The 08105 ZIP Code is primarily associated with Camden, NJ in Camden County in the United States. The current population estimate is 27,933. It is estimated that about 11.0% of residents in this New Jersey region hold a bachelor's degree or higher, while the per capita income is approximately $16,589. The median age in the 08105 ZIP Code is 30.6 years, with 11.2% of residents aged 62 years and older. The median household income is approximately $33,353, and an estimated 28% of the population is living below the poverty line.
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The median household income in ZIP Code 08105 is $33,353, while the region's mean household income is $47,918. Breaking income down further, per capita income in the region is $16,589. The per capita income in ZIP Code 08105 of $16,589 is approximately 61.19% less than the per capita income in the U.S. overall of $42,745. An estimated 28.4% of the population is living below the poverty line in this region. This rate is approximately198.95% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.0% of the population in 08105 earn $35,000 to $49,999 per year, while an estimated 16.0% earn $15,000 to $24,999 per year, and 1.6% of 08105 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 13.8% |
| $10,000 to $14,999 per year | 9.9% |
| $15,000 to $24,999 per year | 16.0% |
| $25,000 to $34,999 per year | 11.9% |
| $35,000 to $49,999 per year | 17.0% |
| $50,000 to $74,999 per year | 13.4% |
| $75,000 to $99,999 per year | 6.7% |
| $100,000 to $149,999 per year | 6.7% |
| $150,000 to $199,999 per year | 3.2% |
| $200,000 or more per year | 1.6% |
In ZIP Code 08105, 64.9% of the population graduated high school, while 11.0% have a bachelor's degree or higher. In this region, 18.8% achieved an education level less than 9th grade, while 2.5% hold a graduate or professional degree. Approximately 32.1% in this Camden County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 18.8% |
| 9th to 12th grade, no diploma | 16.3% |
| High school graduate (includes equivalency) | 32.1% |
| Some college, no degree | 17.7% |
| Associate's degree | 4.1% |
| Bachelor's degree | 8.5% |
| Graduate or professional degree | 2.5% |
Looking at race in the population that makes up ZIP Code 08105, 96.4% is one race, while 3.6% are two or more races. Approximately 68.4% of 08105 residents are hispanic or Latino (of any race). The most common race in 08105 (race alone or in combination with one or more other races), is Some other race (40.0%), followed by White (32.2%) .
| Industry | Percent |
|---|---|
| White | 32.2% |
| Black or African American | 26.5% |
| American Indian and Alaska Native | 1.0% |
| Asian | 3.9% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 40.0% |
In ZIP Code 08105, 36.4% of the population lists "English only" as the language spoken in home, while 59.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.3% of homes, and other Indo-European languages are spoken in 3.4% of homes. Lastly, 0.6% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Camden County region.
| Language Spoken | Percent |
|---|---|
| English only | 36.4% |
| Spanish | 59.1% |
| Other Indo-European languages | 0.3% |
| Asian and Pacific Islander languages | 3.4% |
| Other languages | 0.6% |
Regarding the age of homes in ZIP Code 08105, an estimated 31.6% of homes were built in 1939 or earlier. Additionally, 18.6% of homes in the region were built between 1950 and 1959, while an estimated 0.0% of homes were built in 2014 or later in this Camden County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.1% |
| Built between 2000 and 2009 | 8.1% |
| Built between 1990 and 1999 | 4.7% |
| Built between 1980 and 1989 | 3.6% |
| Built between 1970 and 1979 | 7.6% |
| Built between 1960 and 1969 | 9.0% |
| Built between 1950 and 1959 | 18.6% |
| Built between 1940 and 1949 | 16.8% |
| Built in 1939 or earlier | 31.6% |
Residents of ZIP Code 08105 are younger than average. The median age of 30.6 years in ZIP Code 08105 is approximately 19.69% lower than the overall median age in the U.S. of 38.1 years. About 68.6% of residents are aged 18 years and older, and 11.2% of residents are 62 years and over. Approximately 15.5% of the population in 08105 falls in the age group 35 to 44 years, while an estimated 13.9% are aged 25 to 34 years. On the low end of the scale, 0.4% of 08105 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 9.2% |
| 5 to 9 years | 8.2% |
| 10 to 14 years | 9.9% |
| 15 to 19 years | 6.3% |
| 20 to 24 years | 8.1% |
| 25 to 34 years | 13.9% |
| 35 to 44 years | 15.5% |
| 45 to 54 years | 9.5% |
| 55 to 59 years | 6.4% |
| 60 to 64 years | 4.2% |
| 65 to 74 years | 5.3% |
| 75 to 84 years | 3.1% |
| 85 years and over | 0.4% |
Regarding solar power potential, ZIP Code 08105 has an average daily solar radiation level of 4.9 kWh/m2/day. This is approximately 18.93% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.64% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 08105 | 14.88¢/kWh | 7.38¢/kWh | 4.74¢/kWh |
| New Jersey | 17.69¢/kWh | 13.75¢/kWh | 12.04¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 08105 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.78 | 1.9 | 5.84 |
| Feb | 4.67 | 3 | 6.31 |
| Mar | 4.98 | 3.65 | 7.02 |
| Apr | 5.57 | 5.13 | 7.3 |
| May | 5.32 | 5.17 | 7.13 |
| Jun | 5.54 | 5.72 | 6.95 |
| Jul | 5.68 | 6.22 | 6.51 |
| Aug | 5.6 | 6.08 | 6.65 |
| Sep | 5.43 | 5.15 | 7.02 |
| Oct | 4.69 | 3.32 | 6.92 |
| Nov | 4.04 | 2.33 | 5.99 |
| Dec | 3.56 | 1.78 | 5.46 |
In 08105, 63.1% of the population is in the labor force. Recent estimates place 0.4% as working from home, while the total labor force in the region has a mean travel to time to work of 24.0 minutes. Approximately 24.9% of the employed population 16 years and over in 08105 work in educational services, and health care and social assistance, while an estimated 12.2% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.0% of 08105 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 7.0% |
| Manufacturing | 11.3% |
| Wholesale trade | 4.9% |
| Retail trade | 10.6% |
| Transportation and warehousing, and utilities | 7.8% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 3.7% |
| Professional, scientific, management, and administrative | 8.8% |
| Educational services, and health care and social assistance | 24.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.2% |
| Other services, except public administration | 4.5% |
| Public administration | 3.2% |
Regarding consumer complaints about financial products in ZIP Code 08105, credit reporting or credit repair services have received the most complaints in 08105 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Camden County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 347 |
| Credit reporting or other personal consumer reports | 153 |
| Debt collection | 24 |
| Checking or savings account | 6 |
| Credit card or prepaid card | 4 |
| Other | 8 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 265 |
| Improper use of your report | 133 |
| Problem with a credit reporting company's investigation | 77 |
| Problem with a company's investigation into an existing problem | 23 |
| Attempts to collect debt not owed | 16 |
| Other | 28 |