The 04101 ZIP Code is primarily associated with Portland, ME in Cumberland County in the United States. The current population estimate is 17,236. Approximately 50.3% of residents in this Maine region hold a bachelor's degree or higher. The per capita income is estimated to be $34,466. The median age in the 04101 ZIP Code is 33.9 years, with 16.8% of residents aged 62 years and older. The median household income is $45,417, while about 24% of the population is living below the poverty line.
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The median household income in ZIP Code 04101 is $45,417, while the region's mean household income is $63,189. Breaking income down further, per capita income in the region is $34,466. The per capita income in ZIP Code 04101 of $34,466 is approximately 5.6% more than the per capita income in Maine overall of $32,637. An estimated 23.5% of the population is living below the poverty line in this region. This rate is approximately147.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.0% of the population in 04101 earn $50,000 to $74,999 per year, while an estimated 13.9% earn $35,000 to $49,999 per year, and 3.6% of 04101 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 12.5% |
| $10,000 to $14,999 per year | 6.7% |
| $15,000 to $24,999 per year | 12.9% |
| $25,000 to $34,999 per year | 9.0% |
| $35,000 to $49,999 per year | 13.9% |
| $50,000 to $74,999 per year | 18.0% |
| $75,000 to $99,999 per year | 10.9% |
| $100,000 to $149,999 per year | 8.3% |
| $150,000 to $199,999 per year | 3.6% |
| $200,000 or more per year | 4.2% |
In ZIP Code 04101, 90.1% of the population graduated high school, while 50.3% have a bachelor's degree or higher. In this region, 3.9% achieved an education level less than 9th grade, while 18.7% hold a graduate or professional degree. Approximately 16.0% in this Cumberland County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.9% |
| 9th to 12th grade, no diploma | 6.0% |
| High school graduate (includes equivalency) | 16.0% |
| Some college, no degree | 18.1% |
| Associate's degree | 5.7% |
| Bachelor's degree | 31.6% |
| Graduate or professional degree | 18.7% |
Looking at race in the population that makes up ZIP Code 04101, 96.9% is one race, while 3.1% are two or more races. Approximately 4.9% of 04101 residents are hispanic or Latino (of any race). The most common race in 04101 (race alone or in combination with one or more other races), is White (81.9%), followed by Black or African American (14.9%) .
| Industry | Percent |
|---|---|
| White | 81.9% |
| Black or African American | 14.9% |
| American Indian and Alaska Native | 2.1% |
| Asian | 3.6% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.2% |
In ZIP Code 04101, 83.4% of the population lists "English only" as the language spoken in home, while 2.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 8.0% of homes, and other Indo-European languages are spoken in 2.2% of homes. Lastly, 4.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cumberland County region.
| Language Spoken | Percent |
|---|---|
| English only | 83.4% |
| Spanish | 2.3% |
| Other Indo-European languages | 8.0% |
| Asian and Pacific Islander languages | 2.2% |
| Other languages | 4.2% |
Regarding the age of homes in ZIP Code 04101, an estimated 59.2% of homes were built in 1939 or earlier. Additionally, 9.6% of homes in the region were built between 1970 and 1979, while an estimated 1.7% of homes were built between 1990 and 1999 in this Cumberland County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.8% |
| Built between 2010 and 2013 | 1.9% |
| Built between 2000 and 2009 | 5.8% |
| Built between 1990 and 1999 | 1.7% |
| Built between 1980 and 1989 | 3.7% |
| Built between 1970 and 1979 | 9.6% |
| Built between 1960 and 1969 | 6.3% |
| Built between 1950 and 1959 | 5.0% |
| Built between 1940 and 1949 | 3.9% |
| Built in 1939 or earlier | 59.2% |
Residents of ZIP Code 04101 are younger than average. The median age of 33.9 years in ZIP Code 04101 is approximately 11.02% lower than the overall median age in the U.S. of 38.1 years. About 89.4% of residents are aged 18 years and older, and 16.8% of residents are 62 years and over. Approximately 29.8% of the population in 04101 falls in the age group 25 to 34 years, while an estimated 14.0% are aged 35 to 44 years. On the low end of the scale, 1.8% of 04101 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 3.3% |
| 5 to 9 years | 2.9% |
| 10 to 14 years | 2.8% |
| 15 to 19 years | 3.1% |
| 20 to 24 years | 9.9% |
| 25 to 34 years | 29.8% |
| 35 to 44 years | 14.0% |
| 45 to 54 years | 9.6% |
| 55 to 59 years | 6.1% |
| 60 to 64 years | 5.1% |
| 65 to 74 years | 8.1% |
| 75 to 84 years | 3.5% |
| 85 years and over | 1.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 04101 is current access to health insurance, as an estimated 92.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 04101 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 04101 has an average daily solar radiation level of 4.82 kWh/m2/day. This is approximately 16.99% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.86% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 04101 | 6.94¢/kWh | 4.15¢/kWh | 2.28¢/kWh |
| Maine | 26.26¢/kWh | 20.18¢/kWh | 17.01¢/kWh |
| United States | 16.44¢/kWh | 13.09¢/kWh | 8.23¢/kWh |
| Month | ZIP Code 04101 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.64 | 1.9 | 5.84 |
| Feb | 4.79 | 3 | 6.31 |
| Mar | 5.66 | 3.65 | 7.02 |
| Apr | 5.62 | 5.13 | 7.3 |
| May | 5.27 | 5.17 | 7.13 |
| Jun | 5.35 | 5.72 | 6.95 |
| Jul | 5.95 | 6.22 | 6.51 |
| Aug | 5.6 | 6.08 | 6.65 |
| Sep | 5.5 | 5.15 | 7.02 |
| Oct | 4.12 | 3.32 | 6.92 |
| Nov | 3.38 | 2.33 | 5.99 |
| Dec | 2.96 | 1.78 | 5.46 |
In 04101, 68.4% of the population is in the labor force. Recent estimates place 8.9% as working from home, while the total labor force in the region has a mean travel to time to work of 18.8 minutes. Approximately 24.5% of the employed population 16 years and over in 04101 work in educational services, and health care and social assistance, while an estimated 16.2% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 1.3% of 04101 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.3% |
| Construction | 1.7% |
| Manufacturing | 7.0% |
| Wholesale trade | 1.9% |
| Retail trade | 11.6% |
| Transportation and warehousing, and utilities | 2.1% |
| Information | 3.1% |
| Finance and insurance, and real estate and rental and leasing | 8.1% |
| Professional, scientific, management, and administrative | 15.9% |
| Educational services, and health care and social assistance | 24.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 16.2% |
| Other services, except public administration | 4.3% |
| Public administration | 2.2% |
Regarding consumer complaints about financial products in ZIP Code 04101, credit reporting or other personal consumer reports have received the most complaints in 04101 in the past 12 months. Credit card received the second most complaints. The most frequent complaint overall in this Cumberland County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 34 |
| Credit card | 7 |
| Credit reporting or credit repair services | 7 |
| Checking or savings account | 3 |
| Credit card or prepaid card | 3 |
| Other | 12 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 34 |
| Getting a credit card | 7 |
| Improper use of your report | 5 |
| Dealing with your lender or servicer | 3 |
| Trouble during payment process | 3 |
| Other | 14 |