The ZIP Code 28604 is associated with Banner Elk, NC in Avery County in the United States. The current population estimate for this region is 7,227. About 29.7% of residents in ZIP Code 28604 are aged 62 years and older, and the region has a median age of 44.2 years. It is estimated that about 37.9% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $31,742. Median househould income is approximately $49,829, and an estimated 11% of the population is living below the poverty line.
6:57 am
7:58 pm
Fair
The median household income in ZIP Code 28604 is $49,829, while the region's mean household income is $75,180. Breaking income down further, per capita income in the region is $31,742. The per capita income in ZIP Code 28604 of $31,742 is approximately 3.12% more than the per capita income in North Carolina overall of $30,783. An estimated 11.2% of the population is living below the poverty line in this region. This rate is approximately17.89% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.9% of the population in 28604 earn $35,000 to $49,999 per year, while an estimated 17.3% earn $50,000 to $74,999 per year, and 3.3% of 28604 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.4% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 7.8% |
| $25,000 to $34,999 per year | 13.7% |
| $35,000 to $49,999 per year | 18.9% |
| $50,000 to $74,999 per year | 17.3% |
| $75,000 to $99,999 per year | 13.3% |
| $100,000 to $149,999 per year | 10.7% |
| $150,000 to $199,999 per year | 3.3% |
| $200,000 or more per year | 5.1% |
In ZIP Code 28604, 90.6% of the population graduated high school, while 37.9% have a bachelor's degree or higher. In this region, 3.2% achieved an education level less than 9th grade, while 14.5% hold a graduate or professional degree. Approximately 21.1% in this Avery County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.2% |
| 9th to 12th grade, no diploma | 6.2% |
| High school graduate (includes equivalency) | 21.1% |
| Some college, no degree | 23.2% |
| Associate's degree | 8.5% |
| Bachelor's degree | 23.4% |
| Graduate or professional degree | 14.5% |
Residents of ZIP Code 28604 are older than average. The median age of 44.2 years in ZIP Code 28604 is approximately 16.01% higher than the overall median age in the U.S. of 38.1 years. About 85.9% of residents are aged 18 years and older, and 29.7% of residents are 62 years and over. Approximately 15.1% of the population in 28604 falls in the age group 65 to 74 years, while an estimated 12.1% are aged 25 to 34 years. On the low end of the scale, 1.7% of 28604 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 3.4% |
| 5 to 9 years | 3.9% |
| 10 to 14 years | 4.2% |
| 15 to 19 years | 8.6% |
| 20 to 24 years | 9.5% |
| 25 to 34 years | 12.1% |
| 35 to 44 years | 8.8% |
| 45 to 54 years | 9.6% |
| 55 to 59 years | 8.1% |
| 60 to 64 years | 7.1% |
| 65 to 74 years | 15.1% |
| 75 to 84 years | 8.0% |
| 85 years and over | 1.7% |
Looking at race in the population that makes up ZIP Code 28604, 98.4% is one race, while 1.6% are two or more races. Approximately 4.2% of 28604 residents are hispanic or Latino (of any race). The most common race in 28604 (race alone or in combination with one or more other races), is White (94.0%), followed by Some other race (2.5%) .
| Industry | Percent |
|---|---|
| White | 94.0% |
| Black or African American | 2.0% |
| American Indian and Alaska Native | 1.0% |
| Asian | 1.8% |
| Native Hawaiian and Other Pacific Islander | 0.3% |
| Some other race | 2.5% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28604 is current access to health insurance, as an estimated 91.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28604 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.5% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28604, 94.0% of the population lists "English only" as the language spoken in home, while 3.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.1% of homes, and other Indo-European languages are spoken in 0.2% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Avery County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.0% |
| Spanish | 3.6% |
| Other Indo-European languages | 2.1% |
| Asian and Pacific Islander languages | 0.2% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 28604, an estimated 29.2% of homes were built between 1980 and 1989. Additionally, 22.5% of homes in the region were built between 2000 and 2009, while an estimated 0.9% of homes were built in 2014 or later in this Avery County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.9% |
| Built between 2010 and 2013 | 2.0% |
| Built between 2000 and 2009 | 22.5% |
| Built between 1990 and 1999 | 13.0% |
| Built between 1980 and 1989 | 29.2% |
| Built between 1970 and 1979 | 22.1% |
| Built between 1960 and 1969 | 4.3% |
| Built between 1950 and 1959 | 1.7% |
| Built between 1940 and 1949 | 1.3% |
| Built in 1939 or earlier | 3.1% |
In 28604, 54.0% of the population is in the labor force. Recent estimates place 7.9% as working from home, while the total labor force in the region has a mean travel to time to work of 23.0 minutes. Approximately 27.3% of the employed population 16 years and over in 28604 work in educational services, and health care and social assistance, while an estimated 18.2% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.9% of 28604 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.3% |
| Construction | 8.2% |
| Manufacturing | 5.6% |
| Wholesale trade | 0.9% |
| Retail trade | 12.2% |
| Transportation and warehousing, and utilities | 1.7% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 5.7% |
| Professional, scientific, management, and administrative | 9.2% |
| Educational services, and health care and social assistance | 27.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 18.2% |
| Other services, except public administration | 5.3% |
| Public administration | 3.4% |
Regarding solar power potential, ZIP Code 28604 has an average daily solar radiation level of 5 kWh/m2/day. This is approximately 21.36% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.13% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28604 | 10.34¢/kWh | 11.42¢/kWh | 6.32¢/kWh |
| North Carolina | 13.68¢/kWh | 10.19¢/kWh | 8.01¢/kWh |
| United States | 17.45¢/kWh | 13.64¢/kWh | 9.29¢/kWh |
| Month | ZIP Code 28604 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.36 | 1.9 | 5.84 |
| Feb | 4.64 | 3 | 6.31 |
| Mar | 5.29 | 3.65 | 7.02 |
| Apr | 5.43 | 5.13 | 7.3 |
| May | 5.29 | 5.17 | 7.13 |
| Jun | 5.39 | 5.72 | 6.95 |
| Jul | 5.08 | 6.22 | 6.51 |
| Aug | 5.43 | 6.08 | 6.65 |
| Sep | 5.25 | 5.15 | 7.02 |
| Oct | 5.17 | 3.32 | 6.92 |
| Nov | 4.75 | 2.33 | 5.99 |
| Dec | 3.9 | 1.78 | 5.46 |