years | 12.2% |
| 55 to 59 years | 8.8% |
| 60 to 64 years | 9.1% |
| 65 to 74 years | 11.4% |
| 75 to 84 years | 7.1% |
| 85 years and over | 0.7% |
In ZIP Code 40076, 96.6% of the population lists "English only" as the language spoken in home, while 3.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Shelby County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.6% |
| Spanish | 3.4% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 40076, an estimated 23.8% of homes were built between 1990 and 1999. Additionally, 23.1% of homes in the region were built between 2000 and 2009, while an estimated 1.3% of homes were built between 1950 and 1959 in this Shelby County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 4.5% |
| Built between 2010 and 2013 | 7.3% |
| Built between 2000 and 2009 | 23.1% |
| Built between 1990 and 1999 | 23.8% |
| Built between 1980 and 1989 | 9.5% |
| Built between 1970 and 1979 | 7.5% |
| Built between 1960 and 1969 | 4.5% |
| Built between 1950 and 1959 | 1.3% |
| Built between 1940 and 1949 | 4.0% |
| Built in 1939 or earlier | 14.4% |
In ZIP Code 40076, 88.5% of the population graduated high school, while 20.5% have a bachelor's degree or higher. In this region, 6.7% achieved an education level less than 9th grade, while 7.7% hold a graduate or professional degree. Approximately 40.7% in this Shelby County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.7% |
| 9th to 12th grade, no diploma | 4.8% |
| High school graduate (includes equivalency) | 40.7% |
| Some college, no degree | 17.5% |
| Associate's degree | 9.8% |
| Bachelor's degree | 12.8% |
| Graduate or professional degree | 7.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 40076 is current access to health insurance, as an estimated 94.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 40076 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 40076 has an average daily solar radiation level of 4.98 kWh/m2/day. This is approximately 20.87% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.43% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 40076 | 10.85¢/kWh | 8.96¢/kWh | 7.01¢/kWh |
| Kentucky | 12.47¢/kWh | 11.34¢/kWh | 6.69¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 40076 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.6 | 1.9 | 5.84 |
| Feb | 4.04 | 3 | 6.31 |
| Mar | 5.04 | 3.65 | 7.02 |
| Apr | 5.27 | 5.13 | 7.3 |
| May | 5.51 | 5.17 | 7.13 |
| Jun | 5.87 | 5.72 | 6.95 |
| Jul | 5.83 | 6.22 | 6.51 |
| Aug | 5.99 | 6.08 | 6.65 |
| Sep | 5.74 | 5.15 | 7.02 |
| Oct | 5.19 | 3.32 | 6.92 |
| Nov | 4.29 | 2.33 | 5.99 |
| Dec | 3.37 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 40076, checking or savings account have received the most complaints in 40076 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Shelby County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 1 |
In 40076, 58.8% of the population is in the labor force. Recent estimates place 2.6% as working from home, while the total labor force in the region has a mean travel to time to work of 29.8 minutes. Approximately 19.1% of the employed population 16 years and over in 40076 work in educational services, and health care and social assistance, while an estimated 18.9% work in manufacturing. On the lower end of the scale, just 0.5% of 40076 workers 16 years and over work in finance and insurance, and real estate and rental and leasing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 6.3% |
| Construction | 12.3% |
| Manufacturing | 18.9% |
| Wholesale trade | 1.1% |
| Retail trade | 14.6% |
| Transportation and warehousing, and utilities | 4.2% |
| Information | 1.9% |
| Finance and insurance, and real estate and rental and leasing | 0.5% |
| Professional, scientific, management, and administrative | 4.8% |
| Educational services, and health care and social assistance | 19.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 4.7% |
| Other services, except public administration | 3.7% |
| Public administration | 7.8% |