The 01060 ZIP Code is primarily associated with Northampton, MA in Hampshire County in the United States. The current population estimate is 15,948. In this Massachusetts region, an estimated 93.7% hold a high school degree or higher, and the per capita income is approximately $38,081. Approximately 7% of the population lives below the poverty line, while the median househould income sits at $61,798. The median age in ZIP Code 01060 is approximately 35.1 years, and 19.7% of the region's residents are aged 62 years and older.
The median household income in ZIP Code 01060 is $61,798, while the region's mean household income is $90,067. Breaking income down further, per capita income in the region is $38,081. The per capita income in ZIP Code 01060 of $38,081 is approximately 12.98% less than the per capita income in the U.S. overall of $43,761. An estimated 7.4% of the population is living below the poverty line in this region. This rate is approximately 22.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 16.7% of the population in 01060 earn $50,000 to $74,999 per year, while an estimated 12.8% earn $100,000 to $149,999 per year, and 5.8% of 01060 residents earn $10,000 to $14,999 per year.
|Less than $10,000 per year||7.3%|
|$10,000 to $14,999 per year||5.8%|
|$15,000 to $24,999 per year||10.6%|
|$25,000 to $34,999 per year||8.9%|
|$35,000 to $49,999 per year||9.3%|
|$50,000 to $74,999 per year||16.7%|
|$75,000 to $99,999 per year||10.4%|
|$100,000 to $149,999 per year||12.8%|
|$150,000 to $199,999 per year||8.1%|
|$200,000 or more per year||10.1%|
In ZIP Code 01060, 93.7% of the population graduated high school, while 64.7% have a bachelor's degree or higher. In this region, 1.6% achieved an education level less than 9th grade, while 37.4% hold a graduate or professional degree. Approximately 11.7% in this Hampshire County region reached the highest level of high school graduate (including equivalency).
|Less than 9th grade||1.6%|
|9th to 12th grade, no diploma||4.7%|
|High school graduate (includes equivalency)||11.7%|
|Some college, no degree||11.2%|
|Graduate or professional degree||37.4%|
Looking at race in the population that makes up ZIP Code 01060, 95.4% is one race, while 4.6% are two or more races. Approximately 7.6% of 01060 residents are hispanic or Latino (of any race). The most common race in 01060 (race alone or in combination with one or more other races), is White (90.8%), followed by Asian (6.5%) .
|Black or African American||3.8%|
|American Indian and Alaska Native||0.7%|
|Native Hawaiian and Other Pacific Islander||0.6%|
|Some other race||2.5%|
In ZIP Code 01060, 86.3% of the population lists "English only" as the language spoken in home, while 5.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.2% of homes, and other Indo-European languages are spoken in 2.8% of homes. Lastly, 0.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hampshire County region.
|Other Indo-European languages||5.2%|
|Asian and Pacific Islander languages||2.8%|
Regarding the age of homes in ZIP Code 01060, an estimated 52.7% of homes were built in 1939 or earlier. Additionally, 10.6% of homes in the region were built between 1970 and 1979, while an estimated 1.3% of homes were built in 2014 or later in this Hampshire County region.
|Year Home Built||Percent|
|Built in 2014 or later||1.3%|
|Built between 2010 and 2013||1.5%|
|Built between 2000 and 2009||2.4%|
|Built between 1990 and 1999||5.3%|
|Built between 1980 and 1989||8.2%|
|Built between 1970 and 1979||10.6%|
|Built between 1960 and 1969||5.9%|
|Built between 1950 and 1959||8.5%|
|Built between 1940 and 1949||3.6%|
|Built in 1939 or earlier||52.7%|
Residents of ZIP Code 01060 are younger than average. The median age of 35.1 years in ZIP Code 01060 is approximately 7.87% lower than the overall median age in the U.S. of 38.1 years. About 87.0% of residents are aged 18 years and older, and 19.7% of residents are 62 years and over. Approximately 14.9% of the population in 01060 falls in the age group 25 to 34 years, while an estimated 13.8% are aged 20 to 24 years. On the low end of the scale, 2.4% of 01060 residents are aged under 5 years.
|Under 5 years||2.4%|
|5 to 9 years||3.9%|
|10 to 14 years||4.7%|
|15 to 19 years||10.1%|
|20 to 24 years||13.8%|
|25 to 34 years||14.9%|
|35 to 44 years||10.9%|
|45 to 54 years||11.9%|
|55 to 59 years||5.8%|
|60 to 64 years||5.7%|
|65 to 74 years||10.1%|
|75 to 84 years||3.2%|
|85 years and over||2.5%|
The average residential electricity rate in ZIP Code 01060 of 13.13¢/kWh. This rate is about 50.04% less than the average rate in Massachusetts, and approximately 18.4% less than the average rate in the U.S. as a whole. Regarding solar power potential, ZIP Code 01060 has an average daily solar radiation level of 4.77 kWh/m2/day. This is approximately 15.78% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.62% less than an area in the U.S. with historically high solar radiation levels (AZ).
|ZIP Code 01060||13.13¢/kWh||7.38¢/kWh||5.14¢/kWh|
|Month||ZIP Code 01060||Low (WA)||High (AZ)|
In 01060, 64.7% of the population is in the labor force. Recent estimates place 10.9% as working from home, while the total labor force in the region has a mean travel to time to work of 21.3 minutes. Approximately 47.2% of the employed population 16 years and over in 01060 work in educational services, and health care and social assistance, while an estimated 11.2% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.4% of 01060 workers 16 years and over work in wholesale trade.
|Agriculture, forestry, fishing and hunting, and mining||0.5%|
|Transportation and warehousing, and utilities||0.7%|
|Finance and insurance, and real estate and rental and leasing||3.1%|
|Professional, scientific, management, and administrative||11.1%|
|Educational services, and health care and social assistance||47.2%|
|Arts, entertainment, and recreation, and accommodation and food services||11.2%|
|Other services, except public administration||5.6%|
Regarding consumer complaints about financial products in ZIP Code 01060, money transfer, virtual currency, or money service have received the most complaints in 01060 in the past 12 months. Student loan received the second most complaints. The most frequent complaint overall in this Hampshire County region was dealing with a lender or servicer.
|Complaint Product||Number of Complaints*|
|Money transfer, virtual currency, or money service||3|
|Checking or savings account||1|
|Vehicle loan or lease||1|
|Complaint Issue||Number of Complaints*|
|Dealing with your lender or servicer||2|
|Other transaction problem||2|
|Fraud or scam||1|
|Managing an account||1|
|Managing the loan or lease||1|