The ZIP Code 28104 is associated with Matthews, NC in Mecklenburg County in the United States. The current population estimate for this region is 31,773. It is estimated that about 51.6% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $45,708. The median age in the 28104 ZIP Code is 40.1 years, with 16.4% of residents aged 62 years and older. Median househould income is approximately $105,333, and an estimated 2% of the population is living below the poverty line.
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The median household income in ZIP Code 28104 is $105,333, while the region's mean household income is $135,818. Breaking income down further, per capita income in the region is $45,708. The per capita income in ZIP Code 28104 of $45,708 is approximately 48.48% more than the per capita income in North Carolina overall of $30,783. An estimated 2.1% of the population is living below the poverty line in this region. This rate is approximately 77.89% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.3% of the population in 28104 earn $100,000 to $149,999 per year, while an estimated 18.6% earn $200,000 or more per year, and 1.6% of 28104 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.6% |
| $10,000 to $14,999 per year | 2.2% |
| $15,000 to $24,999 per year | 2.9% |
| $25,000 to $34,999 per year | 4.2% |
| $35,000 to $49,999 per year | 7.9% |
| $50,000 to $74,999 per year | 15.7% |
| $75,000 to $99,999 per year | 12.6% |
| $100,000 to $149,999 per year | 22.3% |
| $150,000 to $199,999 per year | 11.8% |
| $200,000 or more per year | 18.6% |
In ZIP Code 28104, 93.9% of the population graduated high school, while 51.6% have a bachelor's degree or higher. In this region, 2.1% achieved an education level less than 9th grade, while 17.5% hold a graduate or professional degree. Approximately 14.6% in this Mecklenburg County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.1% |
| 9th to 12th grade, no diploma | 4.0% |
| High school graduate (includes equivalency) | 14.6% |
| Some college, no degree | 18.9% |
| Associate's degree | 8.8% |
| Bachelor's degree | 34.1% |
| Graduate or professional degree | 17.5% |
Residents of ZIP Code 28104 are older than average. The median age of 40.1 years in ZIP Code 28104 is approximately 5.25% higher than the overall median age in the U.S. of 38.1 years. About 71.5% of residents are aged 18 years and older, and 16.4% of residents are 62 years and over. Approximately 17.7% of the population in 28104 falls in the age group 45 to 54 years, while an estimated 15.0% are aged 35 to 44 years. On the low end of the scale, 0.9% of 28104 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.5% |
| 5 to 9 years | 8.5% |
| 10 to 14 years | 8.4% |
| 15 to 19 years | 7.5% |
| 20 to 24 years | 4.1% |
| 25 to 34 years | 6.9% |
| 35 to 44 years | 15.0% |
| 45 to 54 years | 17.7% |
| 55 to 59 years | 7.2% |
| 60 to 64 years | 4.8% |
| 65 to 74 years | 8.4% |
| 75 to 84 years | 4.1% |
| 85 years and over | 0.9% |
Looking at race in the population that makes up ZIP Code 28104, 98.1% is one race, while 1.9% are two or more races. Approximately 6.7% of 28104 residents are hispanic or Latino (of any race). The most common race in 28104 (race alone or in combination with one or more other races), is White (88.1%), followed by Black or African American (7.6%) .
| Industry | Percent |
|---|---|
| White | 88.1% |
| Black or African American | 7.6% |
| American Indian and Alaska Native | 0.6% |
| Asian | 4.3% |
| Native Hawaiian and Other Pacific Islander | 0.3% |
| Some other race | 1.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28104 is current access to health insurance, as an estimated 93.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28104 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.3% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28104, 88.3% of the population lists "English only" as the language spoken in home, while 4.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.3% of homes, and other Indo-European languages are spoken in 1.7% of homes. Lastly, 1.8% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Mecklenburg County region.
| Language Spoken | Percent |
|---|---|
| English only | 88.3% |
| Spanish | 4.9% |
| Other Indo-European languages | 3.3% |
| Asian and Pacific Islander languages | 1.7% |
| Other languages | 1.8% |
The median home value in ZIP Code 28104 in January 2025 comes in at $580,887. The January 2025 value is approximately 0% higher than the $578,532 median value in August 2024, and 3% higher than the $564,559 median value in February 2024. Regarding the age of homes in ZIP Code 28104, an estimated 37.1% of homes were built between 2000 and 2009. Additionally, 25.4% of homes in the region were built between 1990 and 1999, while an estimated 0.1% of homes were built in 1939 or earlier in this Mecklenburg County region.
| Month | Home value |
|---|---|
| Jan 2025 | $580,887 |
| Dec 2024 | $581,309 |
| Nov 2024 | $581,295 |
| Oct 2024 | $580,388 |
| Sep 2024 | $579,195 |
| Aug 2024 | $578,532 |
| Jul 2024 | $578,815 |
| Jun 2024 | $579,141 |
| May 2024 | $577,766 |
| Apr 2024 | $573,815 |
| Mar 2024 | $568,535 |
| Feb 2024 | $564,559 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 6.0% |
| Built between 2010 and 2013 | 5.3% |
| Built between 2000 and 2009 | 37.1% |
| Built between 1990 and 1999 | 25.4% |
| Built between 1980 and 1989 | 13.8% |
| Built between 1970 and 1979 | 6.7% |
| Built between 1960 and 1969 | 2.9% |
| Built between 1950 and 1959 | 1.4% |
| Built between 1940 and 1949 | 1.3% |
| Built in 1939 or earlier | 0.1% |
In 28104, 65.9% of the population is in the labor force. Recent estimates place 10.4% as working from home, while the total labor force in the region has a mean travel to time to work of 30.0 minutes. Approximately 20.8% of the employed population 16 years and over in 28104 work in educational services, and health care and social assistance, while an estimated 14.3% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.4% of 28104 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.4% |
| Construction | 6.5% |
| Manufacturing | 8.5% |
| Wholesale trade | 4.1% |
| Retail trade | 10.5% |
| Transportation and warehousing, and utilities | 5.3% |
| Information | 2.0% |
| Finance and insurance, and real estate and rental and leasing | 12.9% |
| Professional, scientific, management, and administrative | 14.3% |
| Educational services, and health care and social assistance | 20.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.9% |
| Other services, except public administration | 3.8% |
| Public administration | 1.8% |
Regarding solar power potential, ZIP Code 28104 has an average daily solar radiation level of 5.4 kWh/m2/day. This is approximately 31.07% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 18.06% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28104 | 10.9¢/kWh | 8.87¢/kWh | 6.24¢/kWh |
| North Carolina | 14.64¢/kWh | 10.58¢/kWh | 7.69¢/kWh |
| United States | 17.78¢/kWh | 13.19¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 28104 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.68 | 1.9 | 5.84 |
| Feb | 5.35 | 3 | 6.31 |
| Mar | 5.57 | 3.65 | 7.02 |
| Apr | 5.78 | 5.13 | 7.3 |
| May | 5.7 | 5.17 | 7.13 |
| Jun | 5.81 | 5.72 | 6.95 |
| Jul | 5.59 | 6.22 | 6.51 |
| Aug | 5.77 | 6.08 | 6.65 |
| Sep | 5.86 | 5.15 | 7.02 |
| Oct | 5.46 | 3.32 | 6.92 |
| Nov | 5.09 | 2.33 | 5.99 |
| Dec | 4.17 | 1.78 | 5.46 |