The ZIP Code 28906 is associated with Murphy, NC in Cherokee County in the United States. The current population estimate for this region is 19,701. It is estimated that 34.8% of residents in the 28906 ZIP Code are aged 62 years and older, while the region overall has a median age of 53.1 years. It is estimated that about 19.0% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $25,400. The median household income is at $43,825, while an estimated 11% of the population in this ZIP is living below the poverty line.
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The median household income in ZIP Code 28906 is $43,825, while the region's mean household income is $55,796. Breaking income down further, per capita income in the region is $25,400. The per capita income in ZIP Code 28906 of $25,400 is approximately 17.49% less than the per capita income in the U.S. overall of $30,783. An estimated 11.2% of the population is living below the poverty line in this region. This rate is approximately17.89% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.3% of the population in 28906 earn $50,000 to $74,999 per year, while an estimated 17.1% earn $35,000 to $49,999 per year, and 1.4% of 28906 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 7.0% |
| $10,000 to $14,999 per year | 7.7% |
| $15,000 to $24,999 per year | 11.2% |
| $25,000 to $34,999 per year | 12.7% |
| $35,000 to $49,999 per year | 17.1% |
| $50,000 to $74,999 per year | 18.3% |
| $75,000 to $99,999 per year | 12.0% |
| $100,000 to $149,999 per year | 10.2% |
| $150,000 to $199,999 per year | 2.3% |
| $200,000 or more per year | 1.4% |
In ZIP Code 28906, 89.4% of the population graduated high school, while 19.0% have a bachelor's degree or higher. In this region, 3.9% achieved an education level less than 9th grade, while 7.7% hold a graduate or professional degree. Approximately 33.3% in this Cherokee County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.9% |
| 9th to 12th grade, no diploma | 6.8% |
| High school graduate (includes equivalency) | 33.3% |
| Some college, no degree | 24.1% |
| Associate's degree | 12.9% |
| Bachelor's degree | 11.3% |
| Graduate or professional degree | 7.7% |
Residents of ZIP Code 28906 are older than average. The median age of 53.1 years in ZIP Code 28906 is approximately 39.37% higher than the overall median age in the U.S. of 38.1 years. About 84.3% of residents are aged 18 years and older, and 34.8% of residents are 62 years and over. Approximately 17.8% of the population in 28906 falls in the age group 65 to 74 years, while an estimated 12.6% are aged 45 to 54 years. On the low end of the scale, 2.5% of 28906 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 3.9% |
| 5 to 9 years | 3.7% |
| 10 to 14 years | 5.3% |
| 15 to 19 years | 4.6% |
| 20 to 24 years | 3.8% |
| 25 to 34 years | 9.8% |
| 35 to 44 years | 9.4% |
| 45 to 54 years | 12.6% |
| 55 to 59 years | 8.2% |
| 60 to 64 years | 9.8% |
| 65 to 74 years | 17.8% |
| 75 to 84 years | 8.6% |
| 85 years and over | 2.5% |
Looking at race in the population that makes up ZIP Code 28906, 97.7% is one race, while 2.3% are two or more races. Approximately 3.4% of 28906 residents are hispanic or Latino (of any race). The most common race in 28906 (race alone or in combination with one or more other races), is White (95.2%), followed by American Indian and Alaska Native (2.8%) .
| Industry | Percent |
|---|---|
| White | 95.2% |
| Black or African American | 1.8% |
| American Indian and Alaska Native | 2.8% |
| Asian | 1.0% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 1.4% |
One of the leading chronic health issues in ZIP Code 28906 is high cholesterol, as an estimated 41.2% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 28906 is high blood pressure, as approximately 40.9% of adults 18 and older in this Cherokee County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 33.1% |
| High blood pressure | 40.9% |
| Cancer (excluding skin cancer) | 9.0% |
| Current asthma | 9.7% |
| Coronary heart disease | 8.7% |
| Diagnosed diabetes | 13.6% |
| High cholesterol | 41.2% |
| Chronic kidney disease | 3.8% |
| Stroke | 4.1% |
One of the top preventative health measures in ZIP Code 28906 is current access to health insurance, as an estimated 88.7% of adults 18 and older take part in this preventive measure. Additionally, 88.1% of those 18 and above in 28906 list cholesterol screening, as a preventive measure. Common health risk behaviors in 28906 include obesity (38.1% of adults aged 18 and above) and sleeping less than 7 hours (30.8% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 88.7% |
| Taking medicine for high blood pressure control | 81.3% |
| Visits to doctor for routine checkup | 79.5% |
| Cholesterol screening | 88.1% |
| Visits to dentist or dental clinic | 63.4% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 14.6% |
| Current smoking | 18.0% |
| No leisure-time physical activity | 25.0% |
| Obesity | 38.1% |
| Sleeping less than 7 hours | 30.8% |
In ZIP Code 28906, 95.9% of the population lists "English only" as the language spoken in home, while 2.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.7% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cherokee County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.9% |
| Spanish | 2.6% |
| Other Indo-European languages | 0.7% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 28906, an estimated 24.2% of homes were built between 2000 and 2009. Additionally, 23.2% of homes in the region were built between 1990 and 1999, while an estimated 2.5% of homes were built between 1940 and 1949 in this Cherokee County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.8% |
| Built between 2010 and 2013 | 2.9% |
| Built between 2000 and 2009 | 24.2% |
| Built between 1990 and 1999 | 23.2% |
| Built between 1980 and 1989 | 19.6% |
| Built between 1970 and 1979 | 10.1% |
| Built between 1960 and 1969 | 7.4% |
| Built between 1950 and 1959 | 4.2% |
| Built between 1940 and 1949 | 2.5% |
| Built in 1939 or earlier | 3.1% |
In 28906, 47.4% of the population is in the labor force. Recent estimates place 8.7% as working from home, while the total labor force in the region has a mean travel to time to work of 28.0 minutes. Approximately 21.4% of the employed population 16 years and over in 28906 work in educational services, and health care and social assistance, while an estimated 12.9% work in retail trade. On the lower end of the scale, just 1.3% of 28906 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.4% |
| Construction | 11.7% |
| Manufacturing | 11.0% |
| Wholesale trade | 1.3% |
| Retail trade | 12.9% |
| Transportation and warehousing, and utilities | 1.8% |
| Information | 2.7% |
| Finance and insurance, and real estate and rental and leasing | 5.5% |
| Professional, scientific, management, and administrative | 8.9% |
| Educational services, and health care and social assistance | 21.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.8% |
| Other services, except public administration | 5.6% |
| Public administration | 2.9% |
Regarding solar power potential, ZIP Code 28906 has an average daily solar radiation level of 5.17 kWh/m2/day. This is approximately 25.49% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 21.55% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28906 | 11.84¢/kWh | 11.97¢/kWh | 7.66¢/kWh |
| North Carolina | 15.1¢/kWh | 11.36¢/kWh | 8.43¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 28906 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.22 | 1.9 | 5.84 |
| Feb | 4.6 | 3 | 6.31 |
| Mar | 5.08 | 3.65 | 7.02 |
| Apr | 5.79 | 5.13 | 7.3 |
| May | 5.5 | 5.17 | 7.13 |
| Jun | 5.65 | 5.72 | 6.95 |
| Jul | 5.58 | 6.22 | 6.51 |
| Aug | 5.76 | 6.08 | 6.65 |
| Sep | 5.64 | 5.15 | 7.02 |
| Oct | 5.68 | 3.32 | 6.92 |
| Nov | 4.65 | 2.33 | 5.99 |
| Dec | 3.82 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28906, credit reporting or credit repair services have received the most complaints in 28906 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Cherokee County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 15 |
| Credit reporting or other personal consumer reports | 4 |
| Checking or savings account | 3 |
| Debt collection | 2 |
| Credit card | 1 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 8 |
| Incorrect information on your report | 8 |
| Opening an account | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Communication tactics | 1 |
| Other | 7 |