The 03221 ZIP Code is primarily associated with Bradford, NH in Merrimack County in the United States. The current population estimate is 2,095. The 03221 ZIP Code has a median age of 47.2 years, and 27.3% of residents are aged 62 years and older. The median household income is $66,528, while about 2% of the population is living below the poverty line. In this New Hampshire region, approximately 94.6% have a high school degree or higher, and the per capita income is an estimated $34,628.
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The median household income in ZIP Code 03221 is $66,528, while the region's mean household income is $83,686. Breaking income down further, per capita income in the region is $34,628. The per capita income in ZIP Code 03221 of $34,628 is approximately 13.44% less than the per capita income in the U.S. overall of $40,003. An estimated 1.6% of the population is living below the poverty line in this region. This rate is approximately 83.16% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.6% of the population in 03221 earn $50,000 to $74,999 per year, while an estimated 16.6% earn $100,000 to $149,999 per year, and 1.9% of 03221 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.1% |
| $10,000 to $14,999 per year | 1.9% |
| $15,000 to $24,999 per year | 9.2% |
| $25,000 to $34,999 per year | 14.5% |
| $35,000 to $49,999 per year | 11.9% |
| $50,000 to $74,999 per year | 17.6% |
| $75,000 to $99,999 per year | 12.5% |
| $100,000 to $149,999 per year | 16.6% |
| $150,000 to $199,999 per year | 7.2% |
| $200,000 or more per year | 6.6% |
In ZIP Code 03221, 94.6% of the population graduated high school, while 40.3% have a bachelor's degree or higher. In this region, 0.0% achieved an education level less than 9th grade, while 15.6% hold a graduate or professional degree. Approximately 26.7% in this Merrimack County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.0% |
| 9th to 12th grade, no diploma | 5.4% |
| High school graduate (includes equivalency) | 26.7% |
| Some college, no degree | 16.7% |
| Associate's degree | 10.9% |
| Bachelor's degree | 24.6% |
| Graduate or professional degree | 15.6% |
Looking at race in the population that makes up ZIP Code 03221, 99.2% is one race, while 0.8% are two or more races. Approximately 0.4% of 03221 residents are hispanic or Latino (of any race). The most common race in 03221 (race alone or in combination with one or more other races), is White (97.3%), followed by American Indian and Alaska Native (2.0%) .
| Industry | Percent |
|---|---|
| White | 97.3% |
| Black or African American | 0.3% |
| American Indian and Alaska Native | 2.0% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.1% |
In ZIP Code 03221, 96.8% of the population lists "English only" as the language spoken in home, while 1.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Merrimack County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.8% |
| Spanish | 1.0% |
| Other Indo-European languages | 2.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 03221, an estimated 33.8% of homes were built in 1939 or earlier. Additionally, 15.6% of homes in the region were built between 1970 and 1979, while an estimated 1.5% of homes were built between 2010 and 2013 in this Merrimack County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.9% |
| Built between 2010 and 2013 | 1.5% |
| Built between 2000 and 2009 | 13.7% |
| Built between 1990 and 1999 | 4.0% |
| Built between 1980 and 1989 | 12.5% |
| Built between 1970 and 1979 | 15.6% |
| Built between 1960 and 1969 | 5.9% |
| Built between 1950 and 1959 | 6.6% |
| Built between 1940 and 1949 | 4.5% |
| Built in 1939 or earlier | 33.8% |
Residents of ZIP Code 03221 are older than average. The median age of 47.2 years in ZIP Code 03221 is approximately 23.88% higher than the overall median age in the U.S. of 38.1 years. About 77.8% of residents are aged 18 years and older, and 27.3% of residents are 62 years and over. Approximately 13.1% of the population in 03221 falls in the age group 65 to 74 years, while an estimated 12.5% are aged 45 to 54 years. On the low end of the scale, 0.9% of 03221 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.4% |
| 5 to 9 years | 7.0% |
| 10 to 14 years | 6.2% |
| 15 to 19 years | 8.9% |
| 20 to 24 years | 5.1% |
| 25 to 34 years | 9.8% |
| 35 to 44 years | 9.2% |
| 45 to 54 years | 12.5% |
| 55 to 59 years | 7.0% |
| 60 to 64 years | 10.8% |
| 65 to 74 years | 13.1% |
| 75 to 84 years | 7.0% |
| 85 years and over | 0.9% |
One of the leading chronic health issues in ZIP Code 03221 is high cholesterol, as an estimated 34.5% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 03221 is high blood pressure, as approximately 28.0% of adults 18 and older in this Merrimack County region contend with that issue.
| Health Issue | Percent of adults* |
|---|---|
| Arthritis | 27.6% |
| High blood pressure | 28.0% |
| Cancer (excluding skin cancer) | 7.7% |
| Current asthma | 11.0% |
| Coronary heart disease | 5.0% |
| Diagnosed diabetes | 7.6% |
| High cholesterol | 34.5% |
| Chronic kidney disease | 2.6% |
| Stroke | 2.5% |
One of the top preventative health measures in ZIP Code 03221 is current access to health insurance, as an estimated 95% of adults 18 and older take part in this preventive measure. Additionally, 88.6% of those 18 and above in 03221 list cholesterol screening, as a preventive measure. Common health risk behaviors in 03221 include obesity (30.7% of adults aged 18 and above) and sleeping less than 7 hours (30.2% of those 18 and older).
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 95% |
| Taking medicine for high blood pressure control | 78.8% |
| Visits to doctor for routine checkup | 73.5% |
| Cholesterol screening | 88.6% |
| Visits to dentist or dental clinic | 74.8% |
| Risk Behavior | Percent of adults* |
|---|---|
| Binge drinking | 16.9% |
| Current smoking | 11.4% |
| No leisure-time physical activity | 17.1% |
| Obesity | 30.7% |
| Sleeping less than 7 hours | 30.2% |
Regarding solar power potential, ZIP Code 03221 has an average daily solar radiation level of 4.8 kWh/m2/day. This is approximately 16.5% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.16% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 03221 | 16.29¢/kWh | 9.56¢/kWh | 6.11¢/kWh |
| New Hampshire | 23.76¢/kWh | 20.23¢/kWh | 16.79¢/kWh |
| United States | 16.1¢/kWh | 12.81¢/kWh | 7.81¢/kWh |
| Month | ZIP Code 03221 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.8 | 1.9 | 5.84 |
| Feb | 4.95 | 3 | 6.31 |
| Mar | 5.35 | 3.65 | 7.02 |
| Apr | 5.48 | 5.13 | 7.3 |
| May | 5.14 | 5.17 | 7.13 |
| Jun | 5.22 | 5.72 | 6.95 |
| Jul | 5.72 | 6.22 | 6.51 |
| Aug | 5.62 | 6.08 | 6.65 |
| Sep | 5.6 | 5.15 | 7.02 |
| Oct | 4.28 | 3.32 | 6.92 |
| Nov | 3.47 | 2.33 | 5.99 |
| Dec | 3.01 | 1.78 | 5.46 |
In 03221, 69.9% of the population is in the labor force. Recent estimates place 10.5% as working from home, while the total labor force in the region has a mean travel to time to work of 31.9 minutes. Approximately 25.7% of the employed population 16 years and over in 03221 work in educational services, and health care and social assistance, while an estimated 11.1% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.7% of 03221 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.7% |
| Construction | 8.6% |
| Manufacturing | 9.3% |
| Wholesale trade | 4.0% |
| Retail trade | 8.6% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 2.7% |
| Finance and insurance, and real estate and rental and leasing | 4.1% |
| Professional, scientific, management, and administrative | 10.1% |
| Educational services, and health care and social assistance | 25.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.1% |
| Other services, except public administration | 7.5% |
| Public administration | 3.9% |
Regarding consumer complaints about financial products in ZIP Code 03221, mortgage have received the most complaints in 03221 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Merrimack County region was struggling to pay mortgage.
| Complaint Product | Number of Complaints* |
|---|---|
| Mortgage | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Struggling to pay mortgage | 1 |
| Trouble during payment process | 1 |