The ZIP Code 28278 is associated with Charlotte, NC in Mecklenburg County in the United States. The current population estimate for this region is 29,347. The 28278 ZIP Code has a median age of 35.3 years, and 12.0% of residents are aged 62 years and older. Median househould income in this region is $93,938, while about 3% of the population lives below the poverty line. It is estimated that about 44.8% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $38,290.
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The median household income in ZIP Code 28278 is $93,938, while the region's mean household income is $111,974. Breaking income down further, per capita income in the region is $38,290. The per capita income in ZIP Code 28278 of $38,290 is approximately 24.39% more than the per capita income in North Carolina overall of $30,783. An estimated 2.5% of the population is living below the poverty line in this region. This rate is approximately 73.68% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.8% of the population in 28278 earn $100,000 to $149,999 per year, while an estimated 18.0% earn $50,000 to $74,999 per year, and 1.1% of 28278 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.8% |
| $10,000 to $14,999 per year | 1.1% |
| $15,000 to $24,999 per year | 2.8% |
| $25,000 to $34,999 per year | 4.1% |
| $35,000 to $49,999 per year | 10.6% |
| $50,000 to $74,999 per year | 18.0% |
| $75,000 to $99,999 per year | 14.0% |
| $100,000 to $149,999 per year | 24.8% |
| $150,000 to $199,999 per year | 12.9% |
| $200,000 or more per year | 9.9% |
In ZIP Code 28278, 92.6% of the population graduated high school, while 44.8% have a bachelor's degree or higher. In this region, 3.3% achieved an education level less than 9th grade, while 12.7% hold a graduate or professional degree. Approximately 18.8% in this Mecklenburg County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.3% |
| 9th to 12th grade, no diploma | 4.2% |
| High school graduate (includes equivalency) | 18.8% |
| Some college, no degree | 22.0% |
| Associate's degree | 7.0% |
| Bachelor's degree | 32.2% |
| Graduate or professional degree | 12.7% |
Residents of ZIP Code 28278 are younger than average. The median age of 35.3 years in ZIP Code 28278 is approximately 7.35% lower than the overall median age in the U.S. of 38.1 years. About 72.8% of residents are aged 18 years and older, and 12.0% of residents are 62 years and over. Approximately 15.6% of the population in 28278 falls in the age group 35 to 44 years, while an estimated 14.7% are aged 25 to 34 years. On the low end of the scale, 1.1% of 28278 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.5% |
| 5 to 9 years | 7.6% |
| 10 to 14 years | 6.5% |
| 15 to 19 years | 6.9% |
| 20 to 24 years | 5.4% |
| 25 to 34 years | 14.7% |
| 35 to 44 years | 15.6% |
| 45 to 54 years | 14.5% |
| 55 to 59 years | 6.3% |
| 60 to 64 years | 4.9% |
| 65 to 74 years | 5.6% |
| 75 to 84 years | 2.5% |
| 85 years and over | 1.1% |
Looking at race in the population that makes up ZIP Code 28278, 94.9% is one race, while 5.1% are two or more races. Approximately 11.3% of 28278 residents are hispanic or Latino (of any race). The most common race in 28278 (race alone or in combination with one or more other races), is White (57.0%), followed by Black or African American (36.3%) .
| Industry | Percent |
|---|---|
| White | 57.0% |
| Black or African American | 36.3% |
| American Indian and Alaska Native | 0.7% |
| Asian | 8.4% |
| Native Hawaiian and Other Pacific Islander | 0.6% |
| Some other race | 2.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28278 is current access to health insurance, as an estimated 91.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28278 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.1% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28278, 81.2% of the population lists "English only" as the language spoken in home, while 9.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.5% of homes, and other Indo-European languages are spoken in 5.1% of homes. Lastly, 0.9% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Mecklenburg County region.
| Language Spoken | Percent |
|---|---|
| English only | 81.2% |
| Spanish | 9.3% |
| Other Indo-European languages | 3.5% |
| Asian and Pacific Islander languages | 5.1% |
| Other languages | 0.9% |
The median home value in ZIP Code 28278 in January 2025 comes in at $499,064. The January 2025 value is approximately 0% higher than the $498,683 median value in August 2024, and 2% higher than the $489,009 median value in February 2024. Regarding the age of homes in ZIP Code 28278, an estimated 43.2% of homes were built between 2000 and 2009. Additionally, 15.6% of homes in the region were built between 1990 and 1999, while an estimated 0.1% of homes were built in 1939 or earlier in this Mecklenburg County region.
| Month | Home value |
|---|---|
| Jan 2025 | $499,064 |
| Dec 2024 | $499,244 |
| Nov 2024 | $499,493 |
| Oct 2024 | $499,377 |
| Sep 2024 | $498,987 |
| Aug 2024 | $498,683 |
| Jul 2024 | $498,383 |
| Jun 2024 | $498,129 |
| May 2024 | $496,994 |
| Apr 2024 | $494,728 |
| Mar 2024 | $491,580 |
| Feb 2024 | $489,009 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 12.1% |
| Built between 2010 and 2013 | 14.3% |
| Built between 2000 and 2009 | 43.2% |
| Built between 1990 and 1999 | 15.6% |
| Built between 1980 and 1989 | 7.3% |
| Built between 1970 and 1979 | 4.2% |
| Built between 1960 and 1969 | 0.7% |
| Built between 1950 and 1959 | 1.6% |
| Built between 1940 and 1949 | 0.8% |
| Built in 1939 or earlier | 0.1% |
In 28278, 76.5% of the population is in the labor force. Recent estimates place 8.9% as working from home, while the total labor force in the region has a mean travel to time to work of 28.1 minutes. Approximately 15.8% of the employed population 16 years and over in 28278 work in professional, scientific, management, and administrative, while an estimated 14.8% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.4% of 28278 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.4% |
| Construction | 4.6% |
| Manufacturing | 11.9% |
| Wholesale trade | 3.1% |
| Retail trade | 9.9% |
| Transportation and warehousing, and utilities | 7.7% |
| Information | 2.2% |
| Finance and insurance, and real estate and rental and leasing | 13.2% |
| Professional, scientific, management, and administrative | 15.8% |
| Educational services, and health care and social assistance | 14.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.5% |
| Other services, except public administration | 5.6% |
| Public administration | 1.2% |
Regarding solar power potential, ZIP Code 28278 has an average daily solar radiation level of 5.36 kWh/m2/day. This is approximately 30.1% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 18.66% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28278 | 10.22¢/kWh | 7.96¢/kWh | 6.05¢/kWh |
| North Carolina | 14.76¢/kWh | 10.61¢/kWh | 7.64¢/kWh |
| United States | 17.11¢/kWh | 13.27¢/kWh | 8.26¢/kWh |
| Month | ZIP Code 28278 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.56 | 1.9 | 5.84 |
| Feb | 5.14 | 3 | 6.31 |
| Mar | 5.5 | 3.65 | 7.02 |
| Apr | 5.81 | 5.13 | 7.3 |
| May | 5.74 | 5.17 | 7.13 |
| Jun | 5.76 | 5.72 | 6.95 |
| Jul | 5.66 | 6.22 | 6.51 |
| Aug | 5.66 | 6.08 | 6.65 |
| Sep | 5.85 | 5.15 | 7.02 |
| Oct | 5.51 | 3.32 | 6.92 |
| Nov | 5.03 | 2.33 | 5.99 |
| Dec | 4.13 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28278, credit reporting or other personal consumer reports have received the most complaints in 28278 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Mecklenburg County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 1042 |
| Credit reporting or credit repair services | 597 |
| Debt collection | 107 |
| Credit card | 50 |
| Checking or savings account | 34 |
| Other | 120 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 829 |
| Improper use of your report | 518 |
| Problem with a credit reporting company's investigation | 194 |
| Problem with a company's investigation into an existing problem | 140 |
| Attempts to collect debt not owed | 55 |
| Other | 214 |