The 04963 ZIP Code is primarily associated with Oakland, ME in Kennebec County in the United States. The current population estimate is 7,248. It is estimated that 26.6% of residents in the 04963 ZIP Code are aged 62 years and older, while the region overall has a median age of 49.1 years. Approximately 29.6% of residents in this Maine region hold a bachelor's degree or higher. The per capita income is estimated to be $34,161. Median househould income is at $63,125, with an estimated 8% of the population living below the poverty line.
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The median household income in ZIP Code 04963 is $63,125, while the region's mean household income is $80,025. Breaking income down further, per capita income in the region is $34,161. The per capita income in ZIP Code 04963 of $34,161 is approximately 4.67% more than the per capita income in Maine overall of $32,637. An estimated 7.8% of the population is living below the poverty line in this region. This rate is approximately 17.89% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.5% of the population in 04963 earn $100,000 to $149,999 per year, while an estimated 17.1% earn $50,000 to $74,999 per year, and 2.8% of 04963 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.8% |
| $10,000 to $14,999 per year | 5.4% |
| $15,000 to $24,999 per year | 13.6% |
| $25,000 to $34,999 per year | 8.2% |
| $35,000 to $49,999 per year | 9.8% |
| $50,000 to $74,999 per year | 17.1% |
| $75,000 to $99,999 per year | 13.0% |
| $100,000 to $149,999 per year | 17.5% |
| $150,000 to $199,999 per year | 8.1% |
| $200,000 or more per year | 4.4% |
In ZIP Code 04963, 95.4% of the population graduated high school, while 29.6% have a bachelor's degree or higher. In this region, 1.8% achieved an education level less than 9th grade, while 11.5% hold a graduate or professional degree. Approximately 28.7% in this Kennebec County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.8% |
| 9th to 12th grade, no diploma | 2.8% |
| High school graduate (includes equivalency) | 28.7% |
| Some college, no degree | 26.5% |
| Associate's degree | 10.4% |
| Bachelor's degree | 18.1% |
| Graduate or professional degree | 11.5% |
Looking at race in the population that makes up ZIP Code 04963, 96.9% is one race, while 3.1% are two or more races. Approximately 0.2% of 04963 residents are hispanic or Latino (of any race). The most common race in 04963 (race alone or in combination with one or more other races), is White (99.3%), followed by American Indian and Alaska Native (3.2%) .
| Industry | Percent |
|---|---|
| White | 99.3% |
| Black or African American | 1.7% |
| American Indian and Alaska Native | 3.2% |
| Asian | 0.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
In ZIP Code 04963, 97.3% of the population lists "English only" as the language spoken in home, while 0.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.1% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Kennebec County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.3% |
| Spanish | 0.6% |
| Other Indo-European languages | 2.1% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 04963, an estimated 20.2% of homes were built between 2000 and 2009. Additionally, 18.4% of homes in the region were built between 1990 and 1999, while an estimated 0.8% of homes were built in 2014 or later in this Kennebec County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.8% |
| Built between 2010 and 2013 | 7.1% |
| Built between 2000 and 2009 | 20.2% |
| Built between 1990 and 1999 | 18.4% |
| Built between 1980 and 1989 | 12.7% |
| Built between 1970 and 1979 | 13.4% |
| Built between 1960 and 1969 | 9.8% |
| Built between 1950 and 1959 | 4.0% |
| Built between 1940 and 1949 | 2.8% |
| Built in 1939 or earlier | 10.8% |
Residents of ZIP Code 04963 are older than average. The median age of 49.1 years in ZIP Code 04963 is approximately 28.87% higher than the overall median age in the U.S. of 38.1 years. About 80.9% of residents are aged 18 years and older, and 26.6% of residents are 62 years and over. Approximately 13.6% of the population in 04963 falls in the age group 65 to 74 years, while an estimated 12.6% are aged 45 to 54 years. On the low end of the scale, 1.6% of 04963 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.7% |
| 5 to 9 years | 3.2% |
| 10 to 14 years | 4.9% |
| 15 to 19 years | 6.2% |
| 20 to 24 years | 4.0% |
| 25 to 34 years | 11.0% |
| 35 to 44 years | 12.1% |
| 45 to 54 years | 12.6% |
| 55 to 59 years | 10.7% |
| 60 to 64 years | 10.0% |
| 65 to 74 years | 13.6% |
| 75 to 84 years | 4.5% |
| 85 years and over | 1.6% |
One of the leading chronic health issues in ZIP Code 04963 is high cholesterol, as an estimated 34.9% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 04963 is arthritis, as approximately 30.1% of adults 18 and older in this Kennebec County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 30.1% |
| High blood pressure | 30.1% |
| Cancer (excluding skin cancer) | 7.1% |
| Current asthma | 11.6% |
| Coronary heart disease | 5.9% |
| Diagnosed diabetes | 9.3% |
| High cholesterol | 34.9% |
| Chronic kidney disease | 2.9% |
| Stroke | 2.8% |
One of the top preventative health measures in ZIP Code 04963 is current access to health insurance, as an estimated 93.2% of adults 18 and older take part in this preventive measure. Additionally, 76.9% of those 18 and above in 04963 list visits to doctor for routine checkup, as a preventive measure. Common health risk behaviors in 04963 include obesity (34.6% of adults aged 18 and above) and sleeping less than 7 hours (29.2% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.2% |
| Taking medicine for high blood pressure control | 75.4% |
| Visits to doctor for routine checkup | 76.9% |
| Cholesterol screening | 62.8% |
| Visits to dentist or dental clinic | 69.7% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 14.5% |
| Current smoking | 16.8% |
| No leisure-time physical activity | 24.0% |
| Obesity | 34.6% |
| Sleeping less than 7 hours | 29.2% |
Regarding solar power potential, ZIP Code 04963 has an average daily solar radiation level of 4.82 kWh/m2/day. This is approximately 16.99% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.86% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 04963 | 6.94¢/kWh | 4.15¢/kWh | 2.28¢/kWh |
| Maine | 24.95¢/kWh | 18.92¢/kWh | 14.54¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 04963 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.67 | 1.9 | 5.84 |
| Feb | 4.9 | 3 | 6.31 |
| Mar | 5.58 | 3.65 | 7.02 |
| Apr | 5.72 | 5.13 | 7.3 |
| May | 5.4 | 5.17 | 7.13 |
| Jun | 5.39 | 5.72 | 6.95 |
| Jul | 5.78 | 6.22 | 6.51 |
| Aug | 5.92 | 6.08 | 6.65 |
| Sep | 5.46 | 5.15 | 7.02 |
| Oct | 4.09 | 3.32 | 6.92 |
| Nov | 3.2 | 2.33 | 5.99 |
| Dec | 2.78 | 1.78 | 5.46 |
In 04963, 65.7% of the population is in the labor force. Recent estimates place 5.7% as working from home, while the total labor force in the region has a mean travel to time to work of 24.5 minutes. Approximately 31.6% of the employed population 16 years and over in 04963 work in educational services, and health care and social assistance, while an estimated 10.3% work in construction. On the lower end of the scale, just 0.2% of 04963 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.5% |
| Construction | 10.3% |
| Manufacturing | 8.7% |
| Wholesale trade | 3.0% |
| Retail trade | 8.3% |
| Transportation and warehousing, and utilities | 4.4% |
| Information | 0.2% |
| Finance and insurance, and real estate and rental and leasing | 1.3% |
| Professional, scientific, management, and administrative | 9.8% |
| Educational services, and health care and social assistance | 31.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 4.7% |
| Other services, except public administration | 6.3% |
| Public administration | 9.0% |
Regarding consumer complaints about financial products in ZIP Code 04963, payday loan, title loan, personal loan, or advance loan have received the most complaints in 04963 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Kennebec County region was charged fees or interest you didn't expect.
| Complaint Product | Number of Complaints* |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Charged fees or interest you didn't expect | 1 |