ZIP Code 07304 Demographics & Data

About Jersey City, NJ (ZIP Code 07304)

New Jersey

Demographics Data and In-depth Information About 07304

The 07304 ZIP Code is primarily associated with Jersey City, NJ in Hudson County in the United States. The current population estimate is 43,327. Median househould income is approximately $48,360, and an estimated 18% of the population is living below the poverty line. In this New Jersey region, an estimated 31.9% have a bachelor's degree or higher, while the per capita income comes in at about $26,598. The median age in ZIP Code 07304 is approximately 35.1 years, with 13.7% of residents aged 62 years and older.

Population in 07304

The most recent population estimate for ZIP Code 07304 is 43,327.

Jersey City, NJ

The 07304 ZIP Code is associated with Jersey City, NJ in Hudson County.

Area Codes associated with 07304

Telephone area codes associated with ZIP Code 07304 include 201.

Sunrise / Sunset in 07304

Sunrise: 5:34 am
Sunset: 8:11 pm
Sunrise in 07304 5:34 am
Sunrise in 07304 8:11 pm

Weather forecast for 07304

Today's forecast for 07304: A chance of rain showers and patchy fog before 2pm, then a chance of showers and thunderstorms. Mostly cloudy. High near 68, with temperatures falling to around 66 in the afternoon. East wind around 6 mph. Chance of precipitation is 50%. New rainfall amounts less than a tenth of an inch possible.

Current air quality in 07304

Air quality: Fair Air quality scale in 07304 Fair

Internet in 07304

An estimated 88.5% of households in ZIP Code 07304 have a computer, while about 81.1% of households have broadband Internet service.

Gender in 07304

Females comprise about 52.0% of the overall population in ZIP Code 07304, while males account for approximately 48.0%.

Health Insurance in 07304

Approximately 14.0% of adults aged 18 to 64 in ZIP Code 07304 (Jersey City, NJ) are currently uninsured and do not have health insurance.

Income in ZIP Code 07304

The median household income in ZIP Code 07304 is $48,360, while the region's mean household income is $70,253. Breaking income down further, per capita income in the region is $26,598. The per capita income in ZIP Code 07304 of $26,598 is approximately 37.78% less than the per capita income in the U.S. overall of $42,745. An estimated 17.5% of the population is living below the poverty line in this region. This rate is approximately84.21% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 16.0% of the population in 07304 earn $50,000 to $74,999 per year, while an estimated 13.4% earn $100,000 to $149,999 per year, and 4.3% of 07304 residents earn $150,000 to $199,999 per year.

Household Income Details

Bar chart displaying household income in ZIP Code 07304. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 07304

Household Income Percent
Less than $10,000 per year 11.7%
$10,000 to $14,999 per year 5.9%
$15,000 to $24,999 per year 10.0%
$25,000 to $34,999 per year 10.5%
$35,000 to $49,999 per year 13.1%
$50,000 to $74,999 per year 16.0%
$75,000 to $99,999 per year 10.6%
$100,000 to $149,999 per year 13.4%
$150,000 to $199,999 per year 4.3%
$200,000 or more per year 4.5%

Education levels in ZIP Code 07304

In ZIP Code 07304, 84.1% of the population graduated high school, while 31.9% have a bachelor's degree or higher. In this region, 7.1% achieved an education level less than 9th grade, while 9.2% hold a graduate or professional degree. Approximately 32.1% in this Hudson County region reached the highest level of high school graduate (including equivalency).

Education Attained in 07304

Education Level Percent
Less than 9th grade 7.1%
9th to 12th grade, no diploma 8.7%
High school graduate (includes equivalency) 32.1%
Some college, no degree 14.2%
Associate's degree 6.0%
Bachelor's degree 22.7%
Graduate or professional degree 9.2%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 07304. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Race & Ethnicity in ZIP Code 07304

Looking at race in the population that makes up ZIP Code 07304, 96.6% is one race, while 3.4% are two or more races. Approximately 34.1% of 07304 residents are hispanic or Latino (of any race). The most common race in 07304 (race alone or in combination with one or more other races), is Black or African American (38.2%), followed by White (28.1%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 07304. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 07304

Industry Percent
White 28.1%
Black or African American 38.2%
American Indian and Alaska Native 1.2%
Asian 15.4%
Native Hawaiian and Other Pacific Islander 0.3%
Some other race 20.4%
* Race alone or in combination with one or more other races

Language Breakdown in ZIP Code 07304

In ZIP Code 07304, 48.6% of the population lists "English only" as the language spoken in home, while 30.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.3% of homes, and other Indo-European languages are spoken in 10.6% of homes. Lastly, 5.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hudson County region.

Language Spoken in 07304

Language Spoken Percent
English only 48.6%
Spanish 30.2%
Other Indo-European languages 5.3%
Asian and Pacific Islander languages 10.6%
Other languages 5.3%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 07304. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 07304

The median home value in ZIP Code 07304 in January 2025 comes in at $595,689. The January 2025 value is approximately 3% higher than the $578,172 median value in August 2024, and 8% higher than the $551,004 median value in February 2024. Regarding the age of homes in ZIP Code 07304, an estimated 45.8% of homes were built in 1939 or earlier. Additionally, 12.9% of homes in the region were built between 1940 and 1949, while an estimated 0.7% of homes were built between 2010 and 2013 in this Hudson County region.

Home Values in 07304

Month Home value
Jan 2025 $595,689
Dec 2024 $593,755
Nov 2024 $590,776
Oct 2024 $586,896
Sep 2024 $583,308
Aug 2024 $578,172
Jul 2024 $574,936
Jun 2024 $572,320
May 2024 $570,285
Apr 2024 $565,038
Mar 2024 $558,111
Feb 2024 $551,004

Median Home Values Over Time

Line chart displaying median home values in ZIP Code 07304. This visualizes a recent 12-month span of home values in the region.

Age of Housing in 07304

Year Home Built Percent
Built in 2014 or later 0.7%
Built between 2010 and 2013 0.7%
Built between 2000 and 2009 6.6%
Built between 1990 and 1999 4.4%
Built between 1980 and 1989 4.0%
Built between 1970 and 1979 7.9%
Built between 1960 and 1969 4.6%
Built between 1950 and 1959 12.3%
Built between 1940 and 1949 12.9%
Built in 1939 or earlier 45.8%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 07304. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Age Breakdown in ZIP Code 07304

Residents of ZIP Code 07304 are younger than average. The median age of 35.1 years in ZIP Code 07304 is approximately 7.87% lower than the overall median age in the U.S. of 38.1 years. About 75.4% of residents are aged 18 years and older, and 13.7% of residents are 62 years and over. Approximately 18.4% of the population in 07304 falls in the age group 25 to 34 years, while an estimated 14.8% are aged 35 to 44 years. On the low end of the scale, 0.9% of 07304 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 07304. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 07304

Age Range Percent
Under 5 years 8.3%
5 to 9 years 6.7%
10 to 14 years 6.1%
15 to 19 years 5.2%
20 to 24 years 5.2%
25 to 34 years 18.4%
35 to 44 years 14.8%
45 to 54 years 11.8%
55 to 59 years 6.8%
60 to 64 years 5.7%
65 to 74 years 6.7%
75 to 84 years 3.4%
85 years and over 0.9%

Chronic Health Issues in ZIP Code 07304 [4]

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 07304. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 07304

Health Issue Percent of adults*
* aged 18 & above

Health Risk Behaviors & Prevention in 07304 [4]

One of the top preventative health measures in ZIP Code 07304 is current access to health insurance, as an estimated 86% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 07304 list , as a preventive measure.

Preventative Health in 07304

Preventive Measure Percent of adults*
Current access to health insurance 86%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 07304. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 07304. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 07304

Risk Behavior Percent of adults*
* aged 18 & above

Utilities in ZIP Code 07304 [6]

Regarding solar power potential, ZIP Code 07304 has an average daily solar radiation level of 4.86 kWh/m2/day. This is approximately 17.96% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.25% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 07304. This visualizes electricity rates in 07304 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 07304

Region Residential Commercial Industrial
ZIP Code 07304 14.88¢/kWh 7.38¢/kWh 4.74¢/kWh
New Jersey 19.7¢/kWh 15.22¢/kWh 13.36¢/kWh
United States 16.44¢/kWh 13.09¢/kWh 8.23¢/kWh

Solar Power in 07304

Month ZIP Code 07304 Low (WA) High (AZ)
Jan 3.7 1.9 5.84
Feb 4.66 3 6.31
Mar 4.79 3.65 7.02
Apr 5.33 5.13 7.3
May 5.47 5.17 7.13
Jun 5.62 5.72 6.95
Jul 5.73 6.22 6.51
Aug 5.76 6.08 6.65
Sep 5.45 5.15 7.02
Oct 4.69 3.32 6.92
Nov 3.88 2.33 5.99
Dec 3.24 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 07304. This visualizes solar power levels in 07304 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Jobs Breakdown in ZIP Code 07304

In 07304, 67.0% of the population is in the labor force. Recent estimates place 2.6% as working from home, while the total labor force in the region has a mean travel to time to work of 34.8 minutes. Approximately 23.1% of the employed population 16 years and over in 07304 work in educational services, and health care and social assistance, while an estimated 14.4% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.2% of 07304 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 07304. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 07304

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.2%
Construction 5.9%
Manufacturing 6.6%
Wholesale trade 2.3%
Retail trade 10.7%
Transportation and warehousing, and utilities 10.7%
Information 1.8%
Finance and insurance, and real estate and rental and leasing 7.2%
Professional, scientific, management, and administrative 14.4%
Educational services, and health care and social assistance 23.1%
Arts, entertainment, and recreation, and accommodation and food services 7.6%
Other services, except public administration 5.5%
Public administration 3.9%

Consumer Financial Products Complaints in 07304 [5]

Regarding consumer complaints about financial products in ZIP Code 07304, credit reporting or other personal consumer reports have received the most complaints in 07304 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Hudson County region was incorrect information on a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 07304. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 07304

Complaint Product Number of Complaints*
Credit reporting or other personal consumer reports 913
Credit reporting or credit repair services 441
Debt collection 76
Checking or savings account 45
Credit card or prepaid card 40
Other 81
* Total in 2021

Consumer Complaints by Issue in 07304

Complaint Issue Number of Complaints*
Incorrect information on your report 667
Improper use of your report 412
Problem with a company's investigation into an existing problem 155
Problem with a credit reporting company's investigation 113
Attempts to collect debt not owed 54
Other 195
* Total 2021 - 2024 (current)

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 07304. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.

Notes

  • [4] Health data referenced here originate from the Centers for Disease Control and Prevention (CDC).
  • [5] Consumer financial product complaint data referenced here originate from the Consumer Financial Protection Bureau.
  • [6] Electricity rates and electricity usage data referenced here originate from the National Renewable Energy Laboratory (NREL) and/or the U.S. Energy Information Administration (EIA). Estimates utilize regional U.S. Census Bureau data along with regional NREL and/or EIA data.