The 01089 ZIP Code is primarily associated with West Springfield, MA in Hampden County in the United States. The current population estimate is 28,609. In this Massachusetts region, an estimated 89.6% hold a high school degree or higher, and the per capita income is approximately $34,222. An estimated 8% of the population in this ZIP lives below the poverty line, while the median househould income is $53,053. The median age in ZIP Code 01089 is approximately 41.0 years, and 19.8% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 01089 is $53,053, while the region's mean household income is $76,180. Breaking income down further, per capita income in the region is $34,222. The per capita income in ZIP Code 01089 of $34,222 is approximately 21.8% less than the per capita income in the U.S. overall of $43,761. An estimated 7.5% of the population is living below the poverty line in this region. This rate is approximately 21.05% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.7% of the population in 01089 earn $50,000 to $74,999 per year, while an estimated 14.0% earn $100,000 to $149,999 per year, and 3.6% of 01089 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 7.4% |
| $10,000 to $14,999 per year | 3.6% |
| $15,000 to $24,999 per year | 10.7% |
| $25,000 to $34,999 per year | 11.9% |
| $35,000 to $49,999 per year | 13.7% |
| $50,000 to $74,999 per year | 17.7% |
| $75,000 to $99,999 per year | 10.1% |
| $100,000 to $149,999 per year | 14.0% |
| $150,000 to $199,999 per year | 4.6% |
| $200,000 or more per year | 6.3% |
In ZIP Code 01089, 89.6% of the population graduated high school, while 33.7% have a bachelor's degree or higher. In this region, 3.6% achieved an education level less than 9th grade, while 14.5% hold a graduate or professional degree. Approximately 25.8% in this Hampden County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.6% |
| 9th to 12th grade, no diploma | 6.8% |
| High school graduate (includes equivalency) | 25.8% |
| Some college, no degree | 19.8% |
| Associate's degree | 10.3% |
| Bachelor's degree | 19.2% |
| Graduate or professional degree | 14.5% |
Looking at race in the population that makes up ZIP Code 01089, 96.8% is one race, while 3.2% are two or more races. Approximately 10.6% of 01089 residents are hispanic or Latino (of any race). The most common race in 01089 (race alone or in combination with one or more other races), is White (89.8%), followed by Asian (5.0%) .
| Industry | Percent |
|---|---|
| White | 89.8% |
| Black or African American | 4.5% |
| American Indian and Alaska Native | 0.9% |
| Asian | 5.0% |
| Native Hawaiian and Other Pacific Islander | 0.7% |
| Some other race | 2.7% |
In ZIP Code 01089, 77.9% of the population lists "English only" as the language spoken in home, while 6.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 9.5% of homes, and other Indo-European languages are spoken in 3.3% of homes. Lastly, 2.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hampden County region.
| Language Spoken | Percent |
|---|---|
| English only | 77.9% |
| Spanish | 6.6% |
| Other Indo-European languages | 9.5% |
| Asian and Pacific Islander languages | 3.3% |
| Other languages | 2.7% |
Regarding the age of homes in ZIP Code 01089, an estimated 29.6% of homes were built in 1939 or earlier. Additionally, 15.3% of homes in the region were built between 1950 and 1959, while an estimated 0.3% of homes were built between 2010 and 2013 in this Hampden County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.3% |
| Built between 2000 and 2009 | 4.4% |
| Built between 1990 and 1999 | 6.4% |
| Built between 1980 and 1989 | 9.2% |
| Built between 1970 and 1979 | 13.3% |
| Built between 1960 and 1969 | 14.4% |
| Built between 1950 and 1959 | 15.3% |
| Built between 1940 and 1949 | 6.8% |
| Built in 1939 or earlier | 29.6% |
Residents of ZIP Code 01089 are older than average. The median age of 41.0 years in ZIP Code 01089 is approximately 7.61% higher than the overall median age in the U.S. of 38.1 years. About 79.6% of residents are aged 18 years and older, and 19.8% of residents are 62 years and over. Approximately 15.8% of the population in 01089 falls in the age group 45 to 54 years, while an estimated 13.4% are aged 25 to 34 years. On the low end of the scale, 2.7% of 01089 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.2% |
| 5 to 9 years | 4.8% |
| 10 to 14 years | 6.8% |
| 15 to 19 years | 6.4% |
| 20 to 24 years | 6.2% |
| 25 to 34 years | 13.4% |
| 35 to 44 years | 12.6% |
| 45 to 54 years | 15.8% |
| 55 to 59 years | 6.9% |
| 60 to 64 years | 6.1% |
| 65 to 74 years | 8.7% |
| 75 to 84 years | 4.6% |
| 85 years and over | 2.7% |
Regarding solar power potential, ZIP Code 01089 has an average daily solar radiation level of 4.85 kWh/m2/day. This is approximately 17.72% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.4% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 01089 | 14.07¢/kWh | 8.48¢/kWh | 6.07¢/kWh |
| Massachusetts | 28.34¢/kWh | 21.32¢/kWh | 18.53¢/kWh |
| United States | 15.45¢/kWh | 12.68¢/kWh | 8.1¢/kWh |
| Month | ZIP Code 01089 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.57 | 1.9 | 5.84 |
| Feb | 4.59 | 3 | 6.31 |
| Mar | 5.04 | 3.65 | 7.02 |
| Apr | 5.57 | 5.13 | 7.3 |
| May | 5.54 | 5.17 | 7.13 |
| Jun | 5.46 | 5.72 | 6.95 |
| Jul | 5.79 | 6.22 | 6.51 |
| Aug | 5.68 | 6.08 | 6.65 |
| Sep | 5.65 | 5.15 | 7.02 |
| Oct | 4.47 | 3.32 | 6.92 |
| Nov | 3.7 | 2.33 | 5.99 |
| Dec | 3.22 | 1.78 | 5.46 |
In 01089, 66.4% of the population is in the labor force. Recent estimates place 3.7% as working from home, while the total labor force in the region has a mean travel to time to work of 20.6 minutes. Approximately 30.2% of the employed population 16 years and over in 01089 work in educational services, and health care and social assistance, while an estimated 12.6% work in retail trade. On the lower end of the scale, just 0.1% of 01089 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 5.0% |
| Manufacturing | 12.0% |
| Wholesale trade | 1.4% |
| Retail trade | 12.6% |
| Transportation and warehousing, and utilities | 5.4% |
| Information | 1.5% |
| Finance and insurance, and real estate and rental and leasing | 9.2% |
| Professional, scientific, management, and administrative | 7.0% |
| Educational services, and health care and social assistance | 30.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.3% |
| Other services, except public administration | 5.2% |
| Public administration | 3.2% |
Regarding consumer complaints about financial products in ZIP Code 01089, credit reporting or credit repair services have received the most complaints in 01089 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Hampden County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 8 |
| Mortgage | 2 |
| Checking or savings account | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 4 |
| Unable to get your credit report or credit score | 3 |
| Managing an account | 1 |
| Problem with a credit reporting company's investigation | 1 |
| Struggling to pay mortgage | 1 |
| Other | 2 |