The 01077 ZIP Code is primarily associated with Southwick, MA in Hampden County in the United States. The current population estimate is 9,720. In this Massachusetts region, an estimated 92.4% hold a high school degree or higher, and the per capita income is approximately $38,714. Median househould income in this ZIP sits at $73,776, and approximately 7% of the population lives below the poverty line. The median age in ZIP Code 01077 is approximately 47.3 years, and 25.4% of the region's residents are aged 62 years and older.
The median household income in ZIP Code 01077 is $73,776, while the region's mean household income is $97,222. Breaking income down further, per capita income in the region is $38,714. The per capita income in ZIP Code 01077 of $38,714 is approximately 11.53% less than the per capita income in the U.S. overall of $43,761. An estimated 6.6% of the population is living below the poverty line in this region. This rate is approximately 30.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 14.2% of the population in 01077 earn $100,000 to $149,999 per year, while an estimated 13.9% earn $75,000 to $99,999 per year, and 1.8% of 01077 residents earn $10,000 to $14,999 per year.
|Less than $10,000 per year||5.6%|
|$10,000 to $14,999 per year||1.8%|
|$15,000 to $24,999 per year||5.8%|
|$25,000 to $34,999 per year||10.8%|
|$35,000 to $49,999 per year||13.6%|
|$50,000 to $74,999 per year||13.0%|
|$75,000 to $99,999 per year||13.9%|
|$100,000 to $149,999 per year||14.2%|
|$150,000 to $199,999 per year||11.0%|
|$200,000 or more per year||10.3%|
In ZIP Code 01077, 92.4% of the population graduated high school, while 35.8% have a bachelor's degree or higher. In this region, 2.2% achieved an education level less than 9th grade, while 17.2% hold a graduate or professional degree. Approximately 24.7% in this Hampden County region reached the highest level of high school graduate (including equivalency).
|Less than 9th grade||2.2%|
|9th to 12th grade, no diploma||5.3%|
|High school graduate (includes equivalency)||24.7%|
|Some college, no degree||18.1%|
|Graduate or professional degree||17.2%|
Looking at race in the population that makes up ZIP Code 01077, 98.5% is one race, while 1.5% are two or more races. Approximately 3.5% of 01077 residents are hispanic or Latino (of any race). The most common race in 01077 (race alone or in combination with one or more other races), is White (97.2%), followed by Asian (1.8%) .
|Black or African American||1.2%|
|American Indian and Alaska Native||0.7%|
|Native Hawaiian and Other Pacific Islander||0.0%|
|Some other race||0.6%|
In ZIP Code 01077, 93.3% of the population lists "English only" as the language spoken in home, while 1.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.3% of homes, and other Indo-European languages are spoken in 1.5% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hampden County region.
|Other Indo-European languages||3.3%|
|Asian and Pacific Islander languages||1.5%|
Regarding the age of homes in ZIP Code 01077, an estimated 19.2% of homes were built between 1990 and 1999. Additionally, 17.5% of homes in the region were built between 1950 and 1959, while an estimated 1.1% of homes were built between 2010 and 2013 in this Hampden County region.
|Year Home Built||Percent|
|Built in 2014 or later||1.7%|
|Built between 2010 and 2013||1.1%|
|Built between 2000 and 2009||8.6%|
|Built between 1990 and 1999||19.2%|
|Built between 1980 and 1989||12.5%|
|Built between 1970 and 1979||14.5%|
|Built between 1960 and 1969||8.5%|
|Built between 1950 and 1959||17.5%|
|Built between 1940 and 1949||8.8%|
|Built in 1939 or earlier||7.5%|
Residents of ZIP Code 01077 are older than average. The median age of 47.3 years in ZIP Code 01077 is approximately 24.15% higher than the overall median age in the U.S. of 38.1 years. About 80.2% of residents are aged 18 years and older, and 25.4% of residents are 62 years and over. Approximately 13.6% of the population in 01077 falls in the age group 45 to 54 years, while an estimated 11.0% are aged 35 to 44 years. On the low end of the scale, 3.4% of 01077 residents are aged 85 years and over.
|Under 5 years||5.1%|
|5 to 9 years||4.8%|
|10 to 14 years||6.5%|
|15 to 19 years||5.3%|
|20 to 24 years||4.5%|
|25 to 34 years||10.8%|
|35 to 44 years||11.0%|
|45 to 54 years||13.6%|
|55 to 59 years||7.8%|
|60 to 64 years||8.9%|
|65 to 74 years||10.1%|
|75 to 84 years||8.2%|
|85 years and over||3.4%|
One of the leading chronic health issues in ZIP Code 01077 is high cholesterol, as an estimated 30.7% of adults aged 18 and older deal with this issue. Another chronic health issue of concern for residents of 01077 is high blood pressure, as approximately 30.0% of adults 18 and older in this Hampden County region contend with that issue.
|Health Issue||Percent of adults*|
|Coronary heart disease||5.8%|
|High blood pressure||30.0%|
|Chronic kidney disease||2.6%|
|Cancer (excluding skin cancer)||8.0%|
One of the top preventative health measures in ZIP Code 01077 is current access to health insurance, as an estimated 92.8% of adults 18 and older take part in this preventive measure. Additionally, 91.8% of those 18 and above in 01077 list cholesterol screening, as a preventive measure. Common health risk behaviors in 01077 include sleeping less than 7 hours (33.1% of adults aged 18 and above) and obesity (26.3% of those 18 and older).
|Preventive Measure||Percent of adults*|
|Current access to health insurance||92.8%|
|Taking medicine for high blood pressure control||75.2%|
|Visits to doctor for routine checkup||79.6%|
|Visits to dentist or dental clinic||76.0%|
|Risk Behavior||Percent of adults*|
|No leisure-time physical activity||24.8%|
|Sleeping less than 7 hours||33.1%|
The average residential electricity rate in ZIP Code 01077 of 14.07¢/kWh. This rate is about 41.2% less than the average rate in Massachusetts, and approximately 8.99% less than the average rate in the U.S. as a whole. Regarding solar power potential, ZIP Code 01077 has an average daily solar radiation level of 4.84 kWh/m2/day. This is approximately 17.48% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.56% less than an area in the U.S. with historically high solar radiation levels (AZ).
|ZIP Code 01077||14.07¢/kWh||8.48¢/kWh||6.07¢/kWh|
|Month||ZIP Code 01077||Low (WA)||High (AZ)|
In 01077, 61.9% of the population is in the labor force. Recent estimates place 4.6% as working from home, while the total labor force in the region has a mean travel to time to work of 27.8 minutes. Approximately 21.7% of the employed population 16 years and over in 01077 work in educational services, and health care and social assistance, while an estimated 15.3% work in manufacturing. On the lower end of the scale, just 0.8% of 01077 workers 16 years and over work in information.
|Agriculture, forestry, fishing and hunting, and mining||1.4%|
|Transportation and warehousing, and utilities||4.8%|
|Finance and insurance, and real estate and rental and leasing||7.2%|
|Professional, scientific, management, and administrative||6.9%|
|Educational services, and health care and social assistance||21.7%|
|Arts, entertainment, and recreation, and accommodation and food services||7.7%|
|Other services, except public administration||4.7%|
Regarding consumer complaints about financial products in ZIP Code 01077, money transfer, virtual currency, or money service have received the most complaints in 01077 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Hampden County region was fraud or scam.
|Complaint Product||Number of Complaints*|
|Money transfer, virtual currency, or money service||2|
|Credit reporting or credit repair services||1|
|Payday loan, title loan, or personal loan||1|
|Complaint Issue||Number of Complaints*|
|Fraud or scam||1|
|Incorrect information on your report||1|
|Other transaction problem||1|
|Problem with the payoff process at the end of the loan||1|