The 08406 ZIP Code is primarily associated with Ventnor City, NJ in Atlantic County in the United States. The current population estimate is 10,095. The median household income is at $59,219, while an estimated 10% of the population in this ZIP is living below the poverty line. The median age in 08406 is estimated to at 53.3 years, and about 32.0% of residents are aged 62 years and older. It is estimated that about 33.6% of residents in this New Jersey region hold a bachelor's degree or higher, while the per capita income is approximately $38,448.
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The median household income in ZIP Code 08406 is $59,219, while the region's mean household income is $88,929. Breaking income down further, per capita income in the region is $38,448. The per capita income in ZIP Code 08406 of $38,448 is approximately 10.05% less than the per capita income in the U.S. overall of $42,745. An estimated 10.0% of the population is living below the poverty line in this region. This rate is approximately5.26% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 16.7% of the population in 08406 earn $50,000 to $74,999 per year, while an estimated 14.5% earn $35,000 to $49,999 per year, and 3.0% of 08406 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.7% |
| $10,000 to $14,999 per year | 3.0% |
| $15,000 to $24,999 per year | 12.3% |
| $25,000 to $34,999 per year | 8.5% |
| $35,000 to $49,999 per year | 14.5% |
| $50,000 to $74,999 per year | 16.7% |
| $75,000 to $99,999 per year | 10.1% |
| $100,000 to $149,999 per year | 12.7% |
| $150,000 to $199,999 per year | 11.0% |
| $200,000 or more per year | 6.5% |
In ZIP Code 08406, 89.4% of the population graduated high school, while 33.6% have a bachelor's degree or higher. In this region, 3.3% achieved an education level less than 9th grade, while 12.3% hold a graduate or professional degree. Approximately 33.9% in this Atlantic County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.3% |
| 9th to 12th grade, no diploma | 7.3% |
| High school graduate (includes equivalency) | 33.9% |
| Some college, no degree | 16.5% |
| Associate's degree | 5.5% |
| Bachelor's degree | 21.3% |
| Graduate or professional degree | 12.3% |
Looking at race in the population that makes up ZIP Code 08406, 96.6% is one race, while 3.4% are two or more races. Approximately 16.9% of 08406 residents are hispanic or Latino (of any race). The most common race in 08406 (race alone or in combination with one or more other races), is White (83.1%), followed by Asian (11.3%) .
| Industry | Percent |
|---|---|
| White | 83.1% |
| Black or African American | 6.3% |
| American Indian and Alaska Native | 0.2% |
| Asian | 11.3% |
| Native Hawaiian and Other Pacific Islander | 0.5% |
| Some other race | 2.0% |
In ZIP Code 08406, 69.8% of the population lists "English only" as the language spoken in home, while 15.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 8.8% of homes, and other Indo-European languages are spoken in 5.3% of homes. Lastly, 1.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Atlantic County region.
| Language Spoken | Percent |
|---|---|
| English only | 69.8% |
| Spanish | 15.0% |
| Other Indo-European languages | 8.8% |
| Asian and Pacific Islander languages | 5.3% |
| Other languages | 1.1% |
Regarding the age of homes in ZIP Code 08406, an estimated 33.1% of homes were built in 1939 or earlier. Additionally, 18.0% of homes in the region were built between 1960 and 1969, while an estimated 0.6% of homes were built between 2010 and 2013 in this Atlantic County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.7% |
| Built between 2010 and 2013 | 0.6% |
| Built between 2000 and 2009 | 2.5% |
| Built between 1990 and 1999 | 5.0% |
| Built between 1980 and 1989 | 7.2% |
| Built between 1970 and 1979 | 14.9% |
| Built between 1960 and 1969 | 18.0% |
| Built between 1950 and 1959 | 9.3% |
| Built between 1940 and 1949 | 7.8% |
| Built in 1939 or earlier | 33.1% |
Residents of ZIP Code 08406 are older than average. The median age of 53.3 years in ZIP Code 08406 is approximately 39.9% higher than the overall median age in the U.S. of 38.1 years. About 86.2% of residents are aged 18 years and older, and 32.0% of residents are 62 years and over. Approximately 13.7% of the population in 08406 falls in the age group 65 to 74 years, while an estimated 12.0% are aged 45 to 54 years. On the low end of the scale, 3.4% of 08406 residents are aged 10 to 14 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.2% |
| 5 to 9 years | 3.5% |
| 10 to 14 years | 3.4% |
| 15 to 19 years | 4.9% |
| 20 to 24 years | 7.0% |
| 25 to 34 years | 8.4% |
| 35 to 44 years | 8.2% |
| 45 to 54 years | 12.0% |
| 55 to 59 years | 11.5% |
| 60 to 64 years | 8.9% |
| 65 to 74 years | 13.7% |
| 75 to 84 years | 9.5% |
| 85 years and over | 3.8% |
One of the leading chronic health issues in ZIP Code 08406 is high cholesterol, as an estimated 39.4% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 08406 is high blood pressure, as approximately 35.6% of adults 18 and older in this Atlantic County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 26.9% |
| High blood pressure | 35.6% |
| Cancer (excluding skin cancer) | 8.2% |
| Current asthma | 9.6% |
| Coronary heart disease | 7.1% |
| Diagnosed diabetes | 11.4% |
| High cholesterol | 39.4% |
| Chronic kidney disease | 3.4% |
| Stroke | 3.5% |
One of the top preventative health measures in ZIP Code 08406 is cholesterol screening, as an estimated 88.9% of adults 18 and older take part in this preventive measure. Additionally, 88.1% of those 18 and above in 08406 list current access to health insurance, as a preventive measure. Common health risk behaviors in 08406 include obesity (33.6% of adults aged 18 and above) and sleeping less than 7 hours (31.3% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 88.1% |
| Taking medicine for high blood pressure control | 79.3% |
| Visits to doctor for routine checkup | 77.3% |
| Cholesterol screening | 88.9% |
| Visits to dentist or dental clinic | 64.1% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.2% |
| Current smoking | 15.1% |
| No leisure-time physical activity | 28.5% |
| Obesity | 33.6% |
| Sleeping less than 7 hours | 31.3% |
Regarding solar power potential, ZIP Code 08406 has an average daily solar radiation level of 4.88 kWh/m2/day. This is approximately 18.45% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.95% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 08406 | 14.94¢/kWh | 7.47¢/kWh | 4.47¢/kWh |
| New Jersey | 17.69¢/kWh | 13.75¢/kWh | 12.04¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 08406 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.43 | 1.9 | 5.84 |
| Feb | 4.36 | 3 | 6.31 |
| Mar | 4.88 | 3.65 | 7.02 |
| Apr | 5.64 | 5.13 | 7.3 |
| May | 5.62 | 5.17 | 7.13 |
| Jun | 5.54 | 5.72 | 6.95 |
| Jul | 5.96 | 6.22 | 6.51 |
| Aug | 5.96 | 6.08 | 6.65 |
| Sep | 5.52 | 5.15 | 7.02 |
| Oct | 4.67 | 3.32 | 6.92 |
| Nov | 3.88 | 2.33 | 5.99 |
| Dec | 3.16 | 1.78 | 5.46 |
In 08406, 61.0% of the population is in the labor force. Recent estimates place 5.7% as working from home, while the total labor force in the region has a mean travel to time to work of 24.8 minutes. Approximately 30.3% of the employed population 16 years and over in 08406 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 21.1% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 08406 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 4.4% |
| Manufacturing | 4.7% |
| Wholesale trade | 1.5% |
| Retail trade | 8.5% |
| Transportation and warehousing, and utilities | 3.0% |
| Information | 1.7% |
| Finance and insurance, and real estate and rental and leasing | 6.0% |
| Professional, scientific, management, and administrative | 8.8% |
| Educational services, and health care and social assistance | 21.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 30.3% |
| Other services, except public administration | 5.2% |
| Public administration | 4.9% |
Regarding consumer complaints about financial products in ZIP Code 08406, credit reporting or credit repair services have received the most complaints in 08406 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Atlantic County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 9 |
| Checking or savings account | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 3 |
| Incorrect information on your report | 3 |
| Problem with a credit reporting company's investigation | 3 |
| Closing an account | 1 |
| Other service problem | 1 |
| Other | 1 |