ZIP Code 02138 Demographics & Data

About Cambridge, MA (ZIP Code 02138)

Massachusetts

In-depth Statistics and Demographics About 02138

The 02138 ZIP Code is primarily associated with Cambridge, MA in Middlesex County in the United States. The current population estimate is 38,504. Approximately 87.5% of residents in this Massachusetts region have a bachelor's degree or higher, and the per capita income is an estimated $61,017. The median age in the 02138 ZIP Code is 29.4 years, with 15.0% of residents aged 62 years and older. Median househould income in this region is $105,065, while about 4% of the population lives below the poverty line.

Population in 02138

The most recent population estimate for ZIP Code 02138 is 38,504.

Cambridge, MA

The 02138 ZIP Code is associated with Cambridge, MA in Middlesex County.

Area Codes associated with 02138

Telephone area codes associated with ZIP Code 02138 include 508, 617, and 857.

Sunrise / Sunset in 02138

Sunrise: 6:58 am
Sunset: 6:02 pm
Sunrise in 02138 6:58 am
Sunrise in 02138 6:02 pm

Weather forecast for 02138

Columbus Day's forecast for 02138: A chance of rain showers before 2pm, then a chance of rain showers and patchy fog. Partly sunny, with a high near 61. West wind around 7 mph. Chance of precipitation is 30%.

Current air quality in 02138

Air quality: Good Air quality scale in 02138 Good

Internet in 02138

In ZIP Code 02138, about 96.1% of households have a computer, while 87.8% have broadband Internet service.

Gender in 02138

In ZIP Code 02138, females make up an estimated 51.7% of the overall population, while males comprise approximately 48.3%.

Health Insurance in 02138

Approximately 2.8% of adults aged 18 to 64 in ZIP Code 02138 (Cambridge, MA) are currently uninsured and do not have health insurance.

Income in ZIP Code 02138

The median household income in ZIP Code 02138 is $105,065, while the region's mean household income is $158,333. Breaking income down further, per capita income in the region is $61,017. The per capita income in ZIP Code 02138 of $61,017 is approximately 39.43% more than the per capita income in Massachusetts overall of $43,761. An estimated 4.1% of the population is living below the poverty line in this region. This rate is approximately 56.84% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.6% of the population in 02138 earn $200,000 or more per year, while an estimated 17.4% earn $100,000 to $149,999 per year, and 2.4% of 02138 residents earn $10,000 to $14,999 per year.

Household Income Details

Bar chart displaying household income in ZIP Code 02138. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 02138

Household Income Percent
Less than $10,000 per year 7.0%
$10,000 to $14,999 per year 2.4%
$15,000 to $24,999 per year 3.9%
$25,000 to $34,999 per year 5.4%
$35,000 to $49,999 per year 7.4%
$50,000 to $74,999 per year 11.0%
$75,000 to $99,999 per year 10.1%
$100,000 to $149,999 per year 17.4%
$150,000 to $199,999 per year 11.7%
$200,000 or more per year 23.6%

Education levels in ZIP Code 02138

In ZIP Code 02138, 97.8% of the population graduated high school, while 87.5% have a bachelor's degree or higher. In this region, 1.0% achieved an education level less than 9th grade, while 58.5% hold a graduate or professional degree. Approximately 4.1% in this Middlesex County region reached the highest level of high school graduate (including equivalency).

Education Attained in 02138

Education Level Percent
Less than 9th grade 1.0%
9th to 12th grade, no diploma 1.2%
High school graduate (includes equivalency) 4.1%
Some college, no degree 5.0%
Associate's degree 1.2%
Bachelor's degree 29.0%
Graduate or professional degree 58.5%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 02138. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Race & Ethnicity in ZIP Code 02138

Looking at race in the population that makes up ZIP Code 02138, 94.4% is one race, while 5.6% are two or more races. Approximately 8.7% of 02138 residents are hispanic or Latino (of any race). The most common race in 02138 (race alone or in combination with one or more other races), is White (75.9%), followed by Asian (19.5%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 02138. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 02138

Industry Percent
White 75.9%
Black or African American 7.1%
American Indian and Alaska Native 0.5%
Asian 19.5%
Native Hawaiian and Other Pacific Islander 0.2%
Some other race 2.6%
* Race alone or in combination with one or more other races

Language Breakdown in ZIP Code 02138

In ZIP Code 02138, 69.3% of the population lists "English only" as the language spoken in home, while 6.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 11.1% of homes, and other Indo-European languages are spoken in 10.7% of homes. Lastly, 2.6% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Middlesex County region.

Language Spoken in 02138

Language Spoken Percent
English only 69.3%
Spanish 6.3%
Other Indo-European languages 11.1%
Asian and Pacific Islander languages 10.7%
Other languages 2.6%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 02138. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 02138

The median home value in ZIP Code 02138 in July 2024 comes in at $2,477,564. The July 2024 value is approximately 2% higher than the $2,439,427 median value in February 2024, and 3% higher than the $2,411,915 median value in August 2023. Regarding the age of homes in ZIP Code 02138, an estimated 57.2% of homes were built in 1939 or earlier. Additionally, 8.6% of homes in the region were built between 1960 and 1969, while an estimated 1.7% of homes were built in 2014 or later in this Middlesex County region.

Home Values in 02138

Month Home value
Jul 2024 $2,477,564
Jun 2024 $2,496,539
May 2024 $2,505,653
Apr 2024 $2,493,877
Mar 2024 $2,466,150
Feb 2024 $2,439,427
Jan 2024 $2,428,227
Dec 2023 $2,426,419
Nov 2023 $2,429,021
Oct 2023 $2,425,701
Sep 2023 $2,423,330
Aug 2023 $2,411,915

Median Home Values Over Time

Line chart displaying median home values in ZIP Code 02138. This visualizes a recent 12-month span of home values in the region.

Age of Housing in 02138

Year Home Built Percent
Built in 2014 or later 1.7%
Built between 2010 and 2013 2.7%
Built between 2000 and 2009 3.9%
Built between 1990 and 1999 3.2%
Built between 1980 and 1989 4.8%
Built between 1970 and 1979 7.3%
Built between 1960 and 1969 8.6%
Built between 1950 and 1959 4.5%
Built between 1940 and 1949 6.0%
Built in 1939 or earlier 57.2%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 02138. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Age Breakdown in ZIP Code 02138

Residents of ZIP Code 02138 are younger than average. The median age of 29.4 years in ZIP Code 02138 is approximately 22.83% lower than the overall median age in the U.S. of 38.1 years. About 89.2% of residents are aged 18 years and older, and 15.0% of residents are 62 years and over. Approximately 22.6% of the population in 02138 falls in the age group 25 to 34 years, while an estimated 17.1% are aged 20 to 24 years. On the low end of the scale, 2.1% of 02138 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 02138. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 02138

Age Range Percent
Under 5 years 4.3%
5 to 9 years 2.6%
10 to 14 years 2.8%
15 to 19 years 12.2%
20 to 24 years 17.1%
25 to 34 years 22.6%
35 to 44 years 11.4%
45 to 54 years 7.6%
55 to 59 years 3.0%
60 to 64 years 3.7%
65 to 74 years 7.3%
75 to 84 years 3.4%
85 years and over 2.1%

Chronic Health Issues in ZIP Code 02138 [4]

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 02138. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 02138

Health Issue Percent of adults*
* aged 18 & above

Health Risk Behaviors & Prevention in 02138 [4]

One of the top preventative health measures in ZIP Code 02138 is current access to health insurance, as an estimated 97.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 02138 list , as a preventive measure.

Preventative Health in 02138

Preventive Measure Percent of adults*
Current access to health insurance 97.2%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 02138. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 02138. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 02138

Risk Behavior Percent of adults*
* aged 18 & above

Utilities in ZIP Code 02138 [6]

Regarding solar power potential, ZIP Code 02138 has an average daily solar radiation level of 4.9 kWh/m2/day. This is approximately 18.93% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.64% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 02138. This visualizes electricity rates in 02138 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 02138

Region Residential Commercial Industrial
ZIP Code 02138 14.91¢/kWh 13.84¢/kWh 12.57¢/kWh
Massachusetts 28.84¢/kWh 21.04¢/kWh 18.33¢/kWh
United States 16.62¢/kWh 13.58¢/kWh 8.81¢/kWh

Solar Power in 02138

Month ZIP Code 02138 Low (WA) High (AZ)
Jan 3.89 1.9 5.84
Feb 4.65 3 6.31
Mar 5.2 3.65 7.02
Apr 5.55 5.13 7.3
May 5.51 5.17 7.13
Jun 5.64 5.72 6.95
Jul 5.76 6.22 6.51
Aug 5.83 6.08 6.65
Sep 5.46 5.15 7.02
Oct 4.44 3.32 6.92
Nov 3.53 2.33 5.99
Dec 3.35 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 02138. This visualizes solar power levels in 02138 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Jobs Breakdown in ZIP Code 02138

In 02138, 63.8% of the population is in the labor force. Recent estimates place 9.9% as working from home, while the total labor force in the region has a mean travel to time to work of 25.4 minutes. Approximately 46.3% of the employed population 16 years and over in 02138 work in educational services, and health care and social assistance, while an estimated 22.0% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.1% of 02138 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 02138. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 02138

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.1%
Construction 1.0%
Manufacturing 4.9%
Wholesale trade 0.5%
Retail trade 4.4%
Transportation and warehousing, and utilities 0.8%
Information 3.2%
Finance and insurance, and real estate and rental and leasing 6.7%
Professional, scientific, management, and administrative 22.0%
Educational services, and health care and social assistance 46.3%
Arts, entertainment, and recreation, and accommodation and food services 5.0%
Other services, except public administration 3.2%
Public administration 1.9%

Consumer Financial Products Complaints in 02138 [5]

Regarding consumer complaints about financial products in ZIP Code 02138, credit reporting or other personal consumer reports have received the most complaints in 02138 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Middlesex County region was incorrect information on a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 02138. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 02138

Complaint Product Number of Complaints*
Credit reporting or other personal consumer reports 38
Checking or savings account 26
Credit reporting or credit repair services 20
Student loan 11
Money transfer, virtual currency, or money service 9
Other 25
* Total in 2021

Consumer Complaints by Issue in 02138

Complaint Issue Number of Complaints*
Incorrect information on your report 28
Improper use of your report 22
Managing an account 18
Dealing with your lender or servicer 9
Closing an account 7
Other 45
* Total 2021 - 2024 (current)

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 02138. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.

Notes

  • [4] Health data referenced here originate from the Centers for Disease Control and Prevention (CDC).
  • [5] Consumer financial product complaint data referenced here originate from the Consumer Financial Protection Bureau.
  • [6] Electricity rates and electricity usage data referenced here originate from the National Renewable Energy Laboratory (NREL) and/or the U.S. Energy Information Administration (EIA). Estimates utilize regional U.S. Census Bureau data along with regional NREL and/or EIA data.