The 07446 ZIP Code is primarily associated with Ramsey, NJ in Bergen County in the United States. The current population estimate is 14,892. The median household income is at $147,625, while an estimated 1% of the population in this ZIP is living below the poverty line. The median age in 07446 is estimated to at 46.2 years, and about 20.2% of residents are aged 62 years and older. In this New Jersey region, an estimated 69.1% have a bachelor's degree or higher, while the per capita income comes in at about $70,295.
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The median household income in ZIP Code 07446 is $147,625, while the region's mean household income is $188,483. Breaking income down further, per capita income in the region is $70,295. The per capita income in ZIP Code 07446 of $70,295 is approximately 64.45% more than the per capita income in New Jersey overall of $42,745. An estimated 1.3% of the population is living below the poverty line in this region. This rate is approximately 86.32% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 34.1% of the population in 07446 earn $200,000 or more per year, while an estimated 17.7% earn $100,000 to $149,999 per year, and 0.9% of 07446 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.4% |
| $10,000 to $14,999 per year | 0.9% |
| $15,000 to $24,999 per year | 3.4% |
| $25,000 to $34,999 per year | 4.2% |
| $35,000 to $49,999 per year | 5.0% |
| $50,000 to $74,999 per year | 10.1% |
| $75,000 to $99,999 per year | 8.4% |
| $100,000 to $149,999 per year | 17.7% |
| $150,000 to $199,999 per year | 14.9% |
| $200,000 or more per year | 34.1% |
In ZIP Code 07446, 97.9% of the population graduated high school, while 69.1% have a bachelor's degree or higher. In this region, 1.2% achieved an education level less than 9th grade, while 25.3% hold a graduate or professional degree. Approximately 13.0% in this Bergen County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.2% |
| 9th to 12th grade, no diploma | 1.0% |
| High school graduate (includes equivalency) | 13.0% |
| Some college, no degree | 10.8% |
| Associate's degree | 5.0% |
| Bachelor's degree | 43.8% |
| Graduate or professional degree | 25.3% |
Looking at race in the population that makes up ZIP Code 07446, 99.2% is one race, while 0.8% are two or more races. Approximately 5.3% of 07446 residents are hispanic or Latino (of any race). The most common race in 07446 (race alone or in combination with one or more other races), is White (91.7%), followed by Asian (8.1%) .
| Industry | Percent |
|---|---|
| White | 91.7% |
| Black or African American | 0.8% |
| American Indian and Alaska Native | 0.2% |
| Asian | 8.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.1% |
In ZIP Code 07446, 85.2% of the population lists "English only" as the language spoken in home, while 3.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 6.3% of homes, and other Indo-European languages are spoken in 3.9% of homes. Lastly, 0.9% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Bergen County region.
| Language Spoken | Percent |
|---|---|
| English only | 85.2% |
| Spanish | 3.7% |
| Other Indo-European languages | 6.3% |
| Asian and Pacific Islander languages | 3.9% |
| Other languages | 0.9% |
Regarding the age of homes in ZIP Code 07446, an estimated 21.4% of homes were built between 1960 and 1969. Additionally, 18.1% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built in 2014 or later in this Bergen County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 1.7% |
| Built between 2000 and 2009 | 3.3% |
| Built between 1990 and 1999 | 7.8% |
| Built between 1980 and 1989 | 14.5% |
| Built between 1970 and 1979 | 18.1% |
| Built between 1960 and 1969 | 21.4% |
| Built between 1950 and 1959 | 17.1% |
| Built between 1940 and 1949 | 3.6% |
| Built in 1939 or earlier | 12.5% |
Residents of ZIP Code 07446 are older than average. The median age of 46.2 years in ZIP Code 07446 is approximately 21.26% higher than the overall median age in the U.S. of 38.1 years. About 75.2% of residents are aged 18 years and older, and 20.2% of residents are 62 years and over. Approximately 19.7% of the population in 07446 falls in the age group 45 to 54 years, while an estimated 10.8% are aged 35 to 44 years. On the low end of the scale, 1.1% of 07446 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.1% |
| 5 to 9 years | 7.2% |
| 10 to 14 years | 6.5% |
| 15 to 19 years | 7.9% |
| 20 to 24 years | 4.1% |
| 25 to 34 years | 6.2% |
| 35 to 44 years | 10.8% |
| 45 to 54 years | 19.7% |
| 55 to 59 years | 9.2% |
| 60 to 64 years | 6.4% |
| 65 to 74 years | 10.8% |
| 75 to 84 years | 5.1% |
| 85 years and over | 1.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 07446 is current access to health insurance, as an estimated 94.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 07446 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.3% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 07446 has an average daily solar radiation level of 4.91 kWh/m2/day. This is approximately 19.17% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.49% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 07446 | 15.39¢/kWh | 8.48¢/kWh | 8.97¢/kWh |
| New Jersey | 23.39¢/kWh | 17.31¢/kWh | 13.93¢/kWh |
| United States | 18.07¢/kWh | 14.06¢/kWh | 9.02¢/kWh |
| Month | ZIP Code 07446 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.72 | 1.9 | 5.84 |
| Feb | 4.76 | 3 | 6.31 |
| Mar | 5.16 | 3.65 | 7.02 |
| Apr | 5.35 | 5.13 | 7.3 |
| May | 5.5 | 5.17 | 7.13 |
| Jun | 5.7 | 5.72 | 6.95 |
| Jul | 5.83 | 6.22 | 6.51 |
| Aug | 5.7 | 6.08 | 6.65 |
| Sep | 5.51 | 5.15 | 7.02 |
| Oct | 4.49 | 3.32 | 6.92 |
| Nov | 3.92 | 2.33 | 5.99 |
| Dec | 3.31 | 1.78 | 5.46 |
In 07446, 65.7% of the population is in the labor force. Recent estimates place 6.2% as working from home, while the total labor force in the region has a mean travel to time to work of 33.5 minutes. Approximately 25.9% of the employed population 16 years and over in 07446 work in educational services, and health care and social assistance, while an estimated 16.6% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.8% of 07446 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.8% |
| Construction | 2.4% |
| Manufacturing | 6.0% |
| Wholesale trade | 4.6% |
| Retail trade | 9.5% |
| Transportation and warehousing, and utilities | 3.4% |
| Information | 4.5% |
| Finance and insurance, and real estate and rental and leasing | 14.5% |
| Professional, scientific, management, and administrative | 16.6% |
| Educational services, and health care and social assistance | 25.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.3% |
| Other services, except public administration | 4.4% |
| Public administration | 1.1% |