The 08226 ZIP Code is primarily associated with Ocean City, NJ in Cape May County in the United States. The current population estimate is 11,132. The 08226 ZIP Code has a median age of 56.9 years, and 40.8% of residents are aged 62 years and older. The median household income is at $81,076, while an estimated 3% of the population in this ZIP is living below the poverty line. It is estimated that about 51.4% of residents in this New Jersey region hold a bachelor's degree or higher, while the per capita income is approximately $53,652.
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The median household income in ZIP Code 08226 is $81,076, while the region's mean household income is $112,837. Breaking income down further, per capita income in the region is $53,652. The per capita income in ZIP Code 08226 of $53,652 is approximately 25.52% more than the per capita income in New Jersey overall of $42,745. An estimated 3.1% of the population is living below the poverty line in this region. This rate is approximately 67.37% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.9% of the population in 08226 earn $100,000 to $149,999 per year, while an estimated 13.2% earn $200,000 or more per year, and 3.9% of 08226 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.9% |
| $10,000 to $14,999 per year | 4.6% |
| $15,000 to $24,999 per year | 5.7% |
| $25,000 to $34,999 per year | 8.7% |
| $35,000 to $49,999 per year | 11.9% |
| $50,000 to $74,999 per year | 12.8% |
| $75,000 to $99,999 per year | 12.8% |
| $100,000 to $149,999 per year | 17.9% |
| $150,000 to $199,999 per year | 8.5% |
| $200,000 or more per year | 13.2% |
In ZIP Code 08226, 96.2% of the population graduated high school, while 51.4% have a bachelor's degree or higher. In this region, 2.1% achieved an education level less than 9th grade, while 20.0% hold a graduate or professional degree. Approximately 24.0% in this Cape May County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.1% |
| 9th to 12th grade, no diploma | 1.6% |
| High school graduate (includes equivalency) | 24.0% |
| Some college, no degree | 14.6% |
| Associate's degree | 6.3% |
| Bachelor's degree | 31.4% |
| Graduate or professional degree | 20.0% |
Looking at race in the population that makes up ZIP Code 08226, 97.7% is one race, while 2.3% are two or more races. Approximately 6.2% of 08226 residents are hispanic or Latino (of any race). The most common race in 08226 (race alone or in combination with one or more other races), is White (94.4%), followed by Black or African American (3.6%) .
| Industry | Percent |
|---|---|
| White | 94.4% |
| Black or African American | 3.6% |
| American Indian and Alaska Native | 1.8% |
| Asian | 1.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.0% |
In ZIP Code 08226, 93.1% of the population lists "English only" as the language spoken in home, while 3.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.2% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cape May County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.1% |
| Spanish | 3.9% |
| Other Indo-European languages | 2.2% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 08226, an estimated 17.8% of homes were built between 1980 and 1989. Additionally, 17.6% of homes in the region were built in 1939 or earlier, while an estimated 2.3% of homes were built between 2010 and 2013 in this Cape May County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.4% |
| Built between 2010 and 2013 | 2.3% |
| Built between 2000 and 2009 | 16.7% |
| Built between 1990 and 1999 | 11.4% |
| Built between 1980 and 1989 | 17.8% |
| Built between 1970 and 1979 | 12.5% |
| Built between 1960 and 1969 | 7.7% |
| Built between 1950 and 1959 | 6.6% |
| Built between 1940 and 1949 | 4.0% |
| Built in 1939 or earlier | 17.6% |
Residents of ZIP Code 08226 are older than average. The median age of 56.9 years in ZIP Code 08226 is approximately 49.34% higher than the overall median age in the U.S. of 38.1 years. About 83.1% of residents are aged 18 years and older, and 40.8% of residents are 62 years and over. Approximately 18.5% of the population in 08226 falls in the age group 65 to 74 years, while an estimated 11.8% are aged 45 to 54 years. On the low end of the scale, 3.6% of 08226 residents are aged 5 to 9 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.2% |
| 5 to 9 years | 3.6% |
| 10 to 14 years | 4.8% |
| 15 to 19 years | 5.3% |
| 20 to 24 years | 3.7% |
| 25 to 34 years | 6.5% |
| 35 to 44 years | 7.8% |
| 45 to 54 years | 11.8% |
| 55 to 59 years | 7.7% |
| 60 to 64 years | 9.7% |
| 65 to 74 years | 18.5% |
| 75 to 84 years | 10.1% |
| 85 years and over | 6.5% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 08226 is current access to health insurance, as an estimated 93.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 08226 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 08226 has an average daily solar radiation level of 5.04 kWh/m2/day. This is approximately 22.33% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.52% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 08226 | 14.94¢/kWh | 7.47¢/kWh | 4.47¢/kWh |
| New Jersey | 19.88¢/kWh | 15.65¢/kWh | 13.05¢/kWh |
| United States | 17.11¢/kWh | 13.27¢/kWh | 8.26¢/kWh |
| Month | ZIP Code 08226 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.56 | 1.9 | 5.84 |
| Feb | 4.56 | 3 | 6.31 |
| Mar | 5.17 | 3.65 | 7.02 |
| Apr | 5.62 | 5.13 | 7.3 |
| May | 5.72 | 5.17 | 7.13 |
| Jun | 5.86 | 5.72 | 6.95 |
| Jul | 6.05 | 6.22 | 6.51 |
| Aug | 5.88 | 6.08 | 6.65 |
| Sep | 5.6 | 5.15 | 7.02 |
| Oct | 5.01 | 3.32 | 6.92 |
| Nov | 4.04 | 2.33 | 5.99 |
| Dec | 3.44 | 1.78 | 5.46 |
In 08226, 52.6% of the population is in the labor force. Recent estimates place 9.2% as working from home, while the total labor force in the region has a mean travel to time to work of 27.3 minutes. Approximately 27.5% of the employed population 16 years and over in 08226 work in educational services, and health care and social assistance, while an estimated 16.6% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.2% of 08226 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.2% |
| Construction | 4.5% |
| Manufacturing | 4.4% |
| Wholesale trade | 4.6% |
| Retail trade | 8.5% |
| Transportation and warehousing, and utilities | 2.2% |
| Information | 1.6% |
| Finance and insurance, and real estate and rental and leasing | 10.7% |
| Professional, scientific, management, and administrative | 11.6% |
| Educational services, and health care and social assistance | 27.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 16.6% |
| Other services, except public administration | 2.9% |
| Public administration | 4.7% |
Regarding consumer complaints about financial products in ZIP Code 08226, mortgage have received the most complaints in 08226 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Cape May County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Mortgage | 4 |
| Debt collection | 3 |
| Credit card or prepaid card | 2 |
| Credit reporting or other personal consumer reports | 2 |
| Credit reporting or credit repair services | 2 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 3 |
| Trouble during payment process | 3 |
| Improper use of your report | 2 |
| Incorrect information on your report | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Other | 5 |