The ZIP Code 32541 is associated with the city of Destin in Florida in Okaloosa County in the U.S. The median household income is $80,469, while about 5% of the population is living below the poverty line. The ZIP Code 32541 has a median age of approximately 42.5 years, with 23.1% of residents aged 62 years and older. Approximately 44.5% of residents in this Florida region have a bachelor's degree or higher, and the per capita income is an estimated $47,558. The current population estimate is 19,066.
5:48 am
7:36 pm
Good
Looking at race in the population that makes up ZIP Code 32541, 97.1% is one race, while 2.9% are two or more races. Approximately 9.2% of 32541 residents are hispanic or Latino (of any race). The most common race in 32541 (race alone or in combination with one or more other races), is White (89.1%), followed by Some other race (5.1%) .
| Industry | Percent |
|---|---|
| White | 89.1% |
| Black or African American | 3.8% |
| American Indian and Alaska Native | 1.8% |
| Asian | 3.0% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 5.1% |
The median household income in ZIP Code 32541 is $80,469, while the region's mean household income is $107,446. Breaking income down further, per capita income in the region is $47,558. The per capita income in ZIP Code 32541 of $47,558 is approximately 50.41% more than the per capita income in Florida overall of $31,619. An estimated 5.3% of the population is living below the poverty line in this region. This rate is approximately 44.21% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.3% of the population in 32541 earn $100,000 to $149,999 per year, while an estimated 17.7% earn $50,000 to $74,999 per year, and 2.4% of 32541 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.3% |
| $10,000 to $14,999 per year | 2.4% |
| $15,000 to $24,999 per year | 5.7% |
| $25,000 to $34,999 per year | 5.7% |
| $35,000 to $49,999 per year | 11.6% |
| $50,000 to $74,999 per year | 17.7% |
| $75,000 to $99,999 per year | 17.4% |
| $100,000 to $149,999 per year | 19.3% |
| $150,000 to $199,999 per year | 7.9% |
| $200,000 or more per year | 9.1% |
In ZIP Code 32541, 95.8% of the population graduated high school, while 44.5% have a bachelor's degree or higher. In this region, 1.7% achieved an education level less than 9th grade, while 17.2% hold a graduate or professional degree. Approximately 19.0% in this Okaloosa County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.7% |
| 9th to 12th grade, no diploma | 2.5% |
| High school graduate (includes equivalency) | 19.0% |
| Some college, no degree | 22.0% |
| Associate's degree | 10.3% |
| Bachelor's degree | 27.3% |
| Graduate or professional degree | 17.2% |
Residents of ZIP Code 32541 are older than average. The median age of 42.5 years in ZIP Code 32541 is approximately 11.55% higher than the overall median age in the U.S. of 38.1 years. About 81.8% of residents are aged 18 years and older, and 23.1% of residents are 62 years and over. Approximately 16.5% of the population in 32541 falls in the age group 25 to 34 years, while an estimated 14.5% are aged 45 to 54 years. On the low end of the scale, 1.0% of 32541 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.1% |
| 5 to 9 years | 4.2% |
| 10 to 14 years | 6.1% |
| 15 to 19 years | 4.9% |
| 20 to 24 years | 4.9% |
| 25 to 34 years | 16.5% |
| 35 to 44 years | 11.0% |
| 45 to 54 years | 14.5% |
| 55 to 59 years | 6.7% |
| 60 to 64 years | 7.2% |
| 65 to 74 years | 12.6% |
| 75 to 84 years | 5.3% |
| 85 years and over | 1.0% |
In ZIP Code 32541, 84.9% of the population lists "English only" as the language spoken in home, while 8.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 4.7% of homes, and other Indo-European languages are spoken in 1.6% of homes. Lastly, 0.8% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Okaloosa County region.
| Language Spoken | Percent |
|---|---|
| English only | 84.9% |
| Spanish | 8.0% |
| Other Indo-European languages | 4.7% |
| Asian and Pacific Islander languages | 1.6% |
| Other languages | 0.8% |
Regarding the age of homes in ZIP Code 32541, an estimated 27.8% of homes were built between 1990 and 1999. Additionally, 26.0% of homes in the region were built between 2000 and 2009, while an estimated 0.1% of homes were built in 1939 or earlier in this Okaloosa County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.0% |
| Built between 2010 and 2013 | 3.6% |
| Built between 2000 and 2009 | 26.0% |
| Built between 1990 and 1999 | 27.8% |
| Built between 1980 and 1989 | 21.5% |
| Built between 1970 and 1979 | 14.3% |
| Built between 1960 and 1969 | 2.3% |
| Built between 1950 and 1959 | 1.0% |
| Built between 1940 and 1949 | 0.4% |
| Built in 1939 or earlier | 0.1% |
In 32541, 67.7% of the population is in the labor force. Recent estimates place 9.8% as working from home, while the total labor force in the region has a mean travel to time to work of 21.4 minutes. Approximately 17.7% of the employed population 16 years and over in 32541 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 14.9% work in educational services, and health care and social assistance. On the lower end of the scale, just 1.4% of 32541 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.4% |
| Construction | 7.1% |
| Manufacturing | 3.5% |
| Wholesale trade | 2.3% |
| Retail trade | 12.9% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 1.7% |
| Finance and insurance, and real estate and rental and leasing | 11.3% |
| Professional, scientific, management, and administrative | 12.6% |
| Educational services, and health care and social assistance | 14.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 17.7% |
| Other services, except public administration | 3.7% |
| Public administration | 7.4% |
Regarding solar power potential, ZIP Code 32541 has an average daily solar radiation level of 5.69 kWh/m2/day. This is approximately 38.11% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 13.66% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 32541 | 12.06¢/kWh | 10.16¢/kWh | 8.14¢/kWh |
| Florida | 15.28¢/kWh | 12.17¢/kWh | 9.32¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 32541 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.08 | 1.9 | 5.84 |
| Feb | 5.4 | 3 | 6.31 |
| Mar | 5.84 | 3.65 | 7.02 |
| Apr | 6.03 | 5.13 | 7.3 |
| May | 6.22 | 5.17 | 7.13 |
| Jun | 5.63 | 5.72 | 6.95 |
| Jul | 5.62 | 6.22 | 6.51 |
| Aug | 5.77 | 6.08 | 6.65 |
| Sep | 6.04 | 5.15 | 7.02 |
| Oct | 6.12 | 3.32 | 6.92 |
| Nov | 5.68 | 2.33 | 5.99 |
| Dec | 4.91 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 32541, credit reporting or credit repair services have received the most complaints in 32541 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Okaloosa County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 39 |
| Credit reporting or other personal consumer reports | 18 |
| Checking or savings account | 4 |
| Credit card or prepaid card | 2 |
| Debt collection | 1 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 27 |
| Improper use of your report | 16 |
| Problem with a credit reporting company's investigation | 10 |
| Problem with a company's investigation into an existing problem | 4 |
| Managing an account | 3 |
| Other | 6 |